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Joined: Jan 16, 2010Comments: 314
Forum Threads: 160Forum Posts: 536
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Recent Community Posts

Happy New Year - New Fees At Melrose Credit Union
Updated: Oct 15, 2016 by me1004  |  1 comment  |  Bank Deals

Just got a notice from Melrose Credit Union stating effective 1/1/2017 there will be a $5 monthly charge on accounts without activity for 18 months read more

Trump Discusses The Plight Of Savers And Low Interest Rates
Updated: Oct 8, 2016 by Bozo  |  47 comments  |  Financial News

Trump in an interview on CNBC says the low interest rates for savers and seniors is nothing less than discrimination. He said that for people who did read more

Alliant Credit Union Starts Same-Day Incoming ACH
Updated: Sep 30, 2016 by me1004  |  2 comments  |  Bank Deals

I just got a message from Alliant Credit Union that as of today they are starting same-day post for incoming ACH funds if the ACH was originated from the read more

Venue For Rating A Bank Or Credit Union
Updated: Sep 26, 2016 by me1004  |  1 comment  |  Ask The Community

I posted recently here about a credit union refusing to honor a POA and withholding funds as well as its misrepresenting our options for retrieving those read more

Would You Trust Your Money In The State Bank Of India?
Updated: Sep 24, 2016 by Shar  |  22 comments  |  Ask The Community

https://www.depositaccounts.com/b...dia-il.htm Thanks!

Report: Yahoo To Confirm Major Data Breach Affecting At Least 200M Accounts
Updated: Sep 22, 2016 by Shorebreak  |  3 comments  |  Miscellaneous

Earlier this summer a hacker claimed be selling credentials for at least 200 million Yahoo accounts. Well, unfortunately for hundreds of millions of Yahoo read more

18 Month CD Special
Updated: Sep 22, 2016 by Carpline  |  4 comments  |  Bank Deals

Liberty's 18 month CD rate is 1.50% and will raise the APY .25% one time if Fed raises rates. The minimum to open is $500, max is $50,000. Available at read more

Buying Cds From Out Of Town And Maturity Problems
Updated: Sep 10, 2016 by paoli2  |  28 comments  |  Ask The Community

After all my years of purchasing CDs from all over the US, I have run into a problem which some may not be aware of.  It seems certain credit unions, read more

How Does Somebody Use Their Money From Their Checking Or Savings Account To Buy A Car?
Updated: Sep 2, 2016 by Ally6770  |  9 comments  |  Ask The Community

I'm not asking how someone manages to come up with the money or save it effectively over time. I'm asking if someone already has the money, how does the read more

Bank Not Honoring An Out-Of-State POA
Updated: Aug 22, 2016 by rateshopper  |  5 comments  |  Ask The Community

My mother recently moved into a nursing home in another state from the state where bank where she had a long term CD is located.  Upon maturing, read more

US Alliance How To?
Updated: Aug 16, 2016 by klink  |  5 comments  |  Ask The Community

For those that have or had CD accounts with US Alliance, how did you redeem your certificates upon maturity? I have read their disclosures and they say read more

Here's Why More Stores Are Refusing To Take Cash
Updated: Aug 13, 2016 by me1004  |  5 comments  |  Financial News

We've been talking about society's transition to a cashless society for a long time, but it begs an important question: Can stores and other retail read more

Pacific Transportation FCU Blocks Its Debit Card In Texas
Posted: Aug 10, 2016 by me1004  |  0 comments  |  Miscellaneous

I just got a notice from Pacific Transportation Federal Credit Union, which has four branches only in California, that it is blocking use of its read more

That Stellar Jobs Report Just Gave The Fed Clearance For Takeoff To Start Raising Rates
Updated: Aug 6, 2016 by me1004  |  2 comments  |  Financial News

From CNBC: The data in the July employment report were not only uniformly strong in their internal components, but the prior month's jobs data were read more

Excellent Experience Opening CD With Veridian Credit Union
Updated: Aug 2, 2016 by VeridianCU  |  3 comments  |  Bank Reviews

I have now completed opening a membership, CD and checking account with Veridian Credit Union, and the experience was mainly excellent. Most noteworthy read more

Melrose CU Fires CEO Kaufman
Updated: Aug 1, 2016 by cumulus  |  6 comments  |  Financial News

Melrose CU, Briarwood, N.Y., one of several area credit unions suing the Taxi and Limousine Commission of New York City related to taxi medallion loans read more

Financial Partners CU Adding Several New Fees Aug. 1
Posted: Jul 8, 2016 by me1004  |  0 comments  |  Miscellaneous

Finanical Partners CU, in Downey, CA, but an easy access CU open to accountholders nationwide, has just issued a new Fee Schedule that includes several read more

Luther Burbank Savings Offering 1.40% APY Liquid Savings, High Minimum
Updated: Jul 5, 2016 by CTM  |  1 comment  |  Bank Deals

Luther Burbank Savings in California is offering a liquid savings account offering as much as 1.40% APY, although for a high minimum balance of $250,000. read more

Easiest Savings Account For Online Image Upload/Deposit Of Checks?
Updated: Jun 25, 2016 by LR  |  4 comments  |  Ask The Community

I would like to hear everyone's experience using online deposit for their savings account.  Since I'm limited to either taking a picture with the read more

Xcel CU - Worst Nightmare Ever. Time To Rethink Credit Unions?
Updated: Jun 21, 2016 by John Sears  |  9 comments  |  Miscellaneous

They made me join some lame $5 outfit, I did. They had me fund a Savings Acct. with $5.  I did. When I wanted to move over $240K to eventually fund read more

Northwest FCU - Possible 2.47% 5 Year CD
Updated: Jun 12, 2016 by me1004  |  1 comment  |  Bank Deals

Here' s the catch. Must be $250K and you must be 62 yo to get the Heritage Club extra 0.25%

Trouble Claiming CD Grandparent Opened As Custodian While I Was A Minor
Updated: Jun 11, 2016 by OAG  |  6 comments  |  Ask The Community

The other week my Dad found a COD slip from April '95 that my grandparent opened as custodian for me as a minor.   The COD states the maturity read more

New Issue CD Available At Scottrade This Week
Updated: Jun 9, 2016 by enduser  |  4 comments  |  Ask The Community

This will be my first time to invest in a new issue CD so I'm asking the community for their opinion if this is a good investment. I have 15K parked in a read more

Brink's Prepaid Mastercard Debit Card Offer 5% APY Savings Account
Updated: Jun 2, 2016 by LR  |  6 comments  |  Miscellaneous

I was just watching a commercial on TV for Brink's Prepard Mastercard debit card, and it says you can get a 5% savings account with it. I have confirmed read more

Alliant CU Raises Savings Rate .05%
Updated: May 27, 2016 by LR  |  5 comments  |  Bank Deals

I just noticed that Alliant Credit Union has raised its savings rate by .05% APY, to 1.0% APY. Must have happened on the first of the month. I don't now read more

TD Bank Hit With Class Action Alleging Its Coin Machines Miscount
Posted: Apr 30, 2016 by me1004  |  0 comments  |  Financial News

A class action lawsuit has been filed against TD Bank alleging its coin machines miscount, shortchanging consumers. The lawsuit was filed Wednesday in read more

Can ACH Deposit To Account Be Delayed Multiple Days?
Updated: Apr 28, 2016 by Ally6770  |  12 comments  |  Ask The Community

Can an ACH deposit to a savings  account  be received by the bank or credit union but with instructions not to deposit it to my account until read more

Withdrawing Matured Cds From Credit Unions
Updated: Apr 26, 2016 by me1004  |  8 comments  |  Ask The Community

Can anyone advise if they have had any problems getting a matured CD funds returned back to the owner via paying for it to be wired to one's bank from a read more

New Malware Goznym Stealing Millions From U.S. Bank Accounts
Updated: Apr 17, 2016 by Bozo  |  1 comment  |  Financial News

A new hybrid malware monster is attacking American and Canadian bank accounts. Known as GozNym, the malicious code actually combines two already powerful read more

Western FCU Changing Name To Unify FCU
Updated: Mar 10, 2016 by cactus  |  10 comments  |  Miscellaneous

I just got a notice in the mail from Western Federal Credit Union saying that as of today, it is changing its name to Unify Federal Credit Union. read more