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pearlbrown

Joined: Nov 2, 2010Comments: 246
Forum Threads: 1,460Forum Posts: 2,238
Rep Points: 9,684
pearlbrown

Recent Community Posts


U.S. Consumer Agency Seeks To Overhaul Debt Collection Industry
Posted: 16 hours ago by pearlbrown  |  0 comments  |  Financial News

The U.S. watchdog for consumer finances unveiled on Thursday a major proposal to toughen regulation of the multibillion-dollar debt collection industry, read more

Senior Surprise: Getting Switched With Little Warning Into Medicare Advantage
Updated: Jul 27, 2016 by Shorebreak  |  1 comment  |  Miscellaneous

Off topic but may be of interest to readers who are eligible for / covered by Medicare Only days after Judy Hanttula came home from the hospital after read more

Maybe It's Time To Toss Those Retirement Calculators
Updated: Jul 27, 2016 by Ally6770  |  1 comment  |  Financial News

From CNBC:  The next time a calculator tells you that you're on track for a timely retirement, take those results with a heaping spoonful of read more

I Like The $25.000 Limit On Rewards Checking, But....
Updated: Jun 30, 2016 by RLunder  |  2 comments  |  Bank Reviews

They just lowered their interest rate on on Rewards Checking from 3.04% APY doen to 2.53% APY (still a good rate) without any prior notice. After they read more

Social Security Recipients To Get Small Increase
Posted: Jun 22, 2016 by pearlbrown  |  0 comments  |  Financial News

The average recipient of Social Security will receive a slight increase in benefits in 2017, according to projections released Wednesday.Trustees who read more

Help: My Late Uncle’s ‘Girlfriend’ Cleaned Out His Bank Accounts
Posted: Jun 22, 2016 by pearlbrown  |  0 comments  |  Financial News

From MarketWatch, a cautionary tale when an elderly relative has a new best friend. 

High-Tech Ways Banks Are Trying To Save Seniors From Having Their Money Stolen
Posted: Jun 22, 2016 by pearlbrown  |  0 comments  |  Financial News

From MarketWatch: ... the practice of scamming seniors has gotten out of control — some 17% of senior citizens have reported they’ve been victims of read more

Tool Helps You See If Your Money Will Last For Life
Updated: Jun 21, 2016 by 51hh  |  3 comments  |  Financial News

an online calculator from actuaries helps you estimate your longevity and how it lines up with your resources.

8 Age-Related Tax Milestones You Should Know About
Posted: Jun 14, 2016 by pearlbrown  |  0 comments  |  Financial News

From MarketWatch: As always, two things remain constant: (1) you will get older every day and (2) you will get taxed all along the way. There are, read more

Special-Needs Trust Is Key Part Of Some Estate Plans
Posted: Jun 3, 2016 by pearlbrown  |  0 comments  |  Financial News

From CNBC:  Special-needs trusts, also called supplemental-needs trusts, can be a critical estate-planning tool for parents of children who are read more

The Scary Switch That Happens To Investors Over Age 60
Posted: Jun 3, 2016 by pearlbrown  |  0 comments  |  Financial News

From CNBC:  Aging adults beware: The faith you have in your financial skills might be deceiving. In fact, while confidence in one's own financial read more

There's Good News At Last On The Retirement Front
Posted: Jun 3, 2016 by pearlbrown  |  0 comments  |  Financial News

Recent studies indicate that while spending patterns shift in retirement, the overall trend in real dollars is down, and for the majority of retirees in read more

Payday Loans’ Debt Spiral To Be Curtailed
Posted: Jun 2, 2016 by pearlbrown  |  0 comments  |  Financial News

From The New York Times' Dealbook section: The payday loan industry, which is vilified for charging exorbitant interest rates on short-term loans that read more

Bank Accounts Paying Interest Of Up To 4% On Your Money
Updated: Jun 1, 2016 by Ken Tumin  |  3 comments  |  Financial News

This Kiplinger article mentions DepositAccounts as a good resource to find deals.  Congratulations. Ken - so glad all your hard work continues to be read more

Stop Saving, Start Spending?
Posted: May 17, 2016 by pearlbrown  |  0 comments  |  Financial News

In retirement, some die-hard savers stay thrifty for too long.  Everyone praises the habit of thrift. Habitual savers spend less than they earn, read more

Signs Your Institution May Be Merging Or Being Acquired
Posted: May 17, 2016 by pearlbrown  |  0 comments  |  Financial News

It isn't often a regulator will come out and tell you what signs to look for if you are worried about your institution merging or being acquired, but that read more

‘I'll Never Retire’: Americans Break Record For Working Past 65
Posted: May 16, 2016 by pearlbrown  |  0 comments  |  Financial News

Almost 20 percent of Americans 65 and older are now working, according to the latest data from the U.S. Bureau of Labor Statistics. That’s the most read more

Swift Warns Of Hack Attack On A Bank After Bangladesh Heist
Posted: May 16, 2016 by pearlbrown  |  0 comments  |  Financial News

Swift, the inter-bank messaging system embroiled in one of the largest cyber heists in history, warned customers that hackers have struck again, read more

Wal-Mart Sues Visa For Requiring Signatures On Chip Debit Card Transactions
Updated: May 14, 2016 by mantione  |  3 comments  |  Financial News

Wal-Mart Stores is suing Visa for allegedly forcing the retailer to let customers use signatures when paying with their chip-based debit cards. The read more

In Nine US States, Middle-Income Earners Are No Longer The Majority
Posted: May 12, 2016 by pearlbrown  |  0 comments  |  Financial News

Oh, how the storied American middle-class has fallen. New numbers out from the Pew Research Center show that inequality has increased so much since 1999 read more

America’s Shrinking Middle Class: A Close Look At Changes Within Metropolitan Areas
Posted: May 12, 2016 by pearlbrown  |  0 comments  |  Financial News

Are you in the American middle class?  The article from the Pew Research Center includes a handy calculator which lets you find out which group you read more

Thinking Beyond Money In Retirement
Updated: Apr 28, 2016 by 51hh  |  1 comment  |  Financial News

From The New York Times "Your Money" column: After a career of working, scrimping and saving, many retirees are well prepared financially to stop read more

Consumers Credit Union : new debit cards with EMV chips on their way within the next 8 weeks
Updated: Apr 20, 2016 by Paula Conrad  |  4 comments  |  Bank Deals

In the afternoon mail, a letter from the credit union informed of this upcoming event.  The letter mentioned that If the information on your account read more

HEADS UP For Verizon Customers Who Have Been Transitioned To Frontier Effective 4/1/16
Posted: Apr 14, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

Just when you hoped that the pain had stopped....... If you are a former Verizon customer in Texas, California or Colorado who has recently been read more

The Difficult, Delicate Untangling Of Our Parents’ Financial Lives
Updated: Apr 5, 2016 by Bozo  |  1 comment  |  Miscellaneous

From MarketWatch: When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still read more

Crooks Steal, Sell Verizon Enterprise Customer Data
Posted: Mar 24, 2016 by pearlbrown  |  0 comments  |  Financial News

From KrebsOnSecurity: Verizon Enterprise Solutions, a B2B unit of the telecommunications giant that gets called in to help Fortune 500’s respond to read more

Oust The Incompetent Board
Updated: Mar 17, 2016 by pearlbrown  |  7 comments  |  Bank Deals

 Voting notices just went out and I would urge everyone to oust the incumbent directors. They've presided over the Prime Rate changes and Kasasa read more

Valor Board Of Directors Voting Deadline Extended
Updated: Mar 17, 2016 by pearlbrown  |  2 comments  |  Miscellaneous

In an Email from Valor Credit Union this afternoon: In order to ensure that every member has had ample time to review the read more

5 Savings Tips From A Leprechaun - Cuinsight
Updated: Mar 17, 2016 by pearlbrown  |  1 comment  |  Financial News

There are many things people think when Saint Patty's day comes to mind; wearing green, kissing an Irishman, four leaf clovers, etc. But before you spend read more

BOJ To Debate Exempting $90 Bln In Short-Term Funds From Negative Rates
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

The Bank of Japan's policy board is set to discuss this week whether to exempt $90 billion in short-term funds from its newly imposed negative read more