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Joined: Jan 23, 2013Comments: 185
Forum Threads: 56Forum Posts: 127
Rep Points: 1,395

Recent Community Posts

Firstmark Credit Union Closed My Jumbo CD 5 Months Before Maturity And Sent The Money To "Unclaimed Property"!
Updated: Oct 5, 2016 by Azul  |  11 comments  |  Ask The Community

Has this ever occurred to anyone? I am beyond shocked! In October 2011, I opened a jumbo CD with Firstmark Credit Union after reading a blog entry about read more

Yellen Says Fed Purchases Of Stocks, Corporate Bonds Could Help In A Downturn
Updated: Oct 2, 2016 by lou  |  5 comments  |  Financial News

The Federal Reserve could get benefits from buying assets other than long-term U.S. debt if in a future downturn it could not buy any more government read more

30-Month CD Promotion
Updated: Sep 26, 2016 by RJM  |  5 comments  |  Bank Deals

Unless my eyes deceived me, I saw an ad on Ally's website for a limited-time promotion of a 1.50% APY "Select CD."  The promotion runs through read more

Summer Turns To Autumn
Updated: Sep 10, 2016 by Frank Walker  |  6 comments  |  Bank Deals

My new favorite credit union has just turned its "Summer Celebration" CD promotion into an "Autumn Celebration" CD promotion.  This involves the same read more

Fed Officials Tell Activists Rate Hikes Won't Derail Economy
Updated: Aug 30, 2016 by Ally6770  |  5 comments  |  Financial News

From Yahoo! Finance: An unusually large group of Federal Reserve policymakers appeared before activists on Thursday and defended their plans to raise read more

US Alliance How To?
Updated: Aug 16, 2016 by klink  |  5 comments  |  Ask The Community

For those that have or had CD accounts with US Alliance, how did you redeem your certificates upon maturity? I have read their disclosures and they say read more

Synchrony 5-Year CD Rates Drop
Posted: Aug 10, 2016 by ChasR  |  0 comments  |  Bank Deals

Synchrony finally got around to dropping 5-year CD rates like the other top Internet banks.  It's now 1.85% APY for $25k-plus (1.80% APY for read more

XCEL Slashes Some CD Rates
Posted: Aug 1, 2016 by ChasR  |  0 comments  |  Bank Deals

It looks to me like XCEL has cut a bunch of CD rates--e.g., the 3-year rate is now only 1.20% APY.  The 5-year CD rate remains at 2.00% APY.

Live Oak Drops 4- And 5-Year CD Rates
Posted: Aug 1, 2016 by ChasR  |  0 comments  |  Bank Deals

Live Oak Bank has dropped its 5-year CD rate from 2.00% to 1.75% APY,,and its 4-year CD rate from 1.75 to 1.65% APY. 

Anybody Else Get An Email From Ally Bank With Incorrect Bonus Amount For Opening An IRA?
Updated: Jul 30, 2016 by jimbeau  |  5 comments  |  Miscellaneous

I popped for the $250 bonus for opening a 50K IRA account with Ally earlier in the year.   They're supposed to post the bonus at the end of this read more

Alliant Drops 5-Year CD Rate
Posted: Jul 17, 2016 by ChasR  |  0 comments  |  Bank Deals

Looks to me like Alliant CU has also dropped 5-year CD rates in the last few days.  It's now 1.85% APY for $25k-plus, 1.80% APY for less than

GS Bank (USA) Drops 5-Year CD Rate
Posted: Jul 17, 2016 by ChasR  |  0 comments  |  Bank Deals

GS Bank has dropped its 5-year CD rate from 2.00% APY to 1.85% APY.  So much for the "2% Club" (although Synchrony seems to be hanging in there).

XCEL FCU 5 Year CD Rate Drop. Quick Look.
Updated: Jul 12, 2016 by ChasR  |  1 comment  |  Bank Deals

XCEL Federal CU reduced the APY on its' 5 year CD (from 2.20%) to 2.00% today; EWP=180 days (unchanged).

Nationwide Slashes 5-Year CD Rates
Posted: Jul 10, 2016 by ChasR  |  0 comments  |  Bank Deals

Nationwide has dropped its 5-year CD rate from 1.95% APY (2% for jumbo) to 1.70% APY (1.75% for jumbo).  Reflecting something of an "inversion," read more

12-Month CD Rate
Updated: Jul 8, 2016 by ChasR  |  4 comments  |  Bank Deals

Am I wrong, or did GS Bank just raise its 12-month CD rate to 1.20% APY? I haven't been following this maturity at all closely, but the last I remember it read more

Barclays 5 Yr CD Now 1.75%
Updated: Jul 8, 2016 by CapitalClimate  |  2 comments  |  Bank Deals

I'm not sure when this changed but it was 2.05% until very recently.

CIT Bank--POD Accounts
Updated: Jul 8, 2016 by Ally6770  |  1 comment  |  Miscellaneous

I’ve just discovered that the information about my POD accounts (POD status, name of beneficiary) that is required to be maintained by the bank under FDIC read more

CIT Drops CD Rates Again
Posted: Jul 6, 2016 by ChasR  |  0 comments  |  Bank Deals

CIT further dropped longer-term CD rates.  It's 5-year Term CD is now at 1.75% APY.  This one-time rate leader is now uncompetitive, although my read more

Synchrony Online Access Remains Down
Updated: Jul 2, 2016 by ChasR  |  9 comments  |  Miscellaneous

The Synchrony online access which was scheduled to be down over the weekend for systems maintenance is still not available on Wednesday: htt read more

Alliant CU
Updated: Jun 25, 2016 by gbtexas  |  2 comments  |  Miscellaneous

I just noticed that Alliant is now posting a 1.95% APY for its 5-year "jumbo" CD.  When I'd previously checked it, on Monday, it was 2.06% read more

Xcel CU - Worst Nightmare Ever. Time To Rethink Credit Unions?
Updated: Jun 21, 2016 by John Sears  |  9 comments  |  Miscellaneous

They made me join some lame $5 outfit, I did. They had me fund a Savings Acct. with $5.  I did. When I wanted to move over $240K to eventually fund read more

New Issue CD Available At Scottrade This Week
Updated: Jun 9, 2016 by enduser  |  4 comments  |  Ask The Community

This will be my first time to invest in a new issue CD so I'm asking the community for their opinion if this is a good investment. I have 15K parked in a read more

Janet Yellen Speech Suggests Fed Will Rethink Interest-Rate Plans
Updated: Jun 7, 2016 by ChasR  |  2 comments  |  Financial News

Gee, how surprising. PHILADELPHIA - The Federal Reserve chairwoman, Janet L. Yellen, dropped previous assurances that she expected the central bank to read more

Fed's Evans Sees Case For Deferring U.S. Rate Hikes For Years
Updated: Jun 6, 2016 by Purplesage  |  2 comments  |  Financial News

Lock in those 5-year 2.00% APY offerings while you can... In a dovish shot across the bow of a Federal Reserve widely expected to raise U.S. interest read more

June’s Out For A Fed Rate Hike And July’s On Life Support, Analysts Say
Updated: Jun 3, 2016 by ChasR  |  1 comment  |  Financial News

The shockingly weak jobs report takes a June rate hike off the table, and the chances of a move at the next meeting in July are also significantly read more

Rate Increase On 49-Month CD
Posted: Jun 1, 2016 by ChasR  |  0 comments  |  Bank Deals

It looks like NASA has bumped the posted rate on its 49-month CD special from 2.00% to 2.20% APY.  This rate has been yo-yoing for quite awhile.

Synchrony Raises EWP For New 4-And 5-Year Cds
Posted: May 22, 2016 by ChasR  |  0 comments  |  Bank Deals

I just received a revised Consumer Deposit Account Agreement from Synchrony.  There are a number of changes, but the most significant is an increase read more

Elements Financial And Velocity CU CD Promotions
Posted: May 18, 2016 by ChasR  |  0 comments  |  Bank Deals

A couple of new nationally-available CD promotions some may want to look at: Elements Financial--1.50% APY 22-Month CD Velocity--1.61% APY read more

May CD Promotions
Updated: May 4, 2016 by jimbeau  |  3 comments  |  Bank Deals

Andrews is offering 6- and 18-month CD specials in May: 6 months--3.25% APY for military, 3.00% APY for civilian--$10k max 18 months--2.25% APY for read more

Mountain America Credit Union 5-Year Term Deposit Rate
Posted: May 1, 2016 by ChasR  |  0 comments  |  Bank Deals

Mountain America has increased its 5-year CD rate to 2.30% APY.