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ocsteve

Joined: Jan 17, 2010Comments: 3
Forum Threads: 2Forum Posts: 16
Rep Points: 79
ocsteve

Recent Community Posts


CD Penalties On Death Of Grantor Of Personal Trust When There Are Co-Trustees.
Updated: Jan 7, 2016 by ocsteve  |  5 comments  |  Ask The Community

My father died recently, and owned CDs in two credit unions.  They are titled to his personal trust, with originally just him as trustee, but a few read more

Westminster, CA Branch-Opened 5 Year CD Today
Posted: May 19, 2015 by ocsteve  |  0 comments  |  Bank Reviews

Today opened a 5 year jumbo CD (base rate of 2.323%, APY of 2.35%) with my aunt. The rate is very good for the California market. Were able to do a Living read more

AIG Bank Is Closing Down Their Deposit Accounts As Of September 30, 2013
Updated: Jul 31, 2013 by ocsteve  |  10 comments  |  Bank Deals

From bankaholic website:   AIG Bank Shutting Its Doors To Savers   Posted by Charles Rechlin July 27, 2013 06:00 AM  AIG Bank read more

BEWARE! ACH Transfer Out Limit Is Now $5000. Wiring Out Funds Has Many Hurdles
Updated: Feb 22, 2013 by Jake  |  2 comments  |  Bank Reviews

On Feb. 9, 2013, the daily limit on ACH transfers out of the account was dropped to $5000. There are many banks such as TD Bank, Zions Bank, HSBC, read more

TIAA Direct- FDIC? Bank Title Trust/Pod How Long?
Updated: Oct 11, 2012 by nospam1  |  5 comments  |  Bank Deals

I thought I would ask others what they thing about TIAA Direct. I have had an account with them since February of this year and have been considering read more

Unable To Login To Incredible Bank Account - Day Two
Updated: Sep 24, 2012 by Wil  |  4 comments  |  Bank Deals

Yesterday and, so far, today I have been unable to login to my account at Incredible Bank. Every time I've tried to do so, using the "Muscle My Money" read more

How Not To Get Cash From Your Checking Account
Updated: Sep 12, 2012 by ocsteve  |  1 comment  |  Financial News

Ken recently posted an article which reviewed the benefits of using an ATM that can accept cash.  Some people worry about depositing read more

Most Trusted Banks?
Updated: Jul 18, 2012 by ocsteve  |  4 comments  |  Financial News

What is your most trusted bank? According to a study done by the Privacy and information security research firm Ponemon Institute, the 6 banks that scored read more

It's Hard To Give Telemarketers The Slip
Updated: Apr 10, 2012 by ocsteve  |  3 comments  |  Financial News

From the Los Angeles Times One AT&T customer finds changing his phone number to try to stop telemarketing calls instead raises alerts at a marketing read more

Account Opening Problems
Updated: Mar 31, 2012 by ocsteve  |  2 comments  |  Bank Reviews

Ally offers a superior product, but their customer service and bank processes are lacking.  I opened an Online Savings account with $20,000.  I read more

Fireside Bank (CA)
Posted: Jan 29, 2012 by ocsteve  |  0 comments  |  Bank Reviews

This Bank was recently reported by the FDIC to have given up it's Banking Charter due to it's voluntary liquidation status.  The Bank stated in a new read more

Money-Saving Lesson Backfires On Kids
Updated: Jun 1, 2011 by edlisal  |  3 comments  |  Miscellaneous

From the ABC Affiliate KGO-TV: A San Francisco mother wanted to teach her kids the value of saving money, so when they were very young, she took them to read more

Bank Failures 3/11/2011
Updated: Mar 12, 2011 by ocsteve  |  3 comments  |  Financial News

Not sure if Ken will be around to keep track of these. First National Bank of Davis, OK. Rated 3.5* by Bauer (interesting). Assuming bank paid 7.5% read more

Your History In Consumer Databases - How To Check
Updated: Jan 8, 2011 by Ken Tumin  |  1 comment  |  Financial News

Most people are probably familiar with AnnualCreditReport.com where you can get a free credit report once per year at the three major credit bureaus read more

Watch Out For This BAD Practice By Alliant Credit Union
Updated: Jul 8, 2010 by me1004  |  11 comments  |  Bank Deals

I have just learned about a very bad practice by Alliant Credit Union when using their online account access to set up a future transfer between your read more

Veiwpoint Bank Holds Your Money Hostage
Updated: Jun 15, 2010 by ocsteve  |  3 comments  |  Bank Reviews

I opened an account with Viewpoint Bank and gave them a $10,000 check from my other bank. The check cleared my bank a week ago, but Viewpoint Bank will read more