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dave9354

Joined: Jan 16, 2010Comments: 43
Forum Threads: 14Forum Posts: 26
Rep Points: 295
dave9354

Recent Community Posts


Midfirst Direct Activity & ACH Fees Q.
Updated: May 3, 2016 by CDInvestor1  |  3 comments  |  Ask The Community

Hi, Calling any and all MidFirst Direct customers. I have a couple of CDs with MidFirst Direct but no other accounts, thus these accounts have no read more

Andrews FCU 84 Month 3% IRA CD
Updated: Apr 13, 2016 by bwk1954  |  12 comments  |  Miscellaneous

Had a 5 year 3.04% IRA at Digital CU that matured 10 days ago and scrambled to replace it. I used the weekly CD Summary to look for a replacement read more

Western FCU Changing Name To Unify FCU
Updated: Mar 10, 2016 by cactus  |  10 comments  |  Miscellaneous

I just got a notice in the mail from Western Federal Credit Union saying that as of today, it is changing its name to Unify Federal Credit Union. read more

Valor Credit Union - Add On Cd - Will Allow One Add On Deposit If You Sign Release Form
Updated: Feb 25, 2016 by Francis1  |  10 comments  |  Miscellaneous

In December, Valor credit union stopped allowing add on deposits to their 7 year add on cd. A lot of us complained. Today I received notice there was a read more

Add-On No Longer Excepted For Prime Rate Certificate Holders
Updated: Jan 12, 2016 by Ken Tumin  |  25 comments  |  Bank Deals

I just received notice that prime rate certificate holders will not be allowed to add on to their certificates until further notice.. Also, Valor will read more

$75 Fee To Transfer An IRA To A New Bank?
Updated: Dec 28, 2015 by barry_NY  |  13 comments  |  Ask The Community

I was charged a $75 fee to transfer an expired IRA CD to another bank!  Because of the new banking laws, it is difficult to just take a check from read more

401K To A IRA
Updated: Nov 18, 2015 by dave9354  |  2 comments  |  Ask The Community

How difficult is it --or will they make it - for me to transfer /rollover my 401k to a credit union ira ? I am currently not employed with my 401k plan

Valor CU: CFPB Complaints And Receipt Of Fee Schedule
Updated: Mar 16, 2015 by Sylvia  |  15 comments  |  Bank Deals

It might be useful to gather specific information related to the above in one central place instead of embedding it in Ken's blog post of 2/16, which has read more

Update On Complaint
Updated: Feb 18, 2015 by Ken Tumin  |  3 comments  |  Miscellaneous

My complaint to the CFPB was answered. They are going to forward my complaint to the NCUA. I will keep you updated.

Pearl Brown
Updated: Jan 27, 2015 by paoli2  |  12 comments  |  Miscellaneous

what happened to Pearl Brown? I enjoyed her posts every day. I have not seen any for a while.

High Fees On Iras
Updated: Jan 25, 2015 by dave9354  |  2 comments  |  Bank Deals

Be aware if you open an IRA at Salem Five that they charge an annual IRA service fee of $15  (the only one of my 10 IRA banks/ credit unions to do read more

Ally Bank Website Problems
Updated: Jan 21, 2015 by paoli2  |  1 comment  |  Miscellaneous

just spoke with csr  at ally bank. After adding new non ally account,they are not showing up to transfer funds. She says they are having problems read more

2.5 Million Payback To Customers Empower FCU
Posted: Jan 2, 2015 by dave9354  |  0 comments  |  Financial News

empower FCU has paid back 11.06% of yearly dividends on deposits to its members. That was a nice bonus!

Opening An IRA Rollover Certificate
Updated: Feb 9, 2014 by bobert  |  4 comments  |  Bank Reviews

After 3 phone calls and being put on hold for each one, I still have not had my account opened. All I have gotten from three different CSR's and one read more

Penfed Takes Too Long To Process IRA Transfer Paperwork
Updated: Feb 8, 2014 by dave9354  |  2 comments  |  Bank Reviews

I called them to find out about the transfer of my IRA account to another bank.  They received the paperwork from my bank, but, told me that they read more

Key Bank. Stay Away !!
Posted: Dec 11, 2013 by dave9354  |  0 comments  |  Bank Reviews

They put a seven day hold on a cashier's check from another bank when I deposited the check into my account. I had more than sufficient funds at key bank read more

Opening An Account
Posted: Sep 16, 2013 by dave9354  |  0 comments  |  Bank Reviews

the online application was quick and easy. Just need driver license number and bank account to fund the CD. Waiting for trial deposits. The rate locks in read more

Notice Of CD To Expire
Updated: Nov 9, 2012 by toetalee  |  7 comments  |  Bank Reviews

My CD expired and I didn't want to renew so I called and was told that I cannot cancel over the phone I would need to send an email. So I sent an email read more

2.25% APY 5- Year CD
Posted: Sep 21, 2012 by dave9354  |  0 comments  |  Bank Deals

Empower FCU has a deal for anyone over 50 years old. Open a free checking account and have a direct deposit of a payroll or social security check and they read more

Rate Drop Melrose Credit Union
Updated: Jul 24, 2012 by Ken Tumin  |  1 comment  |  Bank Deals

Melrose Credit Union drops it savings rates again!! How low can we go??

First Niagara...A Nightmare!!!
Posted: Mar 4, 2012 by dave9354  |  0 comments  |  Bank Reviews

Well, these morons did it again!! They sent a letter on March 2 that stated they reported on your 1099-INT to the IRS as savings bond income and not read more

First Niagara...A Nightmare!!!
Updated: Jan 7, 2012 by JMac  |  1 comment  |  Bank Reviews

After receiving a flyer in the mail, I opened an e-checking account with the promise of a 100.00 bonus. It has been a week since they ACH transfered my read more

No More Free Green Checking!!
Updated: Nov 6, 2010 by darkdreamer4u  |  3 comments  |  Bank Deals

I received a letter from Citizens Bank that my free checking will now cost $4.99 a month!! I will also have to pay $3.00 for a monthly paper read more

Melrose Credit Union (2372)
Posted: Aug 25, 2010 by dave9354  |  0 comments  |  Bank Deals

Rates have dropped .25% on share certificates

Melrose Credit Union
Posted: Jun 16, 2010 by dave9354  |  0 comments  |  Bank Reviews

This credit union has been one of the leaders of interest rates for a very long time. I have never had a problem with service. When I email for any read more