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pearlbrown

Joined: Nov 2, 2010Comments: 244
Forum Threads: 1,448Forum Posts: 2,225
Rep Points: 9,595
pearlbrown

Recent Community Posts


Stop Saving, Start Spending?
Posted: May 17, 2016 by pearlbrown  |  0 comments  |  Financial News

In retirement, some die-hard savers stay thrifty for too long.  Everyone praises the habit of thrift. Habitual savers spend less than they earn, read more

Signs Your Institution May Be Merging Or Being Acquired
Posted: May 17, 2016 by pearlbrown  |  0 comments  |  Financial News

It isn't often a regulator will come out and tell you what signs to look for if you are worried about your institution merging or being acquired, but that read more

‘I'll Never Retire’: Americans Break Record For Working Past 65
Posted: May 16, 2016 by pearlbrown  |  0 comments  |  Financial News

Almost 20 percent of Americans 65 and older are now working, according to the latest data from the U.S. Bureau of Labor Statistics. That’s the most read more

Swift Warns Of Hack Attack On A Bank After Bangladesh Heist
Posted: May 16, 2016 by pearlbrown  |  0 comments  |  Financial News

Swift, the inter-bank messaging system embroiled in one of the largest cyber heists in history, warned customers that hackers have struck again, read more

Wal-Mart Sues Visa For Requiring Signatures On Chip Debit Card Transactions
Updated: May 14, 2016 by mantione  |  3 comments  |  Financial News

Wal-Mart Stores is suing Visa for allegedly forcing the retailer to let customers use signatures when paying with their chip-based debit cards. The read more

In Nine US States, Middle-Income Earners Are No Longer The Majority
Posted: May 12, 2016 by pearlbrown  |  0 comments  |  Financial News

Oh, how the storied American middle-class has fallen. New numbers out from the Pew Research Center show that inequality has increased so much since 1999 read more

America’s Shrinking Middle Class: A Close Look At Changes Within Metropolitan Areas
Posted: May 12, 2016 by pearlbrown  |  0 comments  |  Financial News

Are you in the American middle class?  The article from the Pew Research Center includes a handy calculator which lets you find out which group you read more

Tool Helps You See If Your Money Will Last For Life
Updated: May 8, 2016 by pearlbrown  |  1 comment  |  Financial News

an online calculator from actuaries helps you estimate your longevity and how it lines up with your resources.

Thinking Beyond Money In Retirement
Updated: Apr 28, 2016 by 51hh  |  1 comment  |  Financial News

From The New York Times "Your Money" column: After a career of working, scrimping and saving, many retirees are well prepared financially to stop read more

Consumers Credit Union : new debit cards with EMV chips on their way within the next 8 weeks
Updated: Apr 20, 2016 by Paula Conrad  |  4 comments  |  Bank Deals

In the afternoon mail, a letter from the credit union informed of this upcoming event.  The letter mentioned that If the information on your account read more

HEADS UP For Verizon Customers Who Have Been Transitioned To Frontier Effective 4/1/16
Posted: Apr 14, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

Just when you hoped that the pain had stopped....... If you are a former Verizon customer in Texas, California or Colorado who has recently been read more

The Difficult, Delicate Untangling Of Our Parents’ Financial Lives
Updated: Apr 5, 2016 by Bozo  |  1 comment  |  Miscellaneous

From MarketWatch: When my in-laws became too incapacitated to handle their own affairs, my wife and I took over. A year and a half later, we’re still read more

Crooks Steal, Sell Verizon Enterprise Customer Data
Posted: Mar 24, 2016 by pearlbrown  |  0 comments  |  Financial News

From KrebsOnSecurity: Verizon Enterprise Solutions, a B2B unit of the telecommunications giant that gets called in to help Fortune 500’s respond to read more

Oust The Incompetent Board
Updated: Mar 17, 2016 by pearlbrown  |  7 comments  |  Bank Deals

 Voting notices just went out and I would urge everyone to oust the incumbent directors. They've presided over the Prime Rate changes and Kasasa read more

Valor Board Of Directors Voting Deadline Extended
Updated: Mar 17, 2016 by pearlbrown  |  2 comments  |  Miscellaneous

In an Email from Valor Credit Union this afternoon: In order to ensure that every member has had ample time to review the read more

5 Savings Tips From A Leprechaun - Cuinsight
Updated: Mar 17, 2016 by pearlbrown  |  1 comment  |  Financial News

There are many things people think when Saint Patty's day comes to mind; wearing green, kissing an Irishman, four leaf clovers, etc. But before you spend read more

BOJ To Debate Exempting $90 Bln In Short-Term Funds From Negative Rates
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

The Bank of Japan's policy board is set to discuss this week whether to exempt $90 billion in short-term funds from its newly imposed negative read more

Insight - Bank Of Japan Scrambles To Find Positives In Negative Rates
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

Bank of Japan (BOJ) officials have been scurrying to commercial banks to explain and apologise for its surprise adoption of negative interest rates in read more

The Effects Of A Month Of Negative Rates In Japan
Posted: Mar 13, 2016 by pearlbrown  |  0 comments  |  Financial News

The Bank of Japan shocked markets in January with negative rates. The policy had immediate effects on financial markets, even before it actually started read more

Special Edition Of The Quarterly FDIC Consumer News
Posted: Mar 8, 2016 by pearlbrown  |  0 comments  |  Financial News

The Winter edition of the newsletter includes a special edition titled "A Bank Customer's Guide to Cybersecurity", which features tips inclu read more

3 Reasons To Think Twice About Taking Social Security Benefits At 62
Updated: Mar 1, 2016 by kiwi  |  1 comment  |  Financial News

It's a very personal financial decision, and there is no one right answer which fits all.   Sometimes it does make sense to claim Social read more

One Bank CEO Outlines What Will Happen To Your Bank Account If The Fed Takes Interest Rates Negative
Updated: Feb 27, 2016 by Shorebreak  |  1 comment  |  Financial News

From Business Insider: Since the European Central Bank and the Bank of Japan moved their interest rates negative, a debate has swirled over the practical read more

9 Tax Nightmares
Posted: Feb 14, 2016 by pearlbrown  |  0 comments  |  Financial News

In the Credit.com article, a list of some real tax nightmares Americans have encountered, related to FATCA, income tax, and property taxes.

10 Things Boomers Must Know About RMDs From IRAs
Updated: Feb 12, 2016 by Bozo  |  1 comment  |  Financial News

From Kiplinger: Nobody was thinking about RMDs at Woodstock.  It's a watershed year for the baby boom generation. In 2016, the first of the boomers read more

Consumers Credit Union (IL): Changes To VISA Account Terms Effective 1/1/16
Updated: Feb 9, 2016 by kiwi  |  1 comment  |  Bank Deals

In the afternoon mail, a letter with enclosure notifying of a change in terms which will apply to VISA SIgnature Cash Rebate and VISA Signature Rewards read more

Evolve Federal Credit Union Pays First Ever Patronage Dividend
Posted: Feb 1, 2016 by pearlbrown  |  0 comments  |  Bank Deals

If you are a member of evolve Federal Credit Union, be sure to check the balance in your savings account - you may find a welcome surprise.  From a read more

Fed’S Fischer Says Markets Might Be Right After All
Updated: Feb 1, 2016 by Shorebreak  |  1 comment  |  Financial News

From MarketWatch: Federal Reserve Vice Chairman Stanley Fischer said Monday the U.S. central bank was worried the global market selloff could sap the read more

Lake Michigan Credit Union 12-Mo CD 1.4%APY Other Terms Available
Updated: Feb 1, 2016 by mbregman  |  1 comment  |  Bank Deals

While confirming RCA information this morning, ran across this special.  CD rates include .25% MORE VIP Relationship Reward Bonus.   read more

Live Oak Bank 1Yr CD 1.3%APY More Terms Available
Posted: Feb 1, 2016 by pearlbrown  |  0 comments  |  Bank Deals

Other terms are available as follows: 18 mo 1.35%APY    2 yr 1.5%APY    3yr 1.55%APY    5yr 2.0%APY Minimum read more

How Long Does It Take To Fund An Account By ACH?
Updated: Jan 30, 2016 by CDInvestor1  |  12 comments  |  Ask The Community

Recently I filled out an application for a large CD online with an out of state US bank that came highly rated by Bauer Financial.  My application read more