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ChasR

Joined: Jan 23, 2013Comments: 166
Forum Threads: 51Forum Posts: 113
Rep Points: 1,257
ChasR

Recent Community Posts


Alliant Drops 5-Year CD Rate
Posted: Jul 17, 2016 by ChasR  |  0 comments  |  Bank Deals

Looks to me like Alliant CU has also dropped 5-year CD rates in the last few days.  It's now 1.85% APY for $25k-plus, 1.80% APY for less than

GS Bank (USA) Drops 5-Year CD Rate
Posted: Jul 17, 2016 by ChasR  |  0 comments  |  Bank Deals

GS Bank has dropped its 5-year CD rate from 2.00% APY to 1.85% APY.  So much for the "2% Club" (although Synchrony seems to be hanging in there).

XCEL FCU 5 Year CD Rate Drop. Quick Look.
Updated: Jul 12, 2016 by ChasR  |  1 comment  |  Bank Deals

XCEL Federal CU reduced the APY on its' 5 year CD (from 2.20%) to 2.00% today; EWP=180 days (unchanged).

Nationwide Slashes 5-Year CD Rates
Posted: Jul 10, 2016 by ChasR  |  0 comments  |  Bank Deals

Nationwide has dropped its 5-year CD rate from 1.95% APY (2% for jumbo) to 1.70% APY (1.75% for jumbo).  Reflecting something of an "inversion," read more

Anybody Else Get An Email From Ally Bank With Incorrect Bonus Amount For Opening An IRA?
Updated: Jul 9, 2016 by ChasR  |  4 comments  |  Miscellaneous

I popped for the $250 bonus for opening a 50K IRA account with Ally earlier in the year.   They're supposed to post the bonus at the end of this read more

12-Month CD Rate
Updated: Jul 8, 2016 by ChasR  |  4 comments  |  Bank Deals

Am I wrong, or did GS Bank just raise its 12-month CD rate to 1.20% APY? I haven't been following this maturity at all closely, but the last I remember it read more

Barclays 5 Yr CD Now 1.75%
Updated: Jul 8, 2016 by CapitalClimate  |  2 comments  |  Bank Deals

I'm not sure when this changed but it was 2.05% until very recently.

CIT Bank--POD Accounts
Updated: Jul 8, 2016 by Ally6770  |  1 comment  |  Miscellaneous

I’ve just discovered that the information about my POD accounts (POD status, name of beneficiary) that is required to be maintained by the bank under FDIC read more

CIT Drops CD Rates Again
Posted: Jul 6, 2016 by ChasR  |  0 comments  |  Bank Deals

CIT further dropped longer-term CD rates.  It's 5-year Term CD is now at 1.75% APY.  This one-time rate leader is now uncompetitive, although my read more

Synchrony Online Access Remains Down
Updated: Jul 2, 2016 by ChasR  |  9 comments  |  Miscellaneous

The Synchrony online access which was scheduled to be down over the weekend for systems maintenance is still not available on Wednesday: htt read more

Alliant CU
Updated: Jun 25, 2016 by gbtexas  |  2 comments  |  Miscellaneous

I just noticed that Alliant is now posting a 1.95% APY for its 5-year "jumbo" CD.  When I'd previously checked it, on Monday, it was 2.06% read more

Xcel CU - Worst Nightmare Ever. Time To Rethink Credit Unions?
Updated: Jun 21, 2016 by John Sears  |  9 comments  |  Miscellaneous

They made me join some lame $5 outfit, I did. They had me fund a Savings Acct. with $5.  I did. When I wanted to move over $240K to eventually fund read more

New Issue CD Available At Scottrade This Week
Updated: Jun 9, 2016 by enduser  |  4 comments  |  Ask The Community

This will be my first time to invest in a new issue CD so I'm asking the community for their opinion if this is a good investment. I have 15K parked in a read more

Janet Yellen Speech Suggests Fed Will Rethink Interest-Rate Plans
Updated: Jun 7, 2016 by ChasR  |  2 comments  |  Financial News

Gee, how surprising. PHILADELPHIA - The Federal Reserve chairwoman, Janet L. Yellen, dropped previous assurances that she expected the central bank to read more

Fed's Evans Sees Case For Deferring U.S. Rate Hikes For Years
Updated: Jun 6, 2016 by Purplesage  |  2 comments  |  Financial News

Lock in those 5-year 2.00% APY offerings while you can... In a dovish shot across the bow of a Federal Reserve widely expected to raise U.S. interest read more

June’s Out For A Fed Rate Hike And July’s On Life Support, Analysts Say
Updated: Jun 3, 2016 by ChasR  |  1 comment  |  Financial News

The shockingly weak jobs report takes a June rate hike off the table, and the chances of a move at the next meeting in July are also significantly read more

Rate Increase On 49-Month CD
Posted: Jun 1, 2016 by ChasR  |  0 comments  |  Bank Deals

It looks like NASA has bumped the posted rate on its 49-month CD special from 2.00% to 2.20% APY.  This rate has been yo-yoing for quite awhile.

Synchrony Raises EWP For New 4-And 5-Year Cds
Posted: May 22, 2016 by ChasR  |  0 comments  |  Bank Deals

I just received a revised Consumer Deposit Account Agreement from Synchrony.  There are a number of changes, but the most significant is an increase read more

Elements Financial And Velocity CU CD Promotions
Posted: May 18, 2016 by ChasR  |  0 comments  |  Bank Deals

A couple of new nationally-available CD promotions some may want to look at: Elements Financial--1.50% APY 22-Month CD Velocity--1.61% APY read more

May CD Promotions
Updated: May 4, 2016 by jimbeau  |  3 comments  |  Bank Deals

Andrews is offering 6- and 18-month CD specials in May: 6 months--3.25% APY for military, 3.00% APY for civilian--$10k max 18 months--2.25% APY for read more

Mountain America Credit Union 5-Year Term Deposit Rate
Posted: May 1, 2016 by ChasR  |  0 comments  |  Bank Deals

Mountain America has increased its 5-year CD rate to 2.30% APY. 

GS Bank Acquires GE Capital Bank's Deposit Business
Posted: Apr 18, 2016 by ChasR  |  0 comments  |  Bank Deals

GS Bank has completed its acquisition of the deposit business of GE Capital Bank. So far, it seems to have kept the latter's posted deposit rates. Let's read more

Synchrony Bank CD Rate Reduction
Updated: Mar 10, 2016 by buckeye61  |  4 comments  |  Bank Deals

60-month CDs now have an APY  of 2.15% (minimum of $25000) and 2.10% (minimum of $2000). CD | Certificates of Deposit | Synchrony Bank

5-Year CD Rate Reduction
Posted: Mar 9, 2016 by ChasR  |  0 comments  |  Bank Deals

CIT has slashed its 5-year CD rates--to 1.90% APY for term CDs and 1.95% APY for jumbo CDs.  3-year rates seem to be unchanged--1.50% for read more

2.00% APY* Checking On Up To $20,000 From Elements Financial
Updated: Mar 1, 2016 by ChasR  |  1 comment  |  Bank Deals

Media Contact Michelle Payne, (317) 997-3900, mpayne@elements.org Embrace the Value You Deserve with our Enhanced High Interest Checking Check into the read more

CIT Drops Rates
Posted: Feb 23, 2016 by ChasR  |  0 comments  |  Bank Deals

Add CIT Bank to the list of banks dropping 5-year CD rates.  What a mess the Fed has created for savers.

Chance Of Holiday CD Special?
Updated: Dec 17, 2015 by Sevenpercent  |  6 comments  |  Ask The Community

Looking for your thoughts on the chance of a few CD specials before the end of the year.  It's a shame that the last 3 year NFCU special only lasted read more

Alliant CU's New ACH Limits Vary By Member
Updated: Oct 8, 2015 by lou  |  9 comments  |  Miscellaneous

A couple weeks or ago, OldGuy posted a thread about Alliant Credit Union putting limits on how much you can send through the ACH each day. OldGuy said he read more

Alliant CU ACH Servicw
Updated: Sep 17, 2015 by pearlbrown  |  10 comments  |  Miscellaneous

Those of you who have come to appreciate Alliant Credit Union’s nifty next-day ACH transfer service may be in for a rude surprise, particularly if you’re read more

25 Month 2.01% CD
Updated: Jul 14, 2015 by scottj  |  19 comments  |  Bank Deals

Looks like it might be back? Just got this email. Not sure if it's a targeted offer Summer Savings Specials. 25 Month CD 2.01% APY. MyLife Money Market read more