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lou

Joined: Aug 3, 2010Comments: 618
Forum Threads: 17Forum Posts: 630
Rep Points: 4,079
lou

Recent Community Posts


Personal Story Of Identity Theft And Fraudulent Credit Card
Updated: 21 hours ago by 23margo  |  28 comments  |  Miscellaneous

For the first time in my life, I was victimized by this heinous deed. Yesterday, I received an alert from my AAA Experian monitoring service that I got a read more

Erie Federal Credit Union (EFCU) Experience -- Not Good!
Updated: Aug 11, 2016 by ronh  |  8 comments  |  Bank Reviews

Got bored over weekend, thus applied online for the (3.56%, $25K) Dividend+Plus account from EFCU. (1) ID questions were ancient and impossible read more

Hard To Tell If Interest Rates Have Hit Bottom
Updated: Jul 31, 2016 by jimbeau  |  4 comments  |  Financial News

It's entirely possible that interest rates hit all-time lows earlier this month that will never again be seen in our lifetimes, as many are now read more

International CDs
Updated: Apr 16, 2016 by Kennewickman  |  8 comments  |  Ask The Community

Hello,   I'm considering opening HSBC Advance accounts in Brazil, Turkey, India and Indonesia (all investment grade countries - for what it's read more

Andrews FCU 84 Month 3% IRA CD
Updated: Apr 13, 2016 by bwk1954  |  12 comments  |  Miscellaneous

Had a 5 year 3.04% IRA at Digital CU that matured 10 days ago and scrambled to replace it. I used the weekly CD Summary to look for a replacement read more

Why Was No One Prosecuted For Contributing To The Financial Crisis? New Documents Reveal Why
Updated: Mar 18, 2016 by lou  |  1 comment  |  Financial News

“This gags me.”  So said Elizabeth Warren in response to a Quora user, who asked, “What do you think are the real reasons that no Wall Street read more

ABSOLUTELY HORRIBLE EXPERIENCE AT ESFCU!!!!
Updated: Mar 2, 2016 by lou  |  1 comment  |  Bank Reviews

ABSOLUTELY HORRIBLE EXPERIENCE at ROCKVILLE EDUCATIONAL SYSTEMS FCU!!!! I applied for an Used Auto Loan and got a "FULL APPROVAL" letter for a $40,000 read more

Valor Credit Union - Add On Cd - Will Allow One Add On Deposit If You Sign Release Form
Updated: Feb 25, 2016 by Francis1  |  10 comments  |  Miscellaneous

In December, Valor credit union stopped allowing add on deposits to their 7 year add on cd. A lot of us complained. Today I received notice there was a read more

Fed's Kashkari Floats Breaking Up Big Banks To Avert Meltdown
Updated: Feb 17, 2016 by lou  |  1 comment  |  Financial News

Federal Reserve Bank of Minneapolis President Neel Kashkari said Congress hasn't gone far enough to protect the U.S. economy from potential crises and read more

5-Year CD Overview
Updated: Feb 12, 2016 by John Sears  |  8 comments  |  Financial News

Bankaholic's Sabrina Karl reviews the plight of 5-year CD's in light of the Federal Reserve's decisions. Now that it’s been almost eight weeks since the read more

Branches In Florida And Georgia
Updated: Feb 8, 2016 by Bozo  |  15 comments  |  Ask The Community

I was told that State Farm Bank has 2 branches on the East Coast.  One in Florida and one in Georgia.  Is this true?

Another Good Day For CDs
Updated: Feb 6, 2016 by Bozo  |  3 comments  |  Miscellaneous

Whenever my wife asks about "Mr. Market", I merely point out (a) it's not under my control, and (b) my serious money is in CDs.

Bernanke Says Fed Likely To Add Negative Interest Rates To Recession-Fighting Tool Kit
Updated: Feb 4, 2016 by Bozo  |  9 comments  |  Financial News

By WASHINGTON (MarketWatch) - The Federal Reserve should consider using negative rates to counter the next serious downturn, said former chairman Ben read more

How Long Does It Take To Fund An Account By ACH?
Updated: Jan 30, 2016 by CDInvestor1  |  12 comments  |  Ask The Community

Recently I filled out an application for a large CD online with an out of state US bank that came highly rated by Bauer Financial.  My application read more

Defiant US Fraudster Allen Stanford Vows To Clear Name
Updated: Jan 14, 2016 by lou  |  1 comment  |  Financial News

In his first interview since being indicted in 2009 for masterminding the second-largest Ponzi scheme in history, convicted US fraudster Allen Stanford read more

CDs From The Too-Big-To-Fail Banks
Updated: Jan 12, 2016 by klink  |  2 comments  |  Financial News

If you've never looked at just what a waste it is to buy CDs from the TBTF guys, Bankaholic's Sabrina Karl offers worthwhile insight. Exactly how bad are read more

Add-On No Longer Excepted For Prime Rate Certificate Holders
Updated: Jan 12, 2016 by Ken Tumin  |  25 comments  |  Bank Deals

I just received notice that prime rate certificate holders will not be allowed to add on to their certificates until further notice.. Also, Valor will read more

Yes, Financial Resolutions For The New Year Do Work
Updated: Jan 2, 2016 by 51hh  |  2 comments  |  Financial News

"We all know the drill by now: Make a New Year's resolution to lose weight or reduce spending or finally finish that novel. Fail in miserable fashion. read more

Dream Of New Kind Of Credit Union Is Extinguished By Bureaucracy
Updated: Dec 14, 2015 by Ally6770  |  6 comments  |  Financial News

From the NYT: Brewster Kahle didn't need to start a bank. He made a fortune building start-ups and then used his money to build the Internet Archive, a read more

Tricks To Help You Survive Retirement Financially
Updated: Dec 11, 2015 by Ally6770  |  2 comments  |  Financial News

Financial advisers strongly recommend that before you consider retirement you should be debt free. After all, if you couldn't pay your debts with a higher read more

Less Than Zero: Living With Negative Rates
Updated: Dec 11, 2015 by lou  |  1 comment  |  Financial News

From the WSJ Once, it was a good thing to have money in the bank. Now, Danish companies pay taxes early to rid themselves of cash. At one small Swiss read more

Limited Period Offer: 13 Months CD @1.00% APY
Updated: Oct 30, 2015 by klink  |  2 comments  |  Bank Deals

We are offering 13 Months individual CD @1.00% APY for a limited period. Minimum Deposit $1000.00, Maximum Deposit 249,999.00 for a single CD. For read more

Callable Step-Up CD
Updated: Oct 22, 2015 by me1004  |  7 comments  |  Bank Deals

HSBC is offering the following brokered CD. From October 23, 2015 to October 23, 2018 the CD Rate in 2.5% It is callable on October 23, 2018.  If read more

CFPB To Consider Rules That Would Revoke Banks' "License To Steal"
Updated: Oct 13, 2015 by lou  |  8 comments  |  Financial News

The lengthy, often complicated terms of use for more than half of all credit cards — and nearly half of all federally insured bank deposits — include read more

Fed Officials Seem Ready To Deploy Negative Rates In Next Crisis
Updated: Oct 11, 2015 by paoli2  |  4 comments  |  Financial News

Sorry about that Ally6770.      (Please remove this post.)

Educational Systems FCU (5 Yr CD, 3.37%APY) $100K Min
Updated: Oct 9, 2015 by lou  |  1 comment  |  Bank Deals

The CD is available at this rate for Star members, otherwise 2.81%APY.  Additional details are here.  Details to qualify for the Star membership

Alliant CU's New ACH Limits Vary By Member
Updated: Oct 8, 2015 by lou  |  9 comments  |  Miscellaneous

A couple weeks or ago, OldGuy posted a thread about Alliant Credit Union putting limits on how much you can send through the ACH each day. OldGuy said he read more

3 Fees Hit Record Highs At Banks, Thrifts
Updated: Oct 6, 2015 by lou  |  1 comment  |  Financial News

Bank and thrift customers are paying record-high fees for three very common products and services, according to the 2015 Checking Survey released by read more

Fort Knox....As Found On Bankrate.Com
Updated: Sep 17, 2015 by gbtexas  |  2 comments  |  Bank Deals

Today I noticed Ft. Knox was offering a 1.35%-14mo. certificate and a 2.30%-59mo. certificate. I called because I wanted to verify the amounts required to read more

Valor Credit Union Hires Interim CEO
Updated: Sep 15, 2015 by lou  |  2 comments  |  Financial News

Edward J. Fox has been hired as interim CEO.  Per an email received this morning, Mr. Fox has an extensive background in financial services and read more