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Joined: Jan 16, 2010Comments: 138
Forum Threads: 626Forum Posts: 914
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Recent Community Posts

Internet Attack Disrupts Major Websites
Updated: Oct 24, 2016 by cumulus  |  3 comments  |  Financial News

SAN FRANCISCO - Major websites were inaccessible to some East Coast users in the United States Friday morning and to people across the country in the read more

A Better Measure Of Retirement Security
Updated: Oct 22, 2016 by pearlbrown  |  1 comment  |  Financial News

Scott Burns touches on a different measure of risk: living standard risk.

2.07% APY, 5-Year CD. Quick Look.
Posted: Oct 18, 2016 by cumulus  |  0 comments  |  Bank Deals

Velocity Credit Union (easy membership)     5-year term  (2.05% rate) 2.07% APY     EWP=270 days, $1,000 read more

5 Year 2.28% CD
Updated: Oct 15, 2016 by cumulus  |  1 comment  |  Bank Deals

This offer expires on the 14th of October.  It lasted a whole three weeks.  Boo!

Wells Fargo CEO Retires Under Fire
Updated: Oct 14, 2016 by Bozo  |  3 comments  |  Financial News

John Stumpf, the embattled CEO of Wells Fargo (WFC), retired from the company effective Wednesday. Stumpf's move comes just weeks after he was grilled by read more

Who To Call When My Credit Card Info Is Stolen?
Posted: Oct 13, 2016 by cumulus  |  0 comments  |  Financial News

people with compromised cards should first contact the bank or financial institution that issued their card to ensure they won’t be liable for any read more

The Best Argument Ever Made For Laddered CDs In Retirement
Updated: Oct 10, 2016 by Bozo  |  6 comments  |  Miscellaneous

Dr. William Bernstein is noted in some circles as a "contrarian". His principle: "once you have won the game, why keep playing?" is derided by some who read more

Low Rates Are Here To Stay
Updated: Oct 10, 2016 by Bozo  |  5 comments  |  Financial News

Let's hope not.

Investing Advice . . .
Posted: Oct 9, 2016 by cumulus  |  0 comments  |  Financial News

                                   . . . from Dilbert  :-)

Scott Burns: Gauging The Importance Of Social Security
Posted: Oct 8, 2016 by cumulus  |  0 comments  |  Financial News

In our economy the most important "asset" isn't actually an asset. It's not something you own. It's a variety of promises that our government calls an read more

Impact Of EMV At The ATM
Posted: Oct 4, 2016 by cumulus  |  0 comments  |  Financial News

Quick picture of EMV/ATM status. (9 to 12 months/upgrade sounds a bit slow to me.)

New Technologies Making The Convenience Of Living Cash-Free A Reality
Posted: Sep 30, 2016 by cumulus  |  0 comments  |  Financial News

Consumer Reports details the trade-offs of abandoning paper money.  Nice tutorial, history.

Anyone Using Synchrony Online Bank
Updated: Sep 26, 2016 by MidAtlantic  |  7 comments  |  Ask The Community

Can anyone vouch for Synchrony Bank? I'm considering opening up a savings account because of the high 1.05% interest rate with no minimums or anything read more

Penfed Merges Fourth Credit Union
Updated: Sep 21, 2016 by Frank Walker  |  1 comment  |  Financial News

The $20.1 billion PenFed Credit Union announced Monday its fourth merger of the year after members of the $38.5 million High Plains Federal Credit Union read more

Planning For Retirement? Check Out 'One Of The Scariest Charts In Human History'
Posted: Sep 21, 2016 by cumulus  |  0 comments  |  Financial News

the U.S. has an estimated 72,000 centenarians now, and come 2055, we could see close to 500,000 of them if current growth trends continue. And read more

Robocall Strike Force
Updated: Sep 17, 2016 by Ally6770  |  7 comments  |  Financial News

Good intentions; certainly hope it succeeds. WASHINGTON (Reuters) - More than 30 major technology and communication companies said on Friday they are read more

$350 Checking Bonus With Minimal Requirements: Simply & Quick
Updated: Sep 16, 2016 by NYCDoug  |  6 comments  |  Bank Deals

HSBC Checking BonusHSBC has just released a new checking account bonus that is both attractive and lucrative. Let’s take a look.The OfferBegin a new HSBC read more

The End Of Social Security
Updated: Sep 15, 2016 by paoli2  |  7 comments  |  Financial News

Today's doom and gloom report: one famous economist, James Dale Davidson, boldly states… “We could see the end of Social Security as soon as 2017,  read more

Are Commodity-Linked CDs a Good Idea?
Updated: Sep 15, 2016 by ChrisCD  |  2 comments  |  Financial News

A reader writes in, asking: "I'd love to hear your thoughts on Everbank's '5 Year MarketSafe Commodities CD.' It guarantees return of principle and offers read more

Scott Burns Q&A: Managed Mutual Fund Verses Index Mutual Fund
Posted: Sep 15, 2016 by cumulus  |  0 comments  |  Financial News

Q. Please explain the difference between a managed mutual fund and an indexed mutual fund. ---E.E., College Station, Texas

Jobs Report Halts Federal Reserve's Interest Rate Hike Mojo
Updated: Sep 6, 2016 by Shorebreak  |  3 comments  |  Financial News

From Time's Money:When the Federal Reserve meets later this month, the smart money now bets that talk of an interest rate increase will not be on the read more

Scott Burns: Uncle Sam, Loan Shark
Posted: Sep 3, 2016 by cumulus  |  0 comments  |  Financial News

Wouldn’t it be nice if we had a smart government, one that treated higher education as a depreciable investment? It would shrink (but not eliminate) a read more

Scott Burns: Celebrate The World Wide Web
Posted: Aug 27, 2016 by cumulus  |  0 comments  |  Financial News

SB opines on his WEB favorites.

Kiplinger's Latest Forecast On Interest Rates
Posted: Aug 27, 2016 by cumulus  |  0 comments  |  Financial News

Even with a rate hike, interest rates will likely stay low and fluctuate within a narrow range for some time to come.

Embezzling CEO Sues Credit Union For Discrimination - Stranger Than Truth
Updated: Aug 26, 2016 by Frank Walker  |  3 comments  |  Financial News

Two weeks after he pleaded guilty to bank fraud and attempted bank fraud, Sean Jelen filed a civil lawsuit claiming another credit union allegedly offered read more

Melrose CU 5 & 4 Year CD Rate Drops. Quick Look.
Posted: Aug 25, 2016 by cumulus  |  0 comments  |  Bank Deals

Melrose CU reduced the APY on its' previous top-of-the heap 5 & 4 year CD's today;      5 year CD APY now 2.22% (was 2.32%)   read more

The Incredible Cost Of Higher Interest Rates (To Government)
Posted: Aug 19, 2016 by cumulus  |  0 comments  |  Financial News

Article By: Scott Burns When it comes to future government spending, the future has already been written: rising interest costs will consume increases in read more

Fed Officials Talk Up Rate Hike Odds In 2016
Updated: Aug 18, 2016 by Shorebreak  |  1 comment  |  Financial News

"We are edging closer towards the point in time when it will be appropriate to raise rates further," New York Fed President William Dudley told Fox read more

Negative Rates Seen Reducing Japan Big Banks' Profits By $2.96 Billion
Updated: Aug 16, 2016 by cumulus  |  1 comment  |  Financial News

From Reuters:Japan's financial watchdog estimates that negative interest rates under the Bank of Japan's monetary easing policy will reduce profits for read more

Raising The Social Security Retirement Age
Posted: Aug 16, 2016 by cumulus  |  0 comments  |  Financial News

Raising the Social Security retirement age would not mean you have to wait longer to claim benefits.