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mustsavemore

Joined: Jun 26, 2013Comments: 26
Forum Threads: 6Forum Posts: 63
Rep Points: 205
mustsavemore

Recent Community Posts


Why Doesn't Anyone Talk About An Emergency Fund?
Updated: Aug 9, 2015 by Ally6770  |  27 comments  |  Ask The Community

For all the talk on CDs and bank accounts and savings, why doesn't anyone bring up the issue of having an emergency fund?  I don't have one although read more

Cheap Money Is Here To Stay
Updated: Jul 26, 2015 by mustsavemore  |  1 comment  |  Financial News

Indeed, the major monetary powers that are easing -- Europe, Japan, Australia and New Zealand -- have all suggested rates may stay low almost read more

Japanese Hoarding $300B Under Mattresses
Updated: Apr 8, 2015 by paoli2  |  2 comments  |  Financial News

At any rate, putting cash in the bank doesn't mean it will earn any interest. Deposit accounts do not pay any interest in Japan. Even a ten-year savings read more

Live On Less, Save More
Updated: Feb 25, 2015 by paoli2  |  15 comments  |  Financial News

For many people, the challenge of retirement savings boils down to making a commitment to live on less and save more. Live on less, save more «

The Spend-It-All Retirement Plan
Updated: Feb 14, 2015 by paoli2  |  19 comments  |  Financial News

Those who have heeded the call to save diligently for retirement could be approaching their golden years with a sizable chunk of assets. Now all read more

Year-End CD Checklist
Updated: Jan 2, 2015 by Braden  |  10 comments  |  Financial News

Bankaholic's Charles Rechlin offers up a decent year-end CD maintenance list. verify all payable-on-death (POD) accounts... review the early withdrawal read more

What Is Middle Class, Anyway?
Updated: Dec 31, 2014 by Braden  |  11 comments  |  Financial News

What Is Middle Class, Anyway? | Money Talks News

PenFed Lowers Most Money Market Certificate Rates But Raises 3-year Rate
Updated: Nov 29, 2014 by paoli2  |  6 comments  |  Bank Deals

PenFed starts the month of November out with lower rates for their Money Market Certificates on the 1,4,5 and 7-year maturities. Meanwhile, they raised read more

Why Your Fear Of Going Broke In Retirement Will Come True
Updated: Jul 21, 2014 by Ally6770  |  31 comments  |  Financial News

You’ve heard for years that Americans aren’t saving enough for retirement — and you might even be one of the millions struggling to save enough to read more

25% Of Americans Saving $0 For Retirement, Report Says
Updated: Jun 25, 2014 by paoli2  |  12 comments  |  Financial News

From NBC News via Yahoo Finance: Retirement savings for about a quarter of Americans amounts to ... $0. One out of every four Americans is not read more

IMF, Downgrading U.S. Growth Outlook, Cautions Investors About Interest Rates
Updated: Jun 17, 2014 by paoli2  |  3 comments  |  Financial News

The nation won't return to full employment of close to 5% (from 6.3% currently) until the end of 2017, the IMF predicted, and inflation is likely to read more

U.S. Treasury Decides Who Can Spy On Your Bank Accounts
Updated: Jun 9, 2014 by mustsavemore  |  1 comment  |  Financial News

The U.S. Treasury Department released a protocol late last week that outlines guidelines and limitations for the banking information it can share read more

Bank Wants Teen To Return $31,000 Wrongly Placed In His Account
Updated: Apr 1, 2014 by Ally6770  |  16 comments  |  Bank Deals

"A banking error created a fat bank account for a Hull teenager, whom Madison County sheriff’s deputies said went on a spending spree and pocketed read more

Survey: Most Americans Struggle To Save Money
Updated: Mar 2, 2014 by Ally6770  |  5 comments  |  Financial News

"Stagnant wages, and prolonged unemployment and underemployment have meant that many Americans continue to struggle to save. Finding it difficult to read more

Attractive Checking/Savings Interest Rate For High Balances
Updated: Feb 11, 2014 by unmesh  |  3 comments  |  Bank Deals

First Choice Bank is offering 1.25% guaranteed through 2014 for balances above 250K. Since there are no recent comments on this site (that I could find), read more

What Do You Think Of myRA?
Updated: Jan 29, 2014 by FAR  |  2 comments  |  Financial News

President Obama proposed in the State of the Union address the creation of "myRA" to help people save for retirement.  What do you folks think of it? read more

7-Year CD Offering
Updated: Nov 3, 2013 by Ally6770  |  31 comments  |  Bank Deals

  I just noticed, on the CD rates table for 6+ years, that MidFirst Direct--which offers CDs to customers in several states--is offering a read more

How Much Of Your Money Should Be In Cash?
Updated: Nov 2, 2013 by Ally6770  |  15 comments  |  Financial News

We all know the expression that cash is king. But with rates on savings, checking accounts, and CDs in the low single digits, the question is, how much of read more

Suggested Investment Of Dormant $150K For Uninformed Investor.
Updated: Nov 1, 2013 by paoli2  |  4 comments  |  Financial News

Thought this suggestion from AssetBuilder (edited) might be of use, interest:      Q. I have had about $150,000 from an inheritance read more

Economist Says QE3 Will Not Begin To Be Scaled Back Until End of 2016
Updated: Oct 29, 2013 by lou  |  5 comments  |  Financial News

Economist Brad Schiller, emeritus professor of economics at American University and author of "The Economy Today," says the Fed has made it clear there read more

Does Anyone Think Savings/CD Rates Will Rise In The Next Two Years?
Updated: Oct 23, 2013 by OAG  |  4 comments  |  Ask The Community

I realize no one can predict the future, but does anyone think interest rates for savings or CDs will rise within the next two years?

Investing Or Saving For The Future. When Did It Change?
Updated: Oct 22, 2013 by Ally6770  |  13 comments  |  Financial News

Does anyone remember when the "investment advice" changed from "Don't put anything in the market unless you can afford to lose it" to  "Your money read more

Janet Yellen To Be Announced New Federal Reserve Chairwoman By Obama!
Updated: Oct 9, 2013 by Ally6770  |  7 comments  |  Miscellaneous

I just heard over the news that Pres. Obama is planning on announcing Janet Yellen to replace Bernanke as the first woman Fed Chairwoman.  It seems read more

Americans Are Saving Too Much–Sort Of
Updated: Oct 9, 2013 by Ally6770  |  8 comments  |  Financial News

Are Americans saving too much? Is that a trick question? Americans Are Saving Too Much–Sort of | TIME.com

Which Is Better For Now- Long Term CDs Or Savings Account?
Updated: Sep 15, 2013 by mustsavemore  |  2 comments  |  Ask The Community

So with the possibility of rising interest rates on long term CDs, which is a better place to put your money now- savings account or long term CDs? I read more

70% Of Old People Are Still Supporting Their Adult Children
Updated: Sep 8, 2013 by Ally6770  |  7 comments  |  Financial News

More than ever, financial advisers are pushing clients to stop helping out their “less-well-off” children, reports the WSJ’s Corrie read more

$3,000! That’s All The Typical Household Has Saved For Retirement?
Updated: Jul 28, 2013 by paoli2  |  6 comments  |  Financial News

Diane Oakley, NIRS executive director, points out in a press release that employers have dialed back on workplace retirement plans and that many read more

5 Steps To Financial Independence
Updated: Jul 11, 2013 by paoli2  |  10 comments  |  Financial News

Financial independence is a lifetime goal worth fighting for. It means you can maintain your standard of living without running out of money -- no read more

The Retirement Savings Crisis: Worse Than We Think?
Updated: Jul 4, 2013 by paoli2  |  11 comments  |  Financial News

Retirement crisis worse than we think? Hope the link above works, but this is not good. Who can look at this and argue against a national policy to save read more

Does Low Interest Rates Discourage Saving?
Updated: Jul 1, 2013 by FAR  |  2 comments  |  Ask The Community

I realize that despite recent news from Bernanke, there is a fairly good chance that low savings rates are here to stay for at least the next three years. read more