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pearlbrown

Joined: Nov 2, 2010Comments: 244
Forum Threads: 1,441Forum Posts: 2,216
Rep Points: 9,540
pearlbrown

Recent Community Posts


Thinking Beyond Money In Retirement
Updated: Apr 28, 2016 by 51hh  |  1 comment  |  Financial News

From The New York Times "Your Money" column: After a career of working, scrimping and saving, many retirees are well prepared financially to stop read more

Consumers Credit Union : new debit cards with EMV chips on their way within the next 8 weeks
Updated: Apr 20, 2016 by Paula Conrad  |  4 comments  |  Bank Deals

In the afternoon mail, a letter from the credit union informed of this upcoming event.  The letter mentioned that If the information on your account read more

HEADS UP For Verizon Customers Who Have Been Transitioned To Frontier Effective 4/1/16
Posted: Apr 14, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

Just when you hoped that the pain had stopped....... If you are a former Verizon customer in Texas, California or Colorado who has recently been read more

The Difficult, Delicate Untangling Of Our Parents’ Financial Lives
Updated: Apr 5, 2016 by Bozo  |  1 comment  |  Miscellaneous

From MarketWatch: When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still read more

Crooks Steal, Sell Verizon Enterprise Customer Data
Posted: Mar 24, 2016 by pearlbrown  |  0 comments  |  Financial News

From KrebsOnSecurity: Verizon Enterprise Solutions, a B2B unit of the telecommunications giant that gets called in to help Fortune 500’s respond to read more

Oust The Incompetent Board
Updated: Mar 17, 2016 by pearlbrown  |  7 comments  |  Bank Deals

 Voting notices just went out and I would urge everyone to oust the incumbent directors. They've presided over the Prime Rate changes and Kasasa read more

Valor Board Of Directors Voting Deadline Extended
Updated: Mar 17, 2016 by pearlbrown  |  2 comments  |  Miscellaneous

In an Email from Valor Credit Union this afternoon: In order to ensure that every member has had ample time to review the read more

5 Savings Tips From A Leprechaun - Cuinsight
Updated: Mar 17, 2016 by pearlbrown  |  1 comment  |  Financial News

There are many things people think when Saint Patty's day comes to mind; wearing green, kissing an Irishman, four leaf clovers, etc. But before you spend read more

BOJ To Debate Exempting $90 Bln In Short-Term Funds From Negative Rates
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

The Bank of Japan's policy board is set to discuss this week whether to exempt $90 billion in short-term funds from its newly imposed negative read more

Insight - Bank Of Japan Scrambles To Find Positives In Negative Rates
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

Bank of Japan (BOJ) officials have been scurrying to commercial banks to explain and apologise for its surprise adoption of negative interest rates in read more

The Effects Of A Month Of Negative Rates In Japan
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

The Bank of Japan shocked markets in January with negative rates. The policy had immediate effects on financial markets, even before it actually started read more

Special Edition Of The Quarterly FDIC Consumer News
Posted: Mar 8, 2016 by pearlbrown  |  0 comments  |  Financial News

The Winter edition of the newsletter includes a special edition titled "A Bank Customer's Guide to Cybersecurity", which features tips inclu read more

3 Reasons To Think Twice About Taking Social Security Benefits At 62
Updated: Mar 1, 2016 by kiwi  |  1 comment  |  Financial News

It's a very personal financial decision, and there is no one right answer which fits all.   Sometimes it does make sense to claim Social read more

One Bank CEO Outlines What Will Happen To Your Bank Account If The Fed Takes Interest Rates Negative
Updated: Feb 27, 2016 by Shorebreak  |  1 comment  |  Financial News

From Business Insider: Since the European Central Bank and the Bank of Japan moved their interest rates negative, a debate has swirled over the practical read more

9 Tax Nightmares
Posted: Feb 14, 2016 by pearlbrown  |  0 comments  |  Financial News

In the Credit.com article, a list of some real tax nightmares Americans have encountered, related to FATCA, income tax, and property taxes.

10 Things Boomers Must Know About RMDs From IRAs
Updated: Feb 12, 2016 by Bozo  |  1 comment  |  Financial News

From Kiplinger: Nobody was thinking about RMDs at Woodstock.  It's a watershed year for the baby boom generation. In 2016, the first of the boomers read more

Consumers Credit Union (IL): Changes To VISA Account Terms Effective 1/1/16
Updated: Feb 9, 2016 by kiwi  |  1 comment  |  Bank Deals

In the afternoon mail, a letter with enclosure notifying of a change in terms which will apply to VISA SIgnature Cash Rebate and VISA Signature Rewards read more

Evolve Federal Credit Union Pays First Ever Patronage Dividend
Posted: Feb 1, 2016 by pearlbrown  |  0 comments  |  Bank Deals

If you are a member of evolve Federal Credit Union, be sure to check the balance in your savings account - you may find a welcome surprise.  From a read more

Fed’S Fischer Says Markets Might Be Right After All
Updated: Feb 1, 2016 by Shorebreak  |  1 comment  |  Financial News

From MarketWatch: Federal Reserve Vice Chairman Stanley Fischer said Monday the U.S. central bank was worried the global market selloff could sap the read more

Lake Michigan Credit Union 12-Mo CD 1.4%APY Other Terms Available
Updated: Feb 1, 2016 by mbregman  |  1 comment  |  Bank Deals

While confirming RCA information this morning, ran across this special.  CD rates include .25% MORE VIP Relationship Reward Bonus.   read more

Live Oak Bank 1Yr CD 1.3%APY More Terms Available
Posted: Feb 1, 2016 by pearlbrown  |  0 comments  |  Bank Deals

Other terms are available as follows: 18 mo 1.35%APY    2 yr 1.5%APY    3yr 1.55%APY    5yr 2.0%APY Minimum read more

How Long Does It Take To Fund An Account By ACH?
Updated: Jan 30, 2016 by CDInvestor1  |  12 comments  |  Ask The Community

Recently I filled out an application for a large CD online with an out of state US bank that came highly rated by Bauer Financial.  My application read more

Class Act Credit Union Will Now Charge For Use Of Shared Branching
Updated: Jan 12, 2016 by me1004  |  1 comment  |  Bank Deals

In an email received this morning: The Shared Branching network is a great source for Credit Unions and while we encourage our members to use them, there read more

Add-On No Longer Excepted For Prime Rate Certificate Holders
Updated: Jan 12, 2016 by Ken Tumin  |  25 comments  |  Bank Deals

I just received notice that prime rate certificate holders will not be allowed to add on to their certificates until further notice.. Also, Valor will read more

This Guy Has 1,497 Credit Cards — Does He Know Something We Don’T?
Updated: Jan 7, 2016 by darkdreamer4u  |  1 comment  |  Financial News

From MarketWatch: Here’s a story that would make most Americans gasp: A man named Walter Cavanagh, known as “Mr. Plastic Fantastic,” has 1,497 valid read more

Fed's Fischer: Market Expectation Of 2 Fed Hikes This Year Is 'Too Low'
Posted: Jan 6, 2016 by pearlbrown  |  0 comments  |  Financial News

From MarketWatch: The market's expectation that the Federal Reserve will only raise interest rates twice in 2016 are too low, said Federal Reserve Vice read more

Merry Christmas Ken!
Posted: Dec 24, 2015 by pearlbrown  |  0 comments  |  Miscellaneous

Merry Christmas to you and your colleagues and your families, as well as to all in our DA community.  May the new year bless us all with good health, read more

6 Tax Breaks Congress Just Passed
Posted: Dec 23, 2015 by pearlbrown  |  0 comments  |  Financial News

From MarketWatch: Late last week, our beloved Congress finally got around to passing the Protecting Americans from Tax Hikes Act of 2015, and the read more

FDIC Announces Settlement With The Bancorp Bank, Wilmington, Del., For Unfair And Deceptive Practices
Posted: Dec 23, 2015 by pearlbrown  |  0 comments  |  Financial News

From FDIC.gov: failing to provide promised protections to consumers in the resolution of account errors; failing to provide promised benefits for a read more

Sued Over Old Debt, And Blocked From Suing Back
Updated: Dec 23, 2015 by klink  |  1 comment  |  Financial News

From the NewYorkTimes: Clifford Cain Jr., a retired electrician in Baltimore, was used to living on a tight budget, carefully apportioning his Social read more