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pearlbrown

Joined: Nov 2, 2010Comments: 246
Forum Threads: 1,483Forum Posts: 2,267
Rep Points: 9,813
pearlbrown

Recent Community Posts


Embezzling CEO Sues Credit Union For Discrimination - Stranger Than Truth
Updated: Aug 23, 2016 by cumulus  |  2 comments  |  Financial News

Two weeks after he pleaded guilty to bank fraud and attempted bank fraud, Sean Jelen filed a civil lawsuit claiming another credit union allegedly offered read more

Average Retiree Will See Social Security Benefit Decrease
Posted: Aug 23, 2016 by pearlbrown  |  0 comments  |  Financial News

Those in retirement who are receiving Social Security benefits and are enrolled in Medicare may want to sit up and take notice of the latest Medicare read more

5 Common Misconceptions About FDIC Insurance ... And The Real Facts
Updated: Aug 22, 2016 by Frank Walker  |  2 comments  |  Financial News

A refresher for some members of the DA community, new info for others.

When A Broker Offers A Bank CD: It Pays To Do Some Research
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

Refresher from the FDIC on this popular topic. 

FDIC Consumer News - Summer 2016
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

The latest FDIC Consumer News features simple tips on how to choose and manage a checking or savings account wisely. The Summer 2016 edition also has read more

Malware Infected All Eddie Bauer Stores In US, Canada
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

Clothing store chain Eddie Bauer said today it has detected and removed malicious software from point-of-sale systems at all of its 350+ stores in read more

Former Credit Union CEO Sentenced For Embezzlement
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

In April, Charles Robert Poore, 45, pleaded guilty to embezzlement when he was president/CEO of the $50 million Toledo Metro FCU. Judge Bissoon also read more

Identity Fraud By The Numbers: Infographic
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

From Credit Union Times

NCR Reveals Magstripe Code Flaw In Chip-Based Cards
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

NCR technology researchers asserted they found an upgrade flaw in chip-based cards in the United States that allows hackers to rewrite the magstripe read more

Michigan Credit Union Conserved
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

For the second time this year, Michigan regulators placed a credit union into conservatorship. The Michigan Department of Insurance and Financial Services read more

Former Head Teller Pleads Guilty To Embezzlement
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

a former head teller at the $112 million Bear Paw Credit Union pleaded guilty Monday to embezzling $129,409 from the Harve, Mont. Credit union read more

Michigan CU Loses $1.8M In Check Kiting Scheme
Updated: Aug 18, 2016 by Ally6770  |  1 comment  |  Financial News

From Credit Union Times: A Michigan credit union lost $1.8 million in a $145 million circular check kiting scheme that involved two other Michigan banks, read more

Social Security Temporarily Rolls Back Required Multifactor Authentication When You Access Your Account
Posted: Aug 18, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

via Email this morning from Social Security Administration: On July 30, 2016, we began requiring you to sign into your my Social Security account read more

How Are Social Security Benefits Counted?
Posted: Aug 18, 2016 by pearlbrown  |  0 comments  |  Financial News

Refresher for some, new info for others. Q. Can you explain how Social Security benefits are calculated? I know they're based on an average of the read more

Taxi Medallion Loan Concentration At Heart Of Melrose CU Consent Order
Posted: Aug 17, 2016 by pearlbrown  |  0 comments  |  Financial News

An examination by state and federal regulators of the undercapitalized $1.9 billion Melrose Credit Union identified unsafe and unsound banking practices, read more

Melrose Credit Union Undercapitalized
Updated: Aug 15, 2016 by pearlbrown  |  2 comments  |  Financial News

From Credit Union Times: Posting a net loss of $57 million at the end of the second quarter of 2016, primarily because of its underperforming taxi read more

5 Lessons From Baffling Fraud Cases
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

Throughout 2016, internal fraud cases have shocked and baffled many in the credit union industry, in part because the schemes went undetected for many read more

Chargeback Policy Changes: What Are They And How Did We Get Here?
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

According to a recent report by First Annapolis Consulting, chargebacks for card-present transactions increased 50% following the Oct. 1 EMV liability read more

Capital Stress Testing: A Necessity For All Credit Unions
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

From Credit Union Times: The Dodd-Frank Act Stress Testing, prescribed by the Dodd-Frank Wall Street Reform and Consumer Protection Act, requires read more

Guaranty Bank & Trust: $250 When You Open A Checking Account And Set Up Direct Deposit
Posted: Aug 11, 2016 by pearlbrown  |  0 comments  |  Bank Deals

In a flyer at the Denton branch of the bank (formerly a branch of Independent Bank): Offer valid in our Denton Rockwall and Royse City locations.  read more

Erie Federal Credit Union (EFCU) Experience -- Not Good!
Updated: Aug 11, 2016 by ronh  |  8 comments  |  Bank Reviews

Got bored over weekend, thus applied online for the (3.56%, $25K) Dividend+Plus account from EFCU. (1) ID questions were ancient and impossible read more

Are Chip Cards Counterfeit-Proof? Not Exactly
Posted: Aug 10, 2016 by pearlbrown  |  0 comments  |  Financial News

Computer researchers may have found a flaw in chip-based credit cards. Though the cards are designed to combat fraudulent cloning, apparently read more

How Far Does $1 Go In Your State?
Posted: Aug 10, 2016 by pearlbrown  |  0 comments  |  Financial News

A dollar isn’t always a dollar, as a recent report makes clear. Sometimes it’s $1.15. Other times it’s less than 85 cents, and it all boils down to read more

Alliant Credit Union Increases Daily Mobile Deposit Limit
Posted: Aug 8, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

Information received via email this evening: Dear (PearlBrown): We have great news for you (and your wallet). Members asked to deposit larger amounts read more

Rewards Checking And New Chip Cards
Updated: Aug 4, 2016 by pearlbrown  |  1 comment  |  Ask The Community

As more and more businesses upgrade to the chip reader for credit cards, it seems like it is becoming harder and harder to find places to meet the credit read more

Laddering CDs And Other Fixed-Income Investments
Updated: Aug 4, 2016 by pearlbrown  |  1 comment  |  Financial News

In addition to a review of laddering, the author provides some useful info on brokered CDs. And he included one useful resource for fin read more

NCUA Issues Prohibition Orders For Jelen, Ray And Others
Updated: Aug 1, 2016 by pearlbrown  |  1 comment  |  Financial News

The NCUA issued eight prohibition notices to criminals during the month of July, including Sean Jelen, former CEO of Valor FCU in Scranton, Pa., which has read more

Special 20-Month Certificate 2.00% APY
Updated: Aug 1, 2016 by Ricochet  |  3 comments  |  Bank Deals

2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union

Making The Most Of Low Interest Rates
Posted: Jul 31, 2016 by pearlbrown  |  0 comments  |  Financial News

Predicting the course of interest rates has become an exercise in the Boy Who Cried Wolf.  Ever since the economy began to dig its way out of the read more

Senior Surprise: Getting Switched With Little Warning Into Medicare Advantage
Updated: Jul 31, 2016 by paoli2  |  2 comments  |  Miscellaneous

Off topic but may be of interest to readers who are eligible for / covered by Medicare Only days after Judy Hanttula came home from the hospital after read more