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Ratesaver

Joined: Sep 11, 2013Comments: 14
Forum Threads: 4Forum Posts: 14
Rep Points: 98
Ratesaver

Recent Community Posts


401K Rollover To CD IRA
Updated: Aug 16, 2016 by Ally6770  |  8 comments  |  Ask The Community

I am quitting work (!) and have a $150k 401k. I would like to roll it over to an IRA 5 yr CD. Can I do that? Or do only some banks permit this? I read more

Competive 15Mo. CD 1.25%
Posted: Apr 17, 2016 by Ratesaver  |  0 comments  |  Bank Deals

PS Bank has a competive rate for a 15mo. CD.  I do not know anymore of this rate... I do know they are opening a new branch in Clark Summit, PA... read more

Age Of Couples And Joint Bank Accounts
Updated: Feb 29, 2016 by Ratesaver  |  3 comments  |  Financial News

Normally, I don't find press releases and surveys that interesting, but Ally's press release had one survey result that I found interesting. It shows read more

Keep A Record Of The Early Withdrawal Penalty For Each CD
Updated: Feb 22, 2016 by cactus  |  2 comments  |  Miscellaneous

Recently closed an old CD and was charged the current Early Withdrawal Penalty instead of the EWP that was in effect at the time I opened the CD. They read more

Penfed Late On Mailing Interest Checks. Anyone Else Experience The Same?
Updated: Feb 18, 2016 by Ratesaver  |  3 comments  |  Miscellaneous

So I have had several of the 3% 5 year CD's for 2 years now and have the monthly interest checks mailed to me. My checks have always been mailed the very read more

How Many Direct CD's At Different Online Banks Is Too Many?
Updated: Jan 15, 2016 by Sevenpercent  |  7 comments  |  Ask The Community

Say you have laddered CD's maturing at different times, and you want the best rate in effect when it matures.  I can see how you could easily have read more

Add-On No Longer Excepted For Prime Rate Certificate Holders
Updated: Jan 12, 2016 by Ken Tumin  |  25 comments  |  Bank Deals

I just received notice that prime rate certificate holders will not be allowed to add on to their certificates until further notice.. Also, Valor will read more

$75 Fee To Transfer An IRA To A New Bank?
Updated: Dec 28, 2015 by barry_NY  |  13 comments  |  Ask The Community

I was charged a $75 fee to transfer an expired IRA CD to another bank!  Because of the new banking laws, it is difficult to just take a check from read more

Penfed CD Rate Increase
Updated: May 21, 2015 by Ratesaver  |  1 comment  |  Bank Deals

1 year APY 1.31%; 2 year APY 1.41%

Pick Your Term CD Deal:
Posted: Jul 3, 2014 by Ratesaver  |  0 comments  |  Bank Deals

For a limited time a cd deal in the works at Citizens Bank in PA.  1.00% a.p.y. for a 13mo , 18mok, 20mo, 24mo.  I thought I would pass this read more

7,15,And 27Mo.CD With Good Rate:
Updated: Feb 20, 2014 by Ratesaver  |  2 comments  |  Bank Deals

For those interested I just opened a cd.at Landmark Community Bank (PA.) for 1.11% that is still open...Thought I would pass it along... It can be opened read more