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OldGuy

Joined: Jan 23, 2013Comments: 122
Forum Threads: 43Forum Posts: 86
Rep Points: 1,058
OldGuy

Recent Community Posts


Synchrony Raises EWP For New 4-And 5-Year Cds
Posted: May 22, 2016 by OldGuy  |  0 comments  |  Bank Deals

I just received a revised Consumer Deposit Account Agreement from Synchrony.  There are a number of changes, but the most significant is an increase read more

Elements Financial And Velocity CU CD Promotions
Posted: May 18, 2016 by OldGuy  |  0 comments  |  Bank Deals

A couple of new nationally-available CD promotions some may want to look at: Elements Financial--1.50% APY 22-Month CD Velocity--1.61% APY read more

May CD Promotions
Updated: May 4, 2016 by jimbeau  |  3 comments  |  Bank Deals

Andrews is offering 6- and 18-month CD specials in May: 6 months--3.25% APY for military, 3.00% APY for civilian--$10k max 18 months--2.25% APY for read more

Mountain America Credit Union 5-Year Term Deposit Rate
Posted: May 1, 2016 by OldGuy  |  0 comments  |  Bank Deals

Mountain America has increased its 5-year CD rate to 2.30% APY. 

GS Bank Acquires GE Capital Bank's Deposit Business
Posted: Apr 18, 2016 by OldGuy  |  0 comments  |  Bank Deals

GS Bank has completed its acquisition of the deposit business of GE Capital Bank. So far, it seems to have kept the latter's posted deposit rates. Let's read more

Synchrony Bank CD Rate Reduction
Updated: Mar 10, 2016 by buckeye61  |  4 comments  |  Bank Deals

60-month CDs now have an APY  of 2.15% (minimum of $25000) and 2.10% (minimum of $2000). CD | Certificates of Deposit | Synchrony Bank

5-Year CD Rate Reduction
Posted: Mar 9, 2016 by OldGuy  |  0 comments  |  Bank Deals

CIT has slashed its 5-year CD rates--to 1.90% APY for term CDs and 1.95% APY for jumbo CDs.  3-year rates seem to be unchanged--1.50% for read more

2.00% APY* Checking On Up To $20,000 From Elements Financial
Updated: Mar 1, 2016 by OldGuy  |  1 comment  |  Bank Deals

Media Contact Michelle Payne, (317) 997-3900, mpayne@elements.org Embrace the Value You Deserve with our Enhanced High Interest Checking Check into the read more

CIT Drops Rates
Posted: Feb 23, 2016 by OldGuy  |  0 comments  |  Bank Deals

Add CIT Bank to the list of banks dropping 5-year CD rates.  What a mess the Fed has created for savers.

Chance Of Holiday CD Special?
Updated: Dec 17, 2015 by Sevenpercent  |  6 comments  |  Ask The Community

Looking for your thoughts on the chance of a few CD specials before the end of the year.  It's a shame that the last 3 year NFCU special only lasted read more

Alliant CU's New ACH Limits Vary By Member
Updated: Oct 8, 2015 by lou  |  9 comments  |  Miscellaneous

A couple weeks or ago, OldGuy posted a thread about Alliant Credit Union putting limits on how much you can send through the ACH each day. OldGuy said he read more

Alliant CU ACH Servicw
Updated: Sep 17, 2015 by pearlbrown  |  10 comments  |  Miscellaneous

Those of you who have come to appreciate Alliant Credit Union’s nifty next-day ACH transfer service may be in for a rude surprise, particularly if you’re read more

25 Month 2.01% CD
Updated: Jul 14, 2015 by scottj  |  19 comments  |  Bank Deals

Looks like it might be back? Just got this email. Not sure if it's a targeted offer Summer Savings Specials. 25 Month CD 2.01% APY. MyLife Money Market read more

3.00% 6Mon, 2.00% 18Mon CD's, $10K Max. Quick Look.
Updated: May 21, 2015 by NYCDoug  |  12 comments  |  Bank Deals

Word has it Andrews Federal Credit Union is offering the following CD special promotions: ..  6 month CD APY 3.00% (3.25% for military read more

Why Brokered CDs Have Been More Popular Than Direct Bank CDs
Updated: Mar 23, 2015 by paoli2  |  4 comments  |  Financial News

This BAI Banking Strategies article looks into an interesting phenomenon: the FDIC reports that total brokered deposits in banks grew from $574 read more

Alliant Credit Union Savings Account Bump
Updated: Jan 30, 2015 by OldGuy  |  1 comment  |  Bank Deals

In an email which just arrived: Your savings account rate just increased to 0.90% APY*. At Alliant, we’re always looking to help you earn more. The best read more

Another 2-Year CD Rate Increase
Updated: Dec 19, 2014 by buckeye61  |  1 comment  |  Bank Deals

Ally just raised its posted 2-year rate again--to 1.29% APY.

Fed Dove Kocherlakota To Step Down In 2016
Updated: Dec 12, 2014 by Rooks777  |  2 comments  |  Financial News

From FT: Narayana Kocherlakota, the Federal Reserve official who has been an outspoken critic of monetary policy this year, said he will step down as read more

Ally Raises Savings Rate...
Updated: Dec 12, 2014 by OldGuy  |  1 comment  |  Bank Deals

...0.95%.  Money Market remains at 0.85%.

2.00% 2-Year Jumbo CD
Updated: Oct 21, 2014 by OldGuy  |  5 comments  |  Bank Deals

When I first saw this, I thought I had a good deal for Depositaccounts readers: 2% APY on a 2-year CD, $100,000 minimum and it could be combined with read more

CD Rate Increases
Posted: Oct 20, 2014 by OldGuy  |  0 comments  |  Bank Deals

Nationwide Bank raised a number of it rates this morning.  For example, the 3-year Jumbo rate is now 1.55% APY and the 5-year Jumbo is 2.37% APY.

Igobanking--1% APY 6-Month CD
Updated: Oct 16, 2014 by cumulus  |  5 comments  |  Bank Deals

The minimum balance is $25k.

Bait And Switch?
Posted: Oct 14, 2014 by OldGuy  |  0 comments  |  Bank Deals

I just got off the phone with a telephone rep who told me that, starting tomorrow, the rate on Kinecta's jumbo 2-year CD deal will drop from 2% to 1.75% read more

29-Month CD Promotion Ended
Posted: Oct 3, 2014 by OldGuy  |  0 comments  |  Bank Deals

It looks like San Diego County Credit Union has discontinued offering its 2% APY, 29-month promotional  CD.  It was a great deal while it lasted.

1.30% APY, 13-Month CD Special
Posted: Sep 9, 2014 by OldGuy  |  0 comments  |  Bank Deals

USAlliance FCU is still in the CD promotion game.  This offering has a $250k max.

Handling IRA CD Distributions/ Rollover Or Trustee To Trustee Transfer??
Updated: Aug 17, 2014 by paoli2  |  11 comments  |  Ask The Community

I would appreciate any advice on a problem I am having for the past two days.  My spouse and I have our personal IRAs which have been in CDs in a read more

CD Rate Increases
Updated: Aug 6, 2014 by TheShadow  |  2 comments  |  Bank Deals

Firstmark CU just hiked the rate on its 40-month promotional CD.  It's now tiered, with up to 1.95% APY for $100k+.Deposit Rates

CD Rate Increases
Posted: Aug 1, 2014 by OldGuy  |  0 comments  |  Bank Deals

Alliant just bumped-up CD rates.  For example, the 48-60 month CD is now 2.10% APY, up from 1.55% APY.  It's been a long time coming.

GE Capital Bank
Updated: Jul 11, 2014 by OldGuy  |  1 comment  |  Bank Reviews

on Wednesday I called the bank to open a savings account. I was asked several questions that you would expect. then I was told to call back in 48 hours to read more

12-Month CD Rate Cut
Posted: Jul 10, 2014 by OldGuy  |  0 comments  |  Bank Deals

GE Capital Bank has just cut its posted 12-month CD rate from 1.10% to 1.05% APY.  That's not a good sign.