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Joined: Jan 16, 2010Comments: 135
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Recent Community Posts

Scott Burns: Celebrate The World Wide Web
Posted: Aug 27, 2016 by cumulus  |  0 comments  |  Financial News

SB opines on his WEB favorites.

Kiplinger's Latest Forecast On Interest Rates
Posted: Aug 27, 2016 by cumulus  |  0 comments  |  Financial News

Even with a rate hike, interest rates will likely stay low and fluctuate within a narrow range for some time to come.

Embezzling CEO Sues Credit Union For Discrimination - Stranger Than Truth
Updated: Aug 26, 2016 by Frank Walker  |  3 comments  |  Financial News

Two weeks after he pleaded guilty to bank fraud and attempted bank fraud, Sean Jelen filed a civil lawsuit claiming another credit union allegedly offered read more

Melrose CU 5 & 4 Year CD Rate Drops. Quick Look.
Posted: Aug 25, 2016 by cumulus  |  0 comments  |  Bank Deals

Melrose CU reduced the APY on its' previous top-of-the heap 5 & 4 year CD's today;      5 year CD APY now 2.22% (was 2.32%)   read more

Robocall Strike Force
Updated: Aug 23, 2016 by cumulus  |  2 comments  |  Financial News

Good intentions; certainly hope it succeeds. WASHINGTON (Reuters) - More than 30 major technology and communication companies said on Friday they are read more

The End Of Social Security
Updated: Aug 22, 2016 by Frank Walker  |  5 comments  |  Financial News

Today's doom and gloom report: one famous economist, James Dale Davidson, boldly states… “We could see the end of Social Security as soon as 2017,  read more

The Incredible Cost Of Higher Interest Rates (To Government)
Posted: Aug 19, 2016 by cumulus  |  0 comments  |  Financial News

Article By: Scott Burns When it comes to future government spending, the future has already been written: rising interest costs will consume increases in read more

Fed Officials Talk Up Rate Hike Odds In 2016
Updated: Aug 18, 2016 by Shorebreak  |  1 comment  |  Financial News

"We are edging closer towards the point in time when it will be appropriate to raise rates further," New York Fed President William Dudley told Fox read more

Negative Rates Seen Reducing Japan Big Banks' Profits By $2.96 Billion
Updated: Aug 16, 2016 by cumulus  |  1 comment  |  Financial News

From Reuters:Japan's financial watchdog estimates that negative interest rates under the Bank of Japan's monetary easing policy will reduce profits for read more

Raising The Social Security Retirement Age
Posted: Aug 16, 2016 by cumulus  |  0 comments  |  Financial News

Raising the Social Security retirement age would not mean you have to wait longer to claim benefits.

2.00% On 1-Year CD At CU; Restricted Membership, Quick Look.
Posted: Aug 8, 2016 by cumulus  |  0 comments  |  Bank Deals

Financial Health FCU, Indianapolis, IN. 2.00% APY 1 year CD, $500 minimum, EWP=90days,       Dividends paid monthly and may be read more

A Money Man's Biggest Financial Mistakes
Updated: Aug 6, 2016 by John Sears  |  1 comment  |  Financial News

“Smart people learn from their mistakes. But the real sharp ones learn from the mistakes of others.” From Allan Roth: Let me share five of the most read more

Scott Burns: The Almost Half-Full Glass
Posted: Aug 5, 2016 by cumulus  |  0 comments  |  Financial News

How are you doing? On a treadmill to nowhere? Bailing as fast as you can, but still sinking? How we answer such questions depends a lot on what we see read more

Competitive 12 Month CD At Live Oak, 1.30% APY.
Posted: Aug 3, 2016 by cumulus  |  0 comments  |  Bank Deals

Discovered and detailed by Bankaholic's Sabrina Karl. Most recent (Feb 2016) full review from Ken. Live Oak CD FAQ page.

Excellent Experience Opening CD With Veridian Credit Union
Updated: Aug 2, 2016 by VeridianCU  |  3 comments  |  Bank Reviews

I have now completed opening a membership, CD and checking account with Veridian Credit Union, and the experience was mainly excellent. Most noteworthy read more

Free FICO Score (No Strings Attached) From Discover
Updated: Aug 2, 2016 by Ally6770  |  5 comments  |  Financial News

Discover’s new Credit Scorecard.com allows anyone and everyone access to their FICO scores. The service is free, and you don’t have to be a Discover read more

Melrose CU Fires CEO Kaufman
Updated: Aug 1, 2016 by cumulus  |  6 comments  |  Financial News

Melrose CU, Briarwood, N.Y., one of several area credit unions suing the Taxi and Limousine Commission of New York City related to taxi medallion loans read more

USALLIANCE CU Website Upgrade This Week, 8-3-16.
Posted: Aug 1, 2016 by cumulus  |  0 comments  |  Financial News

Just received an e-mail announcing "Big Changes" to the USALLIANCE Financial CU website in the next couple of days; here's there blurb.  What's a bit read more

Poll: Which Presidential Ticket Is Best For Credit Unions?
Updated: Jul 28, 2016 by cumulus  |  2 comments  |  Financial News

You might be interested in the results even if you're not interested in voting; so far (3 days, 309 votes) no difference (49% versus 48%).

Competitive CD's At Bank Of Baroda: 1.30% 1Yr, 1.70% 3Yr.
Posted: Jul 25, 2016 by cumulus  |  0 comments  |  Bank Deals

Bank of Baroda: 1-year, 1.30% APY                          read more

Scott Burns: To See The Problem, Turn To Appendix F, Page 212
Updated: Jul 23, 2016 by Ally6770  |  1 comment  |  Financial News

The Social Security and Medicare Trustees reports 

Credit Union Bookkeeper Steals $2.4M Over 37 Years
Posted: Jul 20, 2016 by cumulus  |  0 comments  |  Financial News

Since the time she was hired as a bookkeeper at the $2 million SCICAP Credit Union in 1978, Linda Lee Clark began stealing from the cooperative in the read more

Pentagon Federal Free Fico Score Still Down.
Updated: Jul 19, 2016 by cumulus  |  1 comment  |  Miscellaneous

Was told to call again last week and still nothing. Went on today and still not there. Called and was told it was down for maintenance and would be back read more

Diversion (Safety): Is Your Car Affected By A Recall?
Updated: Jul 17, 2016 by Ally6770  |  1 comment  |  Financial News

Owners may not always know their recalled vehicle still needs to be repaired. NHTSA's new search tool lets you enter a Vehicle Identification Number (VIN) read more

CD Rates Falling, But Yield Premiums Still Attractive
Updated: Jul 15, 2016 by Ken Tumin  |  1 comment  |  Financial News

I've always liked Kevin On Investing posts so (although no earth shattering news here) would expect several of you will find this worthwhile. Also Kevin read more

Fed 'Very Sensitive' To Strength Of The Dollar, Kaplan Says
Updated: Jul 13, 2016 by cumulus  |  2 comments  |  Financial News

The Federal Reserve is "very sensitive" to the strength of the dollar, a top Fed official said on Wednesday, because even though manufacturing and exports read more

XCEL FCU 5 Year CD Rate Drop. Quick Look.
Updated: Jul 12, 2016 by ChasR  |  1 comment  |  Bank Deals

XCEL Federal CU reduced the APY on its' 5 year CD (from 2.20%) to 2.00% today; EWP=180 days (unchanged).

Is There A Section On Depositaccounts.Com For "Senior" Savings Rates?
Updated: Jul 11, 2016 by Bozo  |  7 comments  |  Ask The Community

Some banks offer interest premiums for the 50+ (or older) crowd. Is there a place on this web site where those rates are posted? I don't think there is, read more

Scott Burns - The RMD Is Not The Worst Thing That Can Happen To Most Of Us
Posted: Jul 7, 2016 by cumulus  |  0 comments  |  Financial News

It's human nature to complain about constraints on our freedom mandated by Congress. Required Minimum Distributions - RMDs - are no exception. But if read more

House Passes Bill To Help Protect Seniors From Financial Abuse
Posted: Jul 6, 2016 by cumulus  |  0 comments  |  Financial News

WASHINGTON - The House on Wednesday passed legislation to help banks and brokers report financial abuse of senior citizens more easily, part of efforts to read more