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RJM

Joined: Jan 21, 2011Comments: 171
Forum Threads: 11Forum Posts: 99
Rep Points: 625
RJM

Recent Community Posts


Anyone Else Notice That LMCU Quietly Dropped Their HSA Rates ?
Posted: May 1, 2016 by RJM  |  0 comments  |  Bank Deals

I was getting 2%. Its now down to 1% apparently. And, if you want to take your HSA elsewhere, they hose you with a $35 fee. Disappointing because an read more

No Longer Revolutionary
Updated: Apr 27, 2016 by RJM  |  1 comment  |  Bank Reviews

When they first came on the scene, they were great. Low fees, good service, no issues. Fast forward 3 years later. Their fees are online with the rest of read more

Scary Place To Send Your Money- Don't Do It!
Updated: Apr 8, 2016 by Richard Damian  |  3 comments  |  Bank Reviews

I set up a account with them because I had a large check come in that I didn't know what I was going to do with yet. So I followed there instructions for read more

Disappointing & Upsetting CD Purchase
Updated: Apr 8, 2016 by Richard Damian  |  3 comments  |  Bank Reviews

I sent a large check to Ally to open a CD. A week later I received a call stating my letter had been received but there was no check with it. We reported read more

Utility Bill Payment Processers
Updated: Feb 23, 2016 by RJM  |  23 comments  |  Ask The Community

Just now, I prepaid my power bill by paying a $2.25 fee for a $600 payment. And for my sewer & water bill, the fee was $1.95 for $500. Are these read more

Terrible Customer Service And Operations Experience
Updated: Feb 12, 2016 by RJM  |  1 comment  |  Bank Reviews

Operations and Customer Service don't talk to each other. Huge ordeal to open a savings account, after 3 weeks of trying I got tired. I used to be a read more

Great If You Do Not Use Any Banking Services
Updated: Jan 15, 2016 by RJM  |  1 comment  |  Bank Reviews

Customer service should be renamed as apology service because there isn't anything much else that they do than apologize. My other peeve is that they read more

Ally Not The Bank It Use To Be
Updated: Oct 17, 2015 by RJM  |  1 comment  |  Bank Reviews

Ally use to be good. But sadly this is no longer the case. They have raised fees. Put $10 cap on ATM fee reimbursement. They also are scandalous in there read more

Horrible Checking Accounts
Updated: Oct 3, 2015 by RJM  |  1 comment  |  Bank Reviews

Pros: No Fees Cons: -No access to money in emergency -If card is cancelled due to fraud, there is no way to retrieve money efficiently. Bank wire is read more

The Overdraft Feature Is Cool
Posted: Sep 2, 2015 by RJM  |  0 comments  |  Bank Reviews

Ive been with them since it was ING Direct and while their rates went down and I hate Cap One with a passion over a fraudulent late charge on a credit read more

Forget Your Privacy
Updated: Aug 13, 2015 by JLewis2  |  2 comments  |  Bank Reviews

Ally told me it would close my account if I did not provide a physical street address. I value my privacy, and I have a post office box which receives all read more

Closed my account for no reason
Updated: Feb 19, 2015 by Barrel-rider  |  2 comments  |  Bank Reviews

I had been an Ally customer for over 10 years, never had a problem. It was a savings account, so I didn't use it much, just a few deposits a year. One read more

Terrible Bank!
Updated: Feb 4, 2015 by RJM  |  1 comment  |  Bank Reviews

My boyfriend and I have had a checking and savings account through Ally for a few years, and we just can't take it anymore. We've gone back with Suntrust read more

Auto Lease
Updated: Dec 17, 2014 by RJM  |  1 comment  |  Bank Reviews

Buyer Beware we recently returned our car to dealer after 39 mo. lease in which we purchased 2500 extra miles as a precaution of overage as it turns out read more

Dishonest Banking Practises
Updated: Dec 2, 2014 by RJM  |  1 comment  |  Bank Reviews

When I invest my money no matter how big or little the investment is, I have to be able to trust the institution! Unfortunately I had hit a financial read more

The best interest rate
Updated: Oct 24, 2014 by RJM  |  1 comment  |  Bank Reviews

I have a savings account with Ally bank. They were the only online bank that I could find that gave me a savings account that had a debit card to go with read more

Personal Story Of Identity Theft And Fraudulent Credit Card
Updated: Sep 30, 2014 by keithsanfran  |  27 comments  |  Miscellaneous

For the first time in my life, I was victimized by this heinous deed. Yesterday, I received an alert from my AAA Experian monitoring service that I got a read more

Bonus For Maturing CD's
Updated: Aug 13, 2014 by RJM  |  2 comments  |  Bank Deals

I don't know if this has been mentioned, but my CD about to mature is only offering a .05% bonus.

Discover Bank Cash Back Checking Getting Worse
Updated: Apr 28, 2014 by delekhaniv  |  1 comment  |  Bank Deals

Got is private message from Discover Bank today. It appears they are going away from adding our 10 cents per transaction every month and only read more

1.26% Savings Rate (Share Account)
Updated: Apr 13, 2014 by RJM  |  19 comments  |  Bank Reviews

Recently opened an account here. My mother is a member which was my "in" but I asked the teller and she said they take customers words for it so if you read more

Lake Michigan CU 4% RCA 15K Cap 10 Debit Card Transactions Easy Membership
Updated: Jan 28, 2014 by AdamL0909  |  48 comments  |  Bank Deals

Not sure if this deal has been discussed before.  This article Finding Big Yields in Small Banks - SmartMoney.com mentions an easy way to join the read more

The Pros And Cons Of Savings Bonds
Updated: Jul 28, 2013 by RJM  |  1 comment  |  Miscellaneous

A DA reader emailed me this commentary on this Yahoo! Finance article: Let me summarize this article:   Pros: Series I Bonds offer inflation read more

New Discover It Card Offers Better Cash Back Features
Updated: Jul 2, 2013 by RJM  |  18 comments  |  Financial News

From CardGuys.com In a bold move, Discover has gotten rid of its other credit card offerings and replaced them with the Discover It card. In the past, in read more

Raffle For 2 Tickets To See Paul Mccartney Live @ Fenway Park!!!
Updated: Jun 14, 2013 by pearlbrown  |  1 comment  |  Bank Deals

This link does not take me to any raffle.

Horrible Bank, Poor Service
Updated: May 25, 2013 by RJM  |  2 comments  |  Bank Reviews

When I lost my card it took them an entire month to issue me a new one. They apologized for the screw up and blamed it on the manufacturer but I had to do read more

Wish I Could Give Zero Stars
Updated: May 25, 2013 by RJM  |  1 comment  |  Bank Reviews

When we first opened our account at Alabama Telco in Montgomery every thing was great. We applied for a car loan and instantly we were approved for more read more

Fidelity Has Made It Easier For Average Investors To Join
Updated: Mar 17, 2013 by RJM  |  2 comments  |  Financial News

Fidelity Investments has slashed the investment minimums on 22 of its mutual funds from $10,000 to $2,500, making it much easier for average investors to read more

Why It Takes So Long To Process Debit Card Fraud Claims And Disputes
Updated: Jan 26, 2013 by pearlbrown  |  4 comments  |  Financial News

From Consumerist an inside look at how institutions handle debit card fraud claims and why it is important to distinguish between a fraud claim and a read more

Rate Down To .90%
Updated: Jan 26, 2013 by RJM  |  1 comment  |  Bank Deals

from .95%

Anyone Use Bill Matrix To Pay Your Power Bill ? Cashback Is Higher Than Their Fee
Updated: Jan 21, 2013 by RJM  |  7 comments  |  Miscellaneous

Ive never used such services before because there is a "fee". However, I recently revisited the idea and it seems it MAY make sense. I observed they read more