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niniss

Joined: Sep 22, 2010Comments: 31
Forum Threads: 3Forum Posts: 62
Rep Points: 158
niniss

Recent Community Posts


The Best Bank In America
Updated: Sep 8, 2016 by Jasmne Dover  |  12 comments  |  Bank Reviews

Bank of America is by far, the best bank in the USA.  I have referred many friends to this bank.

The Worst Credit Union I've Ever Known
Updated: Oct 16, 2015 by Firsty  |  1 comment  |  Bank Reviews

This is definitely the worst credit union/bank that I've ever encountered. Nasty customer service; no communication what's so ever; never respond to read more

First Financial Bank RCA ($15K, 3.0%APY) To ($15K, 2.0%APY)
Updated: Jan 2, 2015 by kiwi  |  9 comments  |  Bank Deals

The last qualification cycle ended recently. 

Royal Banks Of Mo - RCA Rate Drop To 1.85%
Updated: Jan 23, 2014 by niniss  |  1 comment  |  Bank Deals

Just noticed the rate dropped this month from 2.16% to 1.85%.  Looks like as of 1/17/14 per their site. The last statement closed 1/14/14 @ read more

Kasasa Limit Reduced
Updated: Dec 19, 2013 by 51hh  |  3 comments  |  Bank Deals

The limit to receive the 3% rate has been reduced from $15,000 to $10,000. Jim

Royal Banks Of MO - Change In Debit Card Use Requirement
Updated: Jul 15, 2013 by niniss  |  6 comments  |  Bank Deals

The Majestic Checking Account debit requirements are changing as of 6/1/13: a.  12 minimum (no longer 15).   b.  Signature based only (as read more

First Financial Bank Offers (3%, $15K) Kasasa Cash Checking
Updated: Mar 17, 2013 by dunker  |  46 comments  |  Bank Deals

They also have a Kasasa Saver Savings Account with (1%, up to $50K).  No direct-deposit/ACH requirement, either.  https://www.ffb1.com/ It read more

Check Your Accounts Frequently
Updated: Feb 2, 2013 by niniss  |  9 comments  |  Miscellaneous

I have numerous online banking and credit union accounts. Generally speaking, I have them send me paper statements if I don't have to pay for the service. read more

First State Bank (TN) Drops RCA Rate (3.1%,$15K) To (2.5%, $15K)
Updated: Nov 16, 2012 by niniss  |  1 comment  |  Bank Deals

The change to the First Checking Plus Interest account is effective immediately.

Commercial Bank And Trust (3.09%,$15K) To (2.07%, $15K)
Updated: Oct 27, 2012 by niniss  |  3 comments  |  Bank Deals

Disappointing drop. 

How One Couple Saved $1 Million For Retirement
Updated: Oct 26, 2012 by niniss  |  5 comments  |  Financial News

A number of smart saving moves over the years allowed Donna and Dave Miller to retire with more than $1 million in the bank. Success Story: Saving $1 read more

$10 Bill Pay Bonus For ING DIRECT Customers - YMMV
Updated: Oct 5, 2012 by niniss  |  2 comments  |  Bank Deals

This isn't much, but it doesn't take much work. However, it may be targeted so I'm labeling it "You Miles May Vary". Here's the deal: Pay five bills read more

First Arkansas Bank & Trust (FAB&T) Changing Kasasa Cash To Pure Checking
Updated: Sep 10, 2012 by niniss  |  3 comments  |  Bank Deals

Just got an email that says my First Arkansas Bank & Trust (FAB&T) will change from a Kasasa Cash account to a Pure Checking account, whatever read more

Nightmare With This Bank
Updated: Aug 18, 2012 by scoop3  |  2 comments  |  Bank Deals

It is such a horrible experience. I deposited my money to this bank. There are some months they give me the promised interest and some months they use all read more

Provident Bank NJ $Mart Checking Retroactively Dropped APY From 2.01% To 1.76% On 7/1
Updated: Aug 2, 2012 by niniss  |  2 comments  |  Bank Deals

Did not get any notice of a rate change, and during the month of July, Provident removed the interest rate from their web site. Today I get the read more

Scranton Mayor Slashes All Public Worker Wages To $7.25 Per Hour, Including Police, Fire, His Own; City Effectively Bankrupt
Updated: Jul 15, 2012 by paoli2  |  4 comments  |  Financial News

If MISH is right...  belts will get tighter.  His daily posts are worth consideration IMO.   http://globaleconomicanaly read more

Bank2 Cuts Reward Checking Account Rate
Updated: Apr 10, 2012 by niniss  |  6 comments  |  Bank Deals

The Great Rate Checking APY is now 2.01% for up to $15K (was 3.01% APY). When this reward checking account was launched back in January 2009, it was read more

The American National Bank Od De Kalb County Dropped Their Kasasa Cash Limit...
Updated: Feb 25, 2012 by montee4  |  3 comments  |  Bank Deals

from (4.25%, $25K) to (4.25%, $15K), already at their website.

JPMorgan Chase Q4 2011 Earnings Report & My Review
Updated: Jan 13, 2012 by niniss  |  2 comments  |  Bank Deals

From the Washington Post In a sign that banks will continue to be punished for past mistakes, JPMorgan Chase set aside a large sum to fight lawsuits read more

Six Dangerous Habits Learned From Short Term Traders
Updated: Nov 22, 2011 by niniss  |  3 comments  |  Financial News

It would be hard to find anybody who believes that short term traders don’t have a place in the investment markets but that doesn’t mean that read more

Beware Of Hidden Charges To Your Account.
Updated: Nov 17, 2011 by niniss  |  1 comment  |  Bank Reviews

Keep this in mind when opening an account from First Community Credit Union in Texas. When making a debit from your account NOT all charges will be read more

Up To $300 Bonus For Checking And Savings Account At First Tennessee Bank
Updated: Nov 4, 2011 by niniss  |  1 comment  |  Bank Deals

First Tennessee Bank has added a one-day $100 bonus on its promotion. You can get an extra $100 if you open a new checking or savings account on Saturday, read more

Horrible Website And Customer Service
Updated: Oct 13, 2011 by niniss  |  1 comment  |  Bank Reviews

Tried to set up my online banking enrollment.  Three phone calls and over an hour of my time later, was transferred to a "technician" who informed me read more

5 Tips From Early Retirees
Updated: Sep 30, 2011 by niniss  |  1 comment  |  Financial News

From US News and World Report Practical steps average people can take to leave the workforce early. Read article...

Monadnock 5-Year CD Rate: 151% APY
Updated: Sep 29, 2011 by pearlbrown  |  3 comments  |  Bank Deals

...obvious error (it should be 1.51% APY) on their website as well as here.  Just something to wake us up and have a laugh:D

Coastal Federal Rate And New Tier Structure
Updated: Sep 25, 2011 by wayward  |  3 comments  |  Bank Deals

Coastal Federal Credit Union changes to reward checking rates with a new tier structure effective 10/1/11. Balances up to $50K 0-11 debit transactions read more

Change To E-Xtra Bonus Checking Account Requirements
Updated: Sep 9, 2011 by lisanancybis  |  12 comments  |  Bank Deals

just received an email: "Effective August 1, 2011, the e-Xtra Bonus Checking Account will require a minimum debit card transaction total of $300.00. This read more

$150 Bonus For New Checking Account At 5 Star Bank
Updated: Aug 26, 2011 by niniss  |  1 comment  |  Bank Deals

5 Star Bank is offering a $150 bonus for opening a new checking account with direct deposit. The bonus is a $100 cash bonus and a $50 savings bond. read more

Jeff Davis Bank To Drop Rate On Kasasa Cash From 4.01% APY To 3.25% APY Effective 9/29/11, Cap Unchanged
Updated: Aug 25, 2011 by niniss  |  4 comments  |  Bank Deals

Effective September 29, 2011 New Kasasa Cash structure 3.25% APY for balances at or below $10,000 that qualify 0.25% APY for balances above $10,000 read more

Reward Checking Rate Drop 2.50 - 2.21
Updated: Aug 21, 2011 by niniss  |  1 comment  |  Bank Deals

F&MB dropped the reward checking rate from 2.50 to 2.21; cap remains at 50K