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Joined: Jul 6, 2010Comments: 107
Forum Threads: 49Forum Posts: 93
Rep Points: 718

About Maecl

I really don't like using this system.  It was so much easier to leave a comment before.

Apple Bank's Grand Yield Acct is down to .90%.


Recent Community Posts

Deposit Accounts Email
Updated: Sep 26, 2016 by Anon456  |  4 comments  |  Ask The Community

I received the following email from Deposit Accounts showing large rate drops at Ally Bank.  I don't see the drops at Ally.  Anyone receive read more

18 Month CD Special
Updated: Sep 22, 2016 by Carpline  |  4 comments  |  Bank Deals

Liberty's 18 month CD rate is 1.50% and will raise the APY .25% one time if Fed raises rates. The minimum to open is $500, max is $50,000. Available at read more

What Happens If My Dad Passes And He Has A Cd Without Beneficiary On It?
Updated: Sep 4, 2016 by paoli2  |  14 comments  |  Ask The Community

my dad has some cd's without beneficiaries on them.  I am the executor of the estate.  what will happen if he passes?  Do I  just read more

Big Rate Drop
Updated: Aug 8, 2016 by larkin  |  1 comment  |  Bank Deals

My Savings Direct dropped rate to .85%, down from 1%. Hope this isn't a trend with all banks.

Updated: Feb 5, 2016 by kiwi  |  11 comments  |  Bank Deals

I recently opened a 2% cash back credit card with CITI. I put my Comcast, electric bill, heating bill, and car, house, personal liability and other read more

Rate Reduction Notification To 1.00%
Updated: Jan 2, 2016 by doglar  |  3 comments  |  Bank Deals

Rate Reduction Notification To 1.00% - Effective Date:12-14-2015

Penfed Credit Card - No B.S. - Awesome For Gas And Immediate Rebate
Updated: Oct 6, 2015 by Rosedala  |  4 comments  |  Bank Reviews

The PenFed credit card is currently the best card for gas rebate one can get. At the 5% discount I'll keep using the card. If they ever reduce that rate I read more

Rate Hike At My Savings Direct
Posted: Sep 23, 2014 by Maecl  |  0 comments  |  Bank Deals

My Savings Direct has raised saving account rate from 1% to 1.05%

Bonus For Maturing CD's
Updated: Aug 13, 2014 by RJM  |  2 comments  |  Bank Deals

I don't know if this has been mentioned, but my CD about to mature is only offering a .05% bonus.

Budget Proposal From Obama
Updated: Mar 9, 2014 by FAR  |  9 comments  |  Financial News

I was listening to the Ric Edelmman Show today and he said in the Presidents proposal he wants Roth IRA's to have mandatory withdrawals like Traditional read more

Ally's Loyalty Rewards
Updated: Feb 11, 2014 by cumulus  |  1 comment  |  Bank Deals

There is a change in Ally Banks loyalty rewards.  I have 2 CD's about to mature and they are only offering .15%  in loyalty rewards instead of read more

Ally Raised 12 Month CD
Updated: Jan 10, 2014 by buckeye61  |  1 comment  |  Bank Deals

Ally just raised their 12 month CD to .99%, up from .95%

Another Rate Drop
Updated: Dec 30, 2013 by mikek753  |  3 comments  |  Bank Deals

The rate on savings is down to .40%. I think it was .49. Letter came in mail to call for regulations in Patriot Act.  They wanted to know where funds read more

Looking For Rate Chart
Updated: Dec 26, 2013 by paoli2  |  3 comments  |  Ask The Community

I've been busy for the past 2 months and I'm now unfamiliar with the site.  Where is the list of savings accounts rates?

Rate Hike On Savings
Posted: Dec 26, 2013 by Maecl  |  0 comments  |  Bank Deals

The savings rate at Discover is .85%. I thing the rate on the 1 year CD is higher than it was.

Being Acquired
Updated: Nov 8, 2013 by Maecl  |  2 comments  |  Bank Deals

I received a letter dated 10/22/13 stating MYSavingsDirect.com, a division of Emigrant Bank, is acquiring Grand Yield Direct on Friday 11/22/13. They said read more

Fears Grow That Fed Might Be Going Bankrupt, Might Need Bailout
Updated: Oct 30, 2013 by lou  |  6 comments  |  Financial News

Fears are growing that the Fed's continued bond buying is putting it in a situation where it will go bankrupt and need a bailout.  As stimulus tab read more

Janet Yellen To Be Announced New Federal Reserve Chairwoman By Obama!
Updated: Oct 9, 2013 by Ally6770  |  7 comments  |  Miscellaneous

I just heard over the news that Pres. Obama is planning on announcing Janet Yellen to replace Bernanke as the first woman Fed Chairwoman.  It seems read more

Discover Has Increased CD Rates
Posted: Oct 8, 2013 by Maecl  |  0 comments  |  Bank Deals

12 month .90%, 18 month .95%

Two Year Anniversary Of The Durbin Amendment
Updated: Oct 2, 2013 by Maecl  |  2 comments  |  Ask The Community

Link to a site re: What happened to our savings? Retailers were supposed to be giving us lower prices.

Buffett Says Bernanke Should Stay At The Fed
Updated: Sep 22, 2013 by paoli2  |  20 comments  |  Financial News

Buffett says Bernanke should stay at Fed - MarketWatch 

TIAA Direct Rate Drop
Posted: Sep 19, 2013 by Maecl  |  0 comments  |  Bank Deals

The High Yield Savings is down to .50% down from .75%.  So how do we keep politics out of the discussion here?

Glass-Steagall May Be Re-Implemented
Updated: Jul 16, 2013 by Ally6770  |  8 comments  |  Financial News

When one of the most conservative Senators (John McCain), and one of the more liberal Senators (Elizabeth Warren), co-sponsor a bill, I tend to think it read more

20 Month CD
Posted: Jul 15, 2013 by Maecl  |  0 comments  |  Bank Deals

Savings Bank of Danbury has a 20 month 1.05% APY CD.  There is a $500 minimum and a $50,000 max deposit. I knew a special was coming and was hoping read more

TIAA Direct Drops Rates AGAIN To 0.76% APY
Updated: May 5, 2013 by smc  |  6 comments  |  Bank Deals

TIAA-CREF Direct once again dropped rates on their High Yield Savings and Money Market accounts: this time from 0.86% APY to 0.76% APY. This is the read more

18 Month CD
Posted: Mar 23, 2013 by Maecl  |  0 comments  |  Bank Deals

Savings Bank of Danbury has an 1.10% 18 month CD.  I can't open the link.  I assume like their last special it is new money only and local.

Hackers Using Java To Install Malware On Many Mac Computers
Updated: Mar 1, 2013 by Maecl  |  10 comments  |  Miscellaneous

Same hackers who used Facebook to hack into people's computers recently are now reported to have hacked malware onto many Macs via other Websites!: See read more

American Express Bank HYS Interest Rate Change
Updated: Feb 16, 2013 by 767  |  6 comments  |  Bank Deals

American Express Bank HYS APY rate dropped from 1.30 to 1.15 as of 3-March-2011.

Another Rate Drop At HSBC
Updated: Feb 11, 2013 by Maecl  |  1 comment  |  Bank Deals

This doesn't affect me because I have less than 50 cents left in the bank. I hope it's not a cause for concern with other banks. This is the email info read more

Lowered Rate
Posted: Jan 11, 2013 by Maecl  |  0 comments  |  Bank Deals

I have been checking everyday for a new rate.  They lowered the rate to .99%.