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Joined: Jan 16, 2010Comments: 85
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Recent Community Posts

Robocall Strike Force
Updated: Aug 23, 2016 by cumulus  |  2 comments  |  Financial News

Good intentions; certainly hope it succeeds. WASHINGTON (Reuters) - More than 30 major technology and communication companies said on Friday they are read more

CNBC--Average Retiree Will See Social Security Benefit Decrease
Posted: Aug 22, 2016 by Ally6770  |  0 comments  |  Financial News

According to the Medicare Board of Trustees, "If the Social Security COLA is actually zero percent for 2017, then the provisions of the Bipartisan Budget read more

The End Of Social Security
Updated: Aug 22, 2016 by Frank Walker  |  5 comments  |  Financial News

Today's doom and gloom report: one famous economist, James Dale Davidson, boldly states… “We could see the end of Social Security as soon as 2017,  read more

Waiting Until 70 For SS
Updated: Aug 22, 2016 by jimbeau  |  1 comment  |  Miscellaneous

I have read several articles lately about those who have waited to collect SS until 70. If they are not working they have to sign up for Medicare. read more

What Happens If My Dad Passes And He Has A Cd Without Beneficiary On It?
Updated: Aug 19, 2016 by Maecl  |  8 comments  |  Ask The Community

my dad has some cd's without beneficiaries on them.  I am the executor of the estate.  what will happen if he passes?  Do I  just read more

What Happens To A Cd In A Joint Account When One Owner Dies
Updated: Aug 19, 2016 by Ally6770  |  4 comments  |  Ask The Community

If there is a cd in a joint account and one owner dies, will the cu or bank then allow cashing out the cd without penalty?

Has Anyone Here Read Porter Stansbury's "The American 2020 Survival Blueprint"?
Updated: Aug 18, 2016 by paoli2  |  5 comments  |  Ask The Community

I just listened to Ron Paul's info on the "coming" American currancy crisis and it is scary.  Has anyone in this group purchased  the books and read more

Michigan CU Loses $1.8M In Check Kiting Scheme
Updated: Aug 18, 2016 by Ally6770  |  1 comment  |  Financial News

From Credit Union Times: A Michigan credit union lost $1.8 million in a $145 million circular check kiting scheme that involved two other Michigan banks, read more

The Inventor Of The 401(K) Says He Created A ‘Monster’ - Marketwatch
Posted: Aug 17, 2016 by Ally6770  |  0 comments  |  Financial News

Fed up with clients only interested in getting the maximum tax break for themselves while doing as little as possible for their employees, he began to read more

401K Rollover To CD IRA
Updated: Aug 16, 2016 by Ally6770  |  8 comments  |  Ask The Community

I am quitting work (!) and have a $150k 401k. I would like to roll it over to an IRA 5 yr CD. Can I do that? Or do only some banks permit this? I read more

Here's Why More Stores Are Refusing To Take Cash
Updated: Aug 13, 2016 by me1004  |  5 comments  |  Financial News

We've been talking about society's transition to a cashless society for a long time, but it begs an important question: Can stores and other retail read more

Money Matters: New Rules Affect IRA Rollovers
Updated: Aug 7, 2016 by Bozo  |  1 comment  |  Financial News

Thanks to Ken's blog his readers know this law that is nearly 2 years old.   I manage my own money and keep a traditional IRA, a SEP IRA and a read more

HSA Rate Switch
Updated: Aug 7, 2016 by Ally6770  |  1 comment  |  Bank Reviews

I too was frustrated by the HSA rate switch. I transferred in several thousand dollars, expecting to enjoy the 2% rate for a while, only to have it cut in read more

Penfed Merging With Belvoir FCU On May 1
Updated: Aug 4, 2016 by RJM  |  5 comments  |  Bank Deals

PenFed to Merge Belvoir FCU May 1

Credit Union Teller Charged With Embezzling $129K
Updated: Aug 3, 2016 by Ally6770  |  1 comment  |  Financial News

From the Credit Union Times: Back in 2007, executives at the $112 million Bear Paw Credit Union in Harve, Mont., began having unusual cash shortages at read more

Marketwatch--Consumer Spending Rises 0.4% In June, Stays On Hot Streak
Posted: Aug 2, 2016 by Ally6770  |  0 comments  |  Financial News

Spending in the three months from April to June marked the biggest quarterly gain since the seven-year-old recovery began in mid-2009.

Free FICO Score (No Strings Attached) From Discover
Updated: Aug 2, 2016 by Ally6770  |  5 comments  |  Financial News

Discover’s new Credit Scorecard.com allows anyone and everyone access to their FICO scores. The service is free, and you don’t have to be a Discover read more

Hard To Tell If Interest Rates Have Hit Bottom
Updated: Jul 31, 2016 by jimbeau  |  4 comments  |  Financial News

It's entirely possible that interest rates hit all-time lows earlier this month that will never again be seen in our lifetimes, as many are now read more

Bank Is Not Always On The Hook For Fraud Committed On Your Checking Account
Posted: Jul 31, 2016 by Ally6770  |  0 comments  |  Financial News

Although it's still the case that banks (including credit unions and savings and loans) are responsible for unauthorized withdrawals from a customer's read more

Great HUMANITY In Our Town.
Posted: Jul 29, 2016 by Ally6770  |  0 comments  |  Miscellaneous

A few years ago we had several business people that gave money anonymously to provide children who went through the our city public school system read more

Dividends On A CD That Are Eligible For Withdrawal
Updated: Jul 29, 2016 by Ally6770  |  5 comments  |  Ask The Community

I am the Treasurer for an organization that falls under IRC 501(c)(10), Domestic Fraternal Societies. Our "Lodge" has a CD and my CD Monthly Statement read more

How To Hunt For Buried U.S. Savings Bonds
Posted: Jul 29, 2016 by Ally6770  |  0 comments  |  Financial News

Savings bonds issued from January 1986 through October 1986 had an initial rate of 7.5% for the first 10 years. But if you bought savings read more

Why The Federal Reserve Is Rethinking Everything.
Posted: Jul 27, 2016 by Ally6770  |  0 comments  |  Financial News

But over the past year and a half, Yellen has softened her stance. Officials now predict long-run rates — or what economists call the “neutral rate” -- read more

Are Early Claimers Making A Mistake? {Boston College Center For Retirement Research Paper}
Posted: Jul 27, 2016 by Ally6770  |  0 comments  |  Financial News

AbstractUsing Health and Retirement Study (HRS) data and Latent Class Analysis for three cohorts (those born in 1931-1936, 1937-1941, and read more

Maybe It's Time To Toss Those Retirement Calculators
Updated: Jul 27, 2016 by Ally6770  |  1 comment  |  Financial News

From CNBC:  The next time a calculator tells you that you're on track for a timely retirement, take those results with a heaping spoonful of read more

Scott Burns: To See The Problem, Turn To Appendix F, Page 212
Updated: Jul 23, 2016 by Ally6770  |  1 comment  |  Financial News

The Social Security and Medicare Trustees reports 

Pentagon Federal Free Fico Score Still Down.
Updated: Jul 19, 2016 by cumulus  |  1 comment  |  Miscellaneous

Was told to call again last week and still nothing. Went on today and still not there. Called and was told it was down for maintenance and would be back read more

Diversion (Safety): Is Your Car Affected By A Recall?
Updated: Jul 17, 2016 by Ally6770  |  1 comment  |  Financial News

Owners may not always know their recalled vehicle still needs to be repaired. NHTSA's new search tool lets you enter a Vehicle Identification Number (VIN) read more

Former Altus Bank President Convicted Of Bank Fraud
Posted: Jul 12, 2016 by Ally6770  |  0 comments  |  Financial News

Doughty faces up to 30 years in prison and a fine of $1,000,000.00 for each of the ten counts of conviction. Under federal law, each defendant will be read more

Is 3% The New 4% Spend Down Rate?
Updated: Jul 12, 2016 by Ally6770  |  3 comments  |  Financial News

In monetary terms, Blanchett said for a 50-50 portfolio, that means what was once a 93% success rate of not outliving your money is now only a 56% success read more