Featured Savings Rates
Featured Accounts

Ricochet

Joined: Jan 19, 2010Comments: 31
Forum Threads: 24Forum Posts: 206
Rep Points: 581
Ricochet

Recent Community Posts


Are You Reading Your Bank Statements As Close As You Should For Unwarranted Fees?
Updated: Aug 23, 2016 by paoli2  |  4 comments  |  Ask The Community

Folks, anyone who has been a member of DA for a decent time probably knows which bank I refer to when I am posting about my "problematic"  bank so I read more

US Alliance How To?
Updated: Aug 16, 2016 by klink  |  5 comments  |  Ask The Community

For those that have or had CD accounts with US Alliance, how did you redeem your certificates upon maturity? I have read their disclosures and they say read more

Wall St. Banks Ask Fed For Five More Years To Comply With Volcker Rule
Updated: Aug 14, 2016 by Ricochet  |  1 comment  |  Financial News

Big Wall Street banks are asking the U.S. Federal Reserve to grant them an additional five-year grace period to comply with a financial reform regulation read more

Would You Trust Your Money In The State Bank Of India?
Updated: Aug 4, 2016 by Louisa  |  21 comments  |  Ask The Community

https://www.depositaccounts.com/b...dia-il.htm Thanks!

Special 20-Month Certificate 2.00% APY
Updated: Aug 1, 2016 by Ricochet  |  3 comments  |  Bank Deals

2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union

Early Withdrawal From Cds As A Strategy
Updated: Jul 24, 2016 by RickZ  |  4 comments  |  Ask The Community

hi - I'm new to CD's, and using the "Early Withdrawal Penalty Calculator" provided on DA's to help with my decision (and looking for a little help :-) I read more

1 Million To Invest In Cds Vs Alternatives
Updated: Jun 19, 2016 by John Sears  |  31 comments  |  Ask The Community

Hi everyone, I've got ~ 1 Million in Ally 5 yr CDs maturing earning close to 3%, Ally can now only offer me 2.05% with the 0.05% loyalty bonus for read more

WHAT TO DO?
Updated: May 9, 2016 by jimbeau  |  13 comments  |  Ask The Community

I have $250,000 in CD's that just matured and another $250,000 maturing in a couple of months and another $500,000 maturing next year.  I was read more

15 Month CD At 3% APY For Military Members
Updated: May 4, 2016 by klink  |  3 comments  |  Bank Deals

Navy Fed CU for Military Appreciation Month (of May), is offering a 3% APY, 15 month CD, max Funding is $10k.  You can read more about it read more

Midfirst Direct Activity & ACH Fees Q.
Updated: May 3, 2016 by CDInvestor1  |  3 comments  |  Ask The Community

Hi, Calling any and all MidFirst Direct customers. I have a couple of CDs with MidFirst Direct but no other accounts, thus these accounts have no read more

Can ACH Deposit To Account Be Delayed Multiple Days?
Updated: Apr 28, 2016 by Ally6770  |  12 comments  |  Ask The Community

Can an ACH deposit to a savings  account  be received by the bank or credit union but with instructions not to deposit it to my account until read more

Why The Big Banks Can't Imagine Their Own Demises
Updated: Apr 24, 2016 by Ally6770  |  2 comments  |  Financial News

One of the signal, but formerly obscure, achievements of the Dodd-Frank Act, passed in the wake of the financial crisis, was the requirement that big read more

International CDs
Updated: Apr 16, 2016 by Kennewickman  |  8 comments  |  Ask The Community

Hello,   I'm considering opening HSBC Advance accounts in Brazil, Turkey, India and Indonesia (all investment grade countries - for what it's read more

By One Measure, U.S. Rates Are Already Negative
Updated: Apr 13, 2016 by Ricochet  |  2 comments  |  Financial News

Negative interest rates have swept the globe, from Switzerland to Sweden to Japan. By one measure, they're here in the U.S. too. The 2016 rally in read more

Redeem Those 80'S 30 Year EE Bond
Posted: Apr 8, 2016 by Ricochet  |  0 comments  |  Miscellaneous

Billions of Dollars of Maturing U.S. Savings Bonds Are Creating a Not-So-Tender Tax Trap | LifeHealthPro I wasn't aware of the problem. Penalties and read more

Penfed To Merge Belvoir FCU May 1
Updated: Apr 1, 2016 by Ricochet  |  2 comments  |  Financial News

The $324 million Belvoir Federal Credit Union in Woodbridge, Va., said Wednesday its members approved a merger with the $19.4 billion PenFed Credit Union read more

This Is The Hourly Wage You Need To Afford A 2-Bedroom Apartment Around The U.S.
Updated: Mar 12, 2016 by Ally6770  |  1 comment  |  Financial News

9 months past but still relevant The National Low Income Housing Coalition released its annual housing report "Out of Reach" earlier this month. The read more

Considerations For Credit Unions When Adding Rising Rates Features To Certificates
Updated: Mar 11, 2016 by Ricochet  |  1 comment  |  Financial News

This article is targeted to credit union managers, but it should also be interesting to savvy savers who want to better understand what banks and credit read more

Ther Are BAD LINKS In Blog
Updated: Mar 11, 2016 by Ricochet  |  2 comments  |  Miscellaneous

Best Bank Account Interest Rates - Summary for March 8, 2016 would someone try to look at the rates and confirm its messed up got no email today to

Western FCU Changing Name To Unify FCU
Updated: Mar 10, 2016 by cactus  |  10 comments  |  Miscellaneous

I just got a notice in the mail from Western Federal Credit Union saying that as of today, it is changing its name to Unify Federal Credit Union. read more

Ally Adds Aggregation Service Clause. /Nothing Serious
Posted: Mar 5, 2016 by Ricochet  |  0 comments  |  Miscellaneous

B.Aggregation ServicesIf you choose to share your Password and/or Account Information with an Aggregator or other third-party you acknowledge and agree read more

Age Of Couples And Joint Bank Accounts
Updated: Feb 29, 2016 by Ratesaver  |  3 comments  |  Financial News

Normally, I don't find press releases and surveys that interesting, but Ally's press release had one survey result that I found interesting. It shows read more

Krebs On Security: Breached Credit Union Comes Out Of Its Shell
Updated: Feb 26, 2016 by Ricochet  |  2 comments  |  Financial News

Notifying people and companies about data breaches often can be a frustrating and thankless job. Despite my best efforts, sometimes a breach victim I'm read more

15 Mo CD 1.51% APY
Updated: Feb 25, 2016 by Ricochet  |  5 comments  |  Bank Deals

I just noticed this rate today, which I don't believe I have seen anyone mention.  It seems to compare pretty favorably to the 12 month and 18 month read more

3% My Life Savings Acct
Posted: Feb 18, 2016 by Ricochet  |  0 comments  |  Bank Reviews

My Life Savings Account of $500 @ 3% I forgot about this acct for awhile. The balance went over $500 due to interest added and dropped to .20%. Be sure to read more

Do Any Banks Offer Inherited Traditional IRA's Where Interest Can Be Withdrawn?
Updated: Feb 16, 2016 by Ricochet  |  5 comments  |  Ask The Community

My late Dad set up IRA's for me and my brother, I got in on a 5 year CD with Ally Bank with a 2 mo. EWP.  However, I am only able to take out the RMD read more

5-Year CD Overview
Updated: Feb 12, 2016 by John Sears  |  8 comments  |  Financial News

Bankaholic's Sabrina Karl reviews the plight of 5-year CD's in light of the Federal Reserve's decisions. Now that it’s been almost eight weeks since the read more

Tax Phishing Scam Targets Turbotax Users - Bankrate.Com
Posted: Feb 5, 2016 by Ricochet  |  0 comments  |  Financial News

Tax phishing scam targets TurboTax users Millions of taxpayers use computer software to prepare and e-file their returns each year. That makes them prime read more

CREDIT CARD
Updated: Feb 5, 2016 by kiwi  |  11 comments  |  Bank Deals

I recently opened a 2% cash back credit card with CITI. I put my Comcast, electric bill, heating bill, and car, house, personal liability and other read more

How Long Does It Take To Fund An Account By ACH?
Updated: Jan 30, 2016 by CDInvestor1  |  12 comments  |  Ask The Community

Recently I filled out an application for a large CD online with an out of state US bank that came highly rated by Bauer Financial.  My application read more