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Ricochet

Joined: Jan 19, 2010Comments: 32
Forum Threads: 24Forum Posts: 215
Rep Points: 600
Ricochet

Recent Community Posts


Would You Trust Your Money In The State Bank Of India?
Updated: Sep 24, 2016 by Shar  |  22 comments  |  Ask The Community

https://www.depositaccounts.com/b...dia-il.htm Thanks!

Banking Group: Federal Reserve Stress Test May Be Illegal
Updated: Sep 18, 2016 by Frank Walker  |  2 comments  |  Financial News

The Federal Reserve may have violated the law in adopting key parts of the bank stress tests, according to a study released on Thursday from a group whose read more

Summer Turns To Autumn
Updated: Sep 10, 2016 by Frank Walker  |  6 comments  |  Bank Deals

My new favorite credit union has just turned its "Summer Celebration" CD promotion into an "Autumn Celebration" CD promotion.  This involves the same read more

Buying Cds From Out Of Town And Maturity Problems
Updated: Sep 10, 2016 by paoli2  |  28 comments  |  Ask The Community

After all my years of purchasing CDs from all over the US, I have run into a problem which some may not be aware of.  It seems certain credit unions, read more

Retailers Fight Effort To Repeal Durbin Amendment
Updated: Sep 8, 2016 by Frank Walker  |  2 comments  |  Financial News

A group of more than 400 retailers have entered the fray over the so-called “Durbin Amendment,” calling on House Republicans to abandon efforts to read more

Does Anyone Have A List Of Credit Unions That Say They Will Match CD Rates Of Other Credit Unions?
Updated: Sep 5, 2016 by paoli2  |  3 comments  |  Ask The Community

Thanks for the info if anyone has started a list. 

What Happens If My Dad Passes And He Has A Cd Without Beneficiary On It?
Updated: Sep 4, 2016 by paoli2  |  14 comments  |  Ask The Community

my dad has some cd's without beneficiaries on them.  I am the executor of the estate.  what will happen if he passes?  Do I  just read more

How Does Somebody Use Their Money From Their Checking Or Savings Account To Buy A Car?
Updated: Sep 2, 2016 by Ally6770  |  9 comments  |  Ask The Community

I'm not asking how someone manages to come up with the money or save it effectively over time. I'm asking if someone already has the money, how does the read more

Fed Officials Tell Activists Rate Hikes Won't Derail Economy
Updated: Aug 30, 2016 by Ally6770  |  5 comments  |  Financial News

From Yahoo! Finance: An unusually large group of Federal Reserve policymakers appeared before activists on Thursday and defended their plans to raise read more

Are You Reading Your Bank Statements As Close As You Should For Unwarranted Fees?
Updated: Aug 23, 2016 by paoli2  |  4 comments  |  Ask The Community

Folks, anyone who has been a member of DA for a decent time probably knows which bank I refer to when I am posting about my "problematic"  bank so I read more

US Alliance How To?
Updated: Aug 16, 2016 by klink  |  5 comments  |  Ask The Community

For those that have or had CD accounts with US Alliance, how did you redeem your certificates upon maturity? I have read their disclosures and they say read more

Wall St. Banks Ask Fed For Five More Years To Comply With Volcker Rule
Updated: Aug 14, 2016 by Ricochet  |  1 comment  |  Financial News

Big Wall Street banks are asking the U.S. Federal Reserve to grant them an additional five-year grace period to comply with a financial reform regulation read more

Special 20-Month Certificate 2.00% APY
Updated: Aug 1, 2016 by Ricochet  |  3 comments  |  Bank Deals

2.00% APY 20-month term $20,000 maximum balance $20 minimum to open Certificates | Navy Federal Credit Union

Early Withdrawal From Cds As A Strategy
Updated: Jul 24, 2016 by RickZ  |  4 comments  |  Ask The Community

hi - I'm new to CD's, and using the "Early Withdrawal Penalty Calculator" provided on DA's to help with my decision (and looking for a little help :-) I read more

1 Million To Invest In Cds Vs Alternatives
Updated: Jun 19, 2016 by John Sears  |  31 comments  |  Ask The Community

Hi everyone, I've got ~ 1 Million in Ally 5 yr CDs maturing earning close to 3%, Ally can now only offer me 2.05% with the 0.05% loyalty bonus for read more

WHAT TO DO?
Updated: May 9, 2016 by jimbeau  |  13 comments  |  Ask The Community

I have $250,000 in CD's that just matured and another $250,000 maturing in a couple of months and another $500,000 maturing next year.  I was read more

15 Month CD At 3% APY For Military Members
Updated: May 4, 2016 by klink  |  3 comments  |  Bank Deals

Navy Fed CU for Military Appreciation Month (of May), is offering a 3% APY, 15 month CD, max Funding is $10k.  You can read more about it read more

Midfirst Direct Activity & ACH Fees Q.
Updated: May 3, 2016 by CDInvestor1  |  3 comments  |  Ask The Community

Hi, Calling any and all MidFirst Direct customers. I have a couple of CDs with MidFirst Direct but no other accounts, thus these accounts have no read more

Can ACH Deposit To Account Be Delayed Multiple Days?
Updated: Apr 28, 2016 by Ally6770  |  12 comments  |  Ask The Community

Can an ACH deposit to a savings  account  be received by the bank or credit union but with instructions not to deposit it to my account until read more

Why The Big Banks Can't Imagine Their Own Demises
Updated: Apr 24, 2016 by Ally6770  |  2 comments  |  Financial News

One of the signal, but formerly obscure, achievements of the Dodd-Frank Act, passed in the wake of the financial crisis, was the requirement that big read more

International CDs
Updated: Apr 16, 2016 by Kennewickman  |  8 comments  |  Ask The Community

Hello,   I'm considering opening HSBC Advance accounts in Brazil, Turkey, India and Indonesia (all investment grade countries - for what it's read more

By One Measure, U.S. Rates Are Already Negative
Updated: Apr 13, 2016 by Ricochet  |  2 comments  |  Financial News

Negative interest rates have swept the globe, from Switzerland to Sweden to Japan. By one measure, they're here in the U.S. too. The 2016 rally in read more

Redeem Those 80'S 30 Year EE Bond
Posted: Apr 8, 2016 by Ricochet  |  0 comments  |  Miscellaneous

Billions of Dollars of Maturing U.S. Savings Bonds Are Creating a Not-So-Tender Tax Trap | LifeHealthPro I wasn't aware of the problem. Penalties and read more

Penfed To Merge Belvoir FCU May 1
Updated: Apr 1, 2016 by Ricochet  |  2 comments  |  Financial News

The $324 million Belvoir Federal Credit Union in Woodbridge, Va., said Wednesday its members approved a merger with the $19.4 billion PenFed Credit Union read more

This Is The Hourly Wage You Need To Afford A 2-Bedroom Apartment Around The U.S.
Updated: Mar 12, 2016 by Ally6770  |  1 comment  |  Financial News

9 months past but still relevant The National Low Income Housing Coalition released its annual housing report "Out of Reach" earlier this month. The read more

Considerations For Credit Unions When Adding Rising Rates Features To Certificates
Updated: Mar 11, 2016 by Ricochet  |  1 comment  |  Financial News

This article is targeted to credit union managers, but it should also be interesting to savvy savers who want to better understand what banks and credit read more

Ther Are BAD LINKS In Blog
Updated: Mar 11, 2016 by Ricochet  |  2 comments  |  Miscellaneous

Best Bank Account Interest Rates - Summary for March 8, 2016 would someone try to look at the rates and confirm its messed up got no email today to

Western FCU Changing Name To Unify FCU
Updated: Mar 10, 2016 by cactus  |  10 comments  |  Miscellaneous

I just got a notice in the mail from Western Federal Credit Union saying that as of today, it is changing its name to Unify Federal Credit Union. read more

Ally Adds Aggregation Service Clause. /Nothing Serious
Posted: Mar 5, 2016 by Ricochet  |  0 comments  |  Miscellaneous

B.Aggregation ServicesIf you choose to share your Password and/or Account Information with an Aggregator or other third-party you acknowledge and agree read more

Age Of Couples And Joint Bank Accounts
Updated: Feb 29, 2016 by Ratesaver  |  3 comments  |  Financial News

Normally, I don't find press releases and surveys that interesting, but Ally's press release had one survey result that I found interesting. It shows read more