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pearlbrown

Joined: Nov 2, 2010Comments: 246
Forum Threads: 1,491Forum Posts: 2,276
Rep Points: 9,871
pearlbrown

Recent Community Posts


Special 20-Month Certificate 2.00% APY
Updated: Sep 30, 2016 by Frank Walker  |  4 comments  |  Bank Deals

2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union

Fraud Ring Hits Credit Unions And Banks
Posted: Sep 14, 2016 by pearlbrown  |  0 comments  |  Financial News

Six credit unions, a corporate credit union and 20 banks throughout the nation were victimized by a fraud ring that operated out of a Massachusetts read more

Criminals Exploit Text Message Authentication
Posted: Sep 12, 2016 by pearlbrown  |  0 comments  |  Financial News

The National Institute of Standards and Technology, which publishes guidelines, recently confirmed something security professionals have been saying for read more

Former CEO Embezzles $2.3M From $2M Credit Union
Posted: Sep 12, 2016 by pearlbrown  |  0 comments  |  Financial News

Although Veterans Health Administration Credit Union had $2 million in assets when it was liquidated by state regulators in March, VHACU’s former read more

Retailers Fight Effort To Repeal Durbin Amendment
Updated: Sep 8, 2016 by Frank Walker  |  2 comments  |  Financial News

A group of more than 400 retailers have entered the fray over the so-called “Durbin Amendment,” calling on House Republicans to abandon efforts to read more

Evolve FCU Changes Requirements On Epriority Checking Account / Info On How To Close Accounts
Posted: Sep 8, 2016 by pearlbrown  |  0 comments  |  Bank Deals

Although this is not a "deal", am posting the info in this forum so that members of the community who have requested alerts for the credit union will be read more

Lending And Delinquencies Increase In Q2: NCUA
Posted: Sep 7, 2016 by pearlbrown  |  0 comments  |  Financial News

Total loans outstanding at federally insured credit unions increased to $823.4 billion during the second quarter of 2016, an increase of 10.5% from a read more

Credit Union Under Embezzlement Probe Loses Two CEOs In Five Months
Posted: Aug 31, 2016 by pearlbrown  |  0 comments  |  Financial News

A West Virginia credit union under an FBI embezzlement investigation lost its second manager/CEO in the last five months. Alexandria L. Frangos left for read more

When A Broker Offers A Bank CD: It Pays To Do Some Research
Updated: Aug 28, 2016 by paoli2  |  1 comment  |  Financial News

Refresher from the FDIC on this popular topic. 

Average Retiree Will See Social Security Benefit Decrease
Updated: Aug 28, 2016 by paoli2  |  1 comment  |  Financial News

Those in retirement who are receiving Social Security benefits and are enrolled in Medicare may want to sit up and take notice of the latest Medicare read more

5 Common Misconceptions About FDIC Insurance ... And The Real Facts
Updated: Aug 28, 2016 by paoli2  |  3 comments  |  Financial News

A refresher for some members of the DA community, new info for others.

Waiting Until 70 For SS
Updated: Aug 26, 2016 by Bozo  |  9 comments  |  Miscellaneous

I have read several articles lately about those who have waited to collect SS until 70. If they are not working they have to sign up for Medicare. read more

Fincen Proposes Anti-Money Laundering Rules For More Credit Unions
Posted: Aug 26, 2016 by pearlbrown  |  0 comments  |  Financial News

The Financial Crimes Enforcement Network today proposed requiring non-federally insured credit unions to comply with the same anti-money laundering rules read more

Embezzling CEO Sues Credit Union For Discrimination - Stranger Than Truth
Updated: Aug 26, 2016 by Frank Walker  |  3 comments  |  Financial News

Two weeks after he pleaded guilty to bank fraud and attempted bank fraud, Sean Jelen filed a civil lawsuit claiming another credit union allegedly offered read more

FDIC Consumer News - Summer 2016
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

The latest FDIC Consumer News features simple tips on how to choose and manage a checking or savings account wisely. The Summer 2016 edition also has read more

Malware Infected All Eddie Bauer Stores In US, Canada
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

Clothing store chain Eddie Bauer said today it has detected and removed malicious software from point-of-sale systems at all of its 350+ stores in read more

Former Credit Union CEO Sentenced For Embezzlement
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

In April, Charles Robert Poore, 45, pleaded guilty to embezzlement when he was president/CEO of the $50 million Toledo Metro FCU. Judge Bissoon also read more

Identity Fraud By The Numbers: Infographic
Posted: Aug 22, 2016 by pearlbrown  |  0 comments  |  Financial News

From Credit Union Times

NCR Reveals Magstripe Code Flaw In Chip-Based Cards
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

NCR technology researchers asserted they found an upgrade flaw in chip-based cards in the United States that allows hackers to rewrite the magstripe read more

Michigan Credit Union Conserved
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

For the second time this year, Michigan regulators placed a credit union into conservatorship. The Michigan Department of Insurance and Financial Services read more

Former Head Teller Pleads Guilty To Embezzlement
Posted: Aug 19, 2016 by pearlbrown  |  0 comments  |  Financial News

a former head teller at the $112 million Bear Paw Credit Union pleaded guilty Monday to embezzling $129,409 from the Harve, Mont. Credit union read more

Michigan CU Loses $1.8M In Check Kiting Scheme
Updated: Aug 18, 2016 by Ally6770  |  1 comment  |  Financial News

From Credit Union Times: A Michigan credit union lost $1.8 million in a $145 million circular check kiting scheme that involved two other Michigan banks, read more

Social Security Temporarily Rolls Back Required Multifactor Authentication When You Access Your Account
Posted: Aug 18, 2016 by pearlbrown  |  0 comments  |  Miscellaneous

via Email this morning from Social Security Administration: On July 30, 2016, we began requiring you to sign into your my Social Security account read more

How Are Social Security Benefits Counted?
Posted: Aug 18, 2016 by pearlbrown  |  0 comments  |  Financial News

Refresher for some, new info for others. Q. Can you explain how Social Security benefits are calculated? I know they're based on an average of the read more

Taxi Medallion Loan Concentration At Heart Of Melrose CU Consent Order
Posted: Aug 17, 2016 by pearlbrown  |  0 comments  |  Financial News

An examination by state and federal regulators of the undercapitalized $1.9 billion Melrose Credit Union identified unsafe and unsound banking practices, read more

Melrose Credit Union Undercapitalized
Updated: Aug 15, 2016 by pearlbrown  |  2 comments  |  Financial News

From Credit Union Times: Posting a net loss of $57 million at the end of the second quarter of 2016, primarily because of its underperforming taxi read more

5 Lessons From Baffling Fraud Cases
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

Throughout 2016, internal fraud cases have shocked and baffled many in the credit union industry, in part because the schemes went undetected for many read more

Chargeback Policy Changes: What Are They And How Did We Get Here?
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

According to a recent report by First Annapolis Consulting, chargebacks for card-present transactions increased 50% following the Oct. 1 EMV liability read more

Capital Stress Testing: A Necessity For All Credit Unions
Posted: Aug 15, 2016 by pearlbrown  |  0 comments  |  Financial News

From Credit Union Times: The Dodd-Frank Act Stress Testing, prescribed by the Dodd-Frank Wall Street Reform and Consumer Protection Act, requires read more

Guaranty Bank & Trust: $250 When You Open A Checking Account And Set Up Direct Deposit
Posted: Aug 11, 2016 by pearlbrown  |  0 comments  |  Bank Deals

In a flyer at the Denton branch of the bank (formerly a branch of Independent Bank): Offer valid in our Denton Rockwall and Royse City locations.  read more