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Joined: Jan 16, 2010Comments: 134
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Recent Community Posts

Poll: Which Presidential Ticket Is Best For Credit Unions?
Updated: 23 minutes ago by cumulus  |  2 comments  |  Financial News

You might be interested in the results even if you're not interested in voting; so far (3 days, 309 votes) no difference (49% versus 48%).

Competitive CD's At Bank Of Baroda: 1.30% 1Yr, 1.70% 3Yr.
Posted: Jul 25, 2016 by cumulus  |  0 comments  |  Bank Deals

Bank of Baroda: 1-year, 1.30% APY                          read more

Excellent Experience Opening CD With Veridian Credit Union
Updated: Jul 23, 2016 by jimbeau  |  2 comments  |  Bank Reviews

I have now completed opening a membership, CD and checking account with Veridian Credit Union, and the experience was mainly excellent. Most noteworthy read more

Scott Burns: To See The Problem, Turn To Appendix F, Page 212
Updated: Jul 23, 2016 by Ally6770  |  1 comment  |  Financial News

The Social Security and Medicare Trustees reports 

Credit Union Bookkeeper Steals $2.4M Over 37 Years
Posted: Jul 20, 2016 by cumulus  |  0 comments  |  Financial News

Since the time she was hired as a bookkeeper at the $2 million SCICAP Credit Union in 1978, Linda Lee Clark began stealing from the cooperative in the read more

Pentagon Federal Free Fico Score Still Down.
Updated: Jul 19, 2016 by cumulus  |  1 comment  |  Miscellaneous

Was told to call again last week and still nothing. Went on today and still not there. Called and was told it was down for maintenance and would be back read more

Diversion (Safety): Is Your Car Affected By A Recall?
Updated: Jul 17, 2016 by Ally6770  |  1 comment  |  Financial News

Owners may not always know their recalled vehicle still needs to be repaired. NHTSA's new search tool lets you enter a Vehicle Identification Number (VIN) read more

CD Rates Falling, But Yield Premiums Still Attractive
Updated: Jul 15, 2016 by Ken Tumin  |  1 comment  |  Financial News

I've always liked Kevin On Investing posts so (although no earth shattering news here) would expect several of you will find this worthwhile. Also Kevin read more

Fed 'Very Sensitive' To Strength Of The Dollar, Kaplan Says
Updated: Jul 13, 2016 by cumulus  |  2 comments  |  Financial News

The Federal Reserve is "very sensitive" to the strength of the dollar, a top Fed official said on Wednesday, because even though manufacturing and exports read more

XCEL FCU 5 Year CD Rate Drop. Quick Look.
Updated: Jul 12, 2016 by ChasR  |  1 comment  |  Bank Deals

XCEL Federal CU reduced the APY on its' 5 year CD (from 2.20%) to 2.00% today; EWP=180 days (unchanged).

Is There A Section On Depositaccounts.Com For "Senior" Savings Rates?
Updated: Jul 11, 2016 by Bozo  |  7 comments  |  Ask The Community

Some banks offer interest premiums for the 50+ (or older) crowd. Is there a place on this web site where those rates are posted? I don't think there is, read more

Scott Burns - The RMD Is Not The Worst Thing That Can Happen To Most Of Us
Posted: Jul 7, 2016 by cumulus  |  0 comments  |  Financial News

It's human nature to complain about constraints on our freedom mandated by Congress. Required Minimum Distributions - RMDs - are no exception. But if read more

House Passes Bill To Help Protect Seniors From Financial Abuse
Posted: Jul 6, 2016 by cumulus  |  0 comments  |  Financial News

WASHINGTON - The House on Wednesday passed legislation to help banks and brokers report financial abuse of senior citizens more easily, part of efforts to read more

Scott Burns - How Much Retirement Income Do You Need?
Updated: Jul 2, 2016 by Ally6770  |  1 comment  |  Financial News

Will you suffer if your retirement income is only 60 percent of your earnings before retirement? A recent article on the Bankrate.com website suggests read more

Capital One 360 Increases CD Rates For Terms Of 24 To 60 Months
Updated: Jun 30, 2016 by cumulus  |  2 comments  |  Bank Deals

The new CD rates are still a little low compared to the top CD rates for the corresponding terms. Nevertheless, it’s nice to see rate increases. Below is read more

Why The Fed's Stress Tests Aren't Credible
Updated: Jun 30, 2016 by cumulus  |  1 comment  |  Financial News

For the sixth year in a row, the U.S. Federal Reserve is conducting stress tests to see whether the country's largest banks can withstand a severe crisis. read more

Melrose CU 5 Year CD Rate Drop. Quick Look.
Posted: Jun 29, 2016 by cumulus  |  0 comments  |  Bank Deals

Melrose CU joined the slide today, reducing the APY (was 2.42%) to 2.32% on its' 5 year CD; still leaves it tops on nationally available list.

Forget December. Forget Next Year. Fed Done Hiking Until 2018
Updated: Jun 29, 2016 by Shorebreak  |  1 comment  |  Financial News

:-(  :-( Circle Jan. 31, 2018, on the calendar. That’s the soonest the Federal Reserve hikes next. At least if money market derivatives are to be read more

Scott Burns - To Live Well, You Need Lots Of Money
Posted: Jun 24, 2016 by cumulus  |  0 comments  |  Financial News

The cost of living higher on the hog has risen again. Nothing wild, mind you. It's just what happens when yields on stocks and bonds decline. The lower read more

Tool Helps You See If Your Money Will Last For Life
Updated: Jun 21, 2016 by 51hh  |  3 comments  |  Financial News

an online calculator from actuaries helps you estimate your longevity and how it lines up with your resources.

Walmart Canada To Stop Accepting Visa Payments - U.S. Next?
Posted: Jun 19, 2016 by cumulus  |  0 comments  |  Financial News

Walmart has announced that in it's Canadian stores it will gradually stop accepting Visa as a payment method due to the fees applying to these read more

2.40% APY, 5-Year CD, Restricted Availability. Quick Look.
Posted: Jun 15, 2016 by cumulus  |  0 comments  |  Bank Deals

American United Federal Credit Union      5-year, 2.30% with bump option, or 2.40%,              read more

1-Year, 1.26% APY CD. Quick Look.
Posted: Jun 13, 2016 by cumulus  |  0 comments  |  Bank Deals

Alden Credit Union    1-year, 1.26% APY CD    Easy Membership Requirements    Nationally available    Minimum read more

The Strong Case Against Buying Annuities
Posted: Jun 10, 2016 by cumulus  |  0 comments  |  Financial News

Here's the insider view on how the typical annuity pay structure works—a view few investors ever get to see.

Quiz: Test Your Retirement Savings IQ
Posted: Jun 6, 2016 by cumulus  |  0 comments  |  Financial News

You might be gifted when it comes to street smarts, people smarts or book smarts. But how do you rate when it comes to retirement savings smarts?

91-Day, 1.90% APY CD. Quick Look.
Updated: Jun 6, 2016 by Carpline  |  1 comment  |  Bank Deals

INOVA Federal Credit Union is once again offering high rate short term CDs:     91-Day, 1.90% APY with checking      read more

Scott Burns - Seven Proven Ideas
Posted: Jun 5, 2016 by cumulus  |  0 comments  |  Financial News

Ideas are odd things. Some spread like wildfire, instantly transforming our lives. Others are slow, taking decades to be recognized as basic truths. Here read more

Scott Burns Q&A - Supplemental Social Security [...]
Posted: Jun 2, 2016 by cumulus  |  0 comments  |  Financial News

Q1. Do you have any information on Supplemental Social Security?  Q2. a reverse mortgage or a home equity line of credit?

Scott Burns Q&A - How A RMD Is Calculated
Posted: May 29, 2016 by cumulus  |  0 comments  |  Financial News

Q. I'm confused. The Required Minimum Distribution table number for age 70 ½ is 27.4. Where are you getting the 3.65 percent rate mentioned in a recent read more

Fed's Harker Can 'Easily' See 2 To 3 More Rate Hikes This Year
Updated: May 28, 2016 by cumulus  |  1 comment  |  Financial News

Federal Reserve Bank of Philadelphia President Patrick Harker said Monday he could "easily" see the possibility of the central bank raising short-term read more