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Joined: Jun 5, 2012Comments: 16
Forum Threads: 2Forum Posts: 77
Rep Points: 287

Recent Community Posts

Debit Card Refund -Directv Scam?
Updated: Oct 18, 2016 by Shirley Peaster  |  7 comments  |  Ask The Community

I finally decided to terminate our DirectV service.  I did that in the middle of a billing period and thus was due a refund of the unused balance for read more

Rejected By Some (Not All CU's. How Do I Straighten It Out?
Updated: Oct 16, 2016 by John Sears  |  3 comments  |  Ask The Community

I saw the report from a local CU, it showed too many times applying.  I lost the statement where I could've started to straighten out.  My read more

Wells Fargo CEO Retires Under Fire
Updated: Oct 14, 2016 by Bozo  |  3 comments  |  Financial News

John Stumpf, the embattled CEO of Wells Fargo (WFC), retired from the company effective Wednesday. Stumpf's move comes just weeks after he was grilled by read more

What Happened To Bankaholic.Com?
Updated: Oct 7, 2016 by MidAtlantic  |  5 comments  |  Ask The Community

Does anyone know what happened to bankaholic.com?  I haven't seen any new postings since August 19, 2016.

Firstmark Credit Union Closed My Jumbo CD 5 Months Before Maturity And Sent The Money To "Unclaimed Property"!
Updated: Oct 5, 2016 by Azul  |  11 comments  |  Ask The Community

Has this ever occurred to anyone? I am beyond shocked! In October 2011, I opened a jumbo CD with Firstmark Credit Union after reading a blog entry about read more

Anyone Using Synchrony Online Bank
Updated: Sep 26, 2016 by MidAtlantic  |  7 comments  |  Ask The Community

Can anyone vouch for Synchrony Bank? I'm considering opening up a savings account because of the high 1.05% interest rate with no minimums or anything read more

Transferring Money To And From Online Only Banks
Updated: Sep 1, 2016 by Ally6770  |  6 comments  |  Ask The Community

I've only been using brick and mortar banks, but I think I want to start a savings account with the only banks like Ally, American Express, Synchrony, or read more

Free FICO Score (No Strings Attached) From Discover
Updated: Aug 2, 2016 by Ally6770  |  5 comments  |  Financial News

Discover’s new Credit Scorecard.com allows anyone and everyone access to their FICO scores. The service is free, and you don’t have to be a Discover read more

Barclays 5 Yr CD Now 1.75%
Updated: Jul 8, 2016 by CapitalClimate  |  2 comments  |  Bank Deals

I'm not sure when this changed but it was 2.05% until very recently.

Wal-Mart Sues Visa For Requiring Signatures On Chip Debit Card Transactions
Updated: May 14, 2016 by mantione  |  3 comments  |  Financial News

Wal-Mart Stores is suing Visa for allegedly forcing the retailer to let customers use signatures when paying with their chip-based debit cards. The read more

6% To 7% APY For 7 Months - $7K Max
Updated: Apr 29, 2016 by thowellIII  |  5 comments  |  Bank Deals

On NRL Federal Credit Union Home page NRL Federal Credit Union | VA | MD | DC you will see this special offering, for a limited time.  You can read more

Utility Bill Payment Processers
Updated: Feb 23, 2016 by RJM  |  23 comments  |  Ask The Community

Just now, I prepaid my power bill by paying a $2.25 fee for a $600 payment. And for my sewer & water bill, the fee was $1.95 for $500. Are these read more

UK: 'Banks Want Me Get An Online Account And Use Contactless Cards - But I Refuse'
Updated: Feb 2, 2016 by Purplesage  |  2 comments  |  Financial News

In the UK, a battle between the big banks and a breed of traditional savers who are rejecting modern technology. They like banks that still issue read more

Suspicious Phone Call About Computer Problems
Updated: Jan 21, 2016 by me1004  |  10 comments  |  Ask The Community

I just received a phone call from a man with a very strong "accent" whose voice sounded all gargled telling me he wanted me to go to my computer and press read more

CD Penalties On Death Of Grantor Of Personal Trust When There Are Co-Trustees.
Updated: Jan 7, 2016 by ocsteve  |  5 comments  |  Ask The Community

My father died recently, and owned CDs in two credit unions.  They are titled to his personal trust, with originally just him as trustee, but a few read more

Need Help Making Decision Where To "Put" $200K.
Updated: Jan 6, 2016 by TedandAfrica Osmundson  |  13 comments  |  Ask The Community

In my mid-seventies.  Own mortgage-free home valued at about $250K. Have about $80K in individual stocks I plan to leave for daughter.  Have read more

US Bank For Non US Citizens?
Updated: Dec 29, 2015 by jaylee2  |  11 comments  |  Ask The Community

I am from Europe and not living in the US. Do you know of any US bank where I can open a new account without being a US citizen or resident?Thank you

How To Avoid Double Taxation Of Unused Required Minimum Distributions?
Updated: Dec 22, 2015 by Ally6770  |  5 comments  |  Ask The Community

When retirees reach 70 1/2 and have to withdraw their Required Minimum Distribution from their IRAs they pay taxes on the amount and if it is a hefty read more

Credit Union Not Allowing Early Withdrawl Of CD After Owner's Death
Updated: Dec 14, 2015 by Ally6770  |  14 comments  |  Ask The Community

My parents jointly held a 3 year CD at a Virginia credit union that matured and auto-renewed while my father was terminally ill a few months before he read more

How Hackers Found A Way To Thwart Chip And PIN Credit Cards
Updated: Oct 21, 2015 by MidAtlantic  |  1 comment  |  Financial News

After years of preparation, chip and PIN credit cards are finally arriving in the United States. But while a chip and PIN might be much more secure than a read more

What Do You Need To Pawn Your Car For Instant Cash?
Updated: Aug 26, 2015 by MidAtlantic  |  7 comments  |  Financial News

Getting good cash can be difficult, and getting cash quickly can be just as hard. Getting both would be downright impossible if vehicle pawn loans weren’t read more

Reliable Savings Accounts, But With Better Rates
Updated: Jul 7, 2015 by MidAtlantic  |  3 comments  |  Ask The Community

I like to keep a somewhat large savings account balance and the 1% rate of online US banks is just not cutting it for me. Are there any good options read more

The Next Fraud Wave: When Banks Cash The Same Check Twice, You Might Have To Pay
Updated: Jun 24, 2015 by Ally6770  |  4 comments  |  Financial News

The student used a new, popular checking account tool called “remote deposit capture” — he deposited the check with his cell phone. Check recipients who read more

Americans Embracing Free Credit-Score Peek
Updated: May 11, 2015 by topkapi56  |  7 comments  |  Financial News

Americans may finally be getting hip to their credit. Nearly half of Americans -- 46 percent -- have checked their credit score within the past year, read more

Chase New Account Bonus - Upto $450 (Get Coupon From Chase Easily)
Updated: May 11, 2015 by DepositGuy835  |  23 comments  |  Bank Deals

Submit your email here to get the coupon in your email. Check out the fine prints. Expires 4/23. Chase offer link 

Data Breach Alert Laws May Be Eased
Updated: May 6, 2015 by MidAtlantic  |  1 comment  |  Miscellaneous

From The WallStreetJournal: U.S. companies wouldn’t have to disclose some cybersecurity breaches under proposed legislation introduced in both chambers read more

Would You Let The I.R.S. Prepare Your Taxes?
Updated: Apr 21, 2015 by dpandslemmen  |  14 comments  |  Miscellaneous

There's got to be a better way for doing taxes; “return-free filing” described herein makes sense to me---how about you?  Beware, you may well change read more

Britain Gets Rid Of Tax Returns! Should We Follow?
Updated: Apr 20, 2015 by paoli2  |  13 comments  |  Financial News

The reality is there's so much info collected from the British equivalents of 1099s, W2s, investment accounts, etc. They already have this info. So they read more

Discover Rolls Out Freeze Feature On Credit Cards
Updated: Apr 17, 2015 by me1004  |  2 comments  |  Financial News

Discover credit-card customers who can't quite put their finger on their plastic now may use a new "Freeze It" feature that acts like an on-off switch to read more

The Cost Of Feeling Secure And Feeling Stressed - The Simple Dollar
Updated: Apr 15, 2015 by paoli2  |  7 comments  |  Financial News

Sarah and I have a large emergency fund by almost any standards. If everything collapsed, we could live for more than a year simply on our cash reserves read more