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Joined: Aug 10, 2011Comments: 1,034
Forum Threads: 57Forum Posts: 2,212
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Recent Community Posts

I Trolled My IRS Scammers For Weeks. I Learned Something Really Dark.
Updated: Oct 19, 2016 by paoli2  |  2 comments  |  Financial News

These scammers had called me so many times that I knew their script. They always introduced themselves as IRS officers with inconspicuous American names, read more

Here's How To Calculate Your Required Minimum Distribution From A Traditional IRA Or 401(K)
Updated: Oct 16, 2016 by paoli2  |  3 comments  |  Financial News

It's a familiar calculation for some DA readers, may be new but important info for others.  .    Failure to correctly calculate and read more

There's Plenty Of Risk But Little Reward In Saving
Updated: Oct 10, 2016 by Bozo  |  7 comments  |  Financial News

As if saving money weren't difficult enough, it's now looking hazardous to boot. Reports from the Investment Company Institute show that we are selling read more

Trump Discusses The Plight Of Savers And Low Interest Rates
Updated: Oct 8, 2016 by Bozo  |  47 comments  |  Financial News

Trump in an interview on CNBC says the low interest rates for savers and seniors is nothing less than discrimination. He said that for people who did read more

3 Ways The Department Of Labor Is Helping Retirees-Marketwatch
Updated: Sep 28, 2016 by paoli2  |  23 comments  |  Financial News

1. Retirees will get better advice 2. Retirees will no longer pay for their adviser to go to Hawaii 3. Retirees will get a warranty

The High Cost Of Being Un-Banked
Updated: Sep 25, 2016 by paoli2  |  1 comment  |  Financial News

Since the 2008 financial crisis, millions of consumers have become "un-banked," ending their relationship with their bank or credit union. In many cases, read more

Bank Of Japan's Big Move Isn't Dispelling Market Fears That Central Banks Are Out Of Ammo
Updated: Sep 25, 2016 by paoli2  |  2 comments  |  Financial News

Can the Bank of Japan's latest twist on its quantitative easing program survive it's own contradictions? The BOJ and its policy makers, led by Gov. read more

Would You Trust Your Money In The State Bank Of India?
Updated: Sep 24, 2016 by Shar  |  22 comments  |  Ask The Community

https://www.depositaccounts.com/b...dia-il.htm Thanks!

The Old Fed Is Dead
Updated: Sep 23, 2016 by paoli2  |  6 comments  |  Financial News

The old Fed is dead. The notion that it could orchestrate economic growth within narrow bounds was excessively optimistic and unrealistic. It may be, as read more

Robocall Strike Force
Updated: Sep 17, 2016 by Ally6770  |  7 comments  |  Financial News

Good intentions; certainly hope it succeeds. WASHINGTON (Reuters) - More than 30 major technology and communication companies said on Friday they are read more

There's A $300 Billion Exodus From Money Markets Ahead
Updated: Sep 16, 2016 by paoli2  |  1 comment  |  Financial News

With a seismic overhaul of the $2.6 trillion money-market industry weeks away from kicking in, money managers are bracing for a last-minute exodus of as read more

The End Of Social Security
Updated: Sep 15, 2016 by paoli2  |  7 comments  |  Financial News

Today's doom and gloom report: one famous economist, James Dale Davidson, boldly states… “We could see the end of Social Security as soon as 2017,  read more

The Fed May Be Preparing For The Unthinkable - Negative Interest Rates In America
Updated: Sep 12, 2016 by buckeye61  |  6 comments  |  Financial News

Negative interest rates are spreading like a virus. Central banks in the Eurozone, Switzerland, Sweden, and Japan all have below-zero policy rates. read more

Buying Cds From Out Of Town And Maturity Problems
Updated: Sep 10, 2016 by paoli2  |  28 comments  |  Ask The Community

After all my years of purchasing CDs from all over the US, I have run into a problem which some may not be aware of.  It seems certain credit unions, read more

Does Anyone Have A List Of Credit Unions That Say They Will Match CD Rates Of Other Credit Unions?
Updated: Sep 5, 2016 by paoli2  |  3 comments  |  Ask The Community

Thanks for the info if anyone has started a list. 

What Happens If My Dad Passes And He Has A Cd Without Beneficiary On It?
Updated: Sep 4, 2016 by paoli2  |  14 comments  |  Ask The Community

my dad has some cd's without beneficiaries on them.  I am the executor of the estate.  what will happen if he passes?  Do I  just read more

Chase, Capital One Top Bank Brand Study
Updated: Sep 3, 2016 by paoli2  |  1 comment  |  Financial News

Each year, the Harris Poll EquiTrend Study measures consumer attitudes about banks, and in 2016 it has declared Chase the top national bank brand and read more

Are You Worried About Running Out Of Money During Retirement?
Updated: Sep 3, 2016 by paoli2  |  1 comment  |  Financial News

"By Unless you're independently wealthy, it's very likely that you're worried about having enough money to last through your retirement. The most obvious read more

Navy Federal Credit Union Has Updated Their Grace Period??
Updated: Sep 3, 2016 by paoli2  |  2 comments  |  Ask The Community

I was just on the phone with a CD rep from Navy FCU verifying info for certain maturing CDs and wanted to confirm their 14 day Grace Period.  She read more

When A Broker Offers A Bank CD: It Pays To Do Some Research
Updated: Aug 28, 2016 by paoli2  |  1 comment  |  Financial News

Refresher from the FDIC on this popular topic. 

Average Retiree Will See Social Security Benefit Decrease
Updated: Aug 28, 2016 by paoli2  |  1 comment  |  Financial News

Those in retirement who are receiving Social Security benefits and are enrolled in Medicare may want to sit up and take notice of the latest Medicare read more

Greenspan Sees U.S. Interest Rates Rising Soon, Perhaps Rapidly
Updated: Aug 28, 2016 by paoli2  |  4 comments  |  Financial News

Former Federal Reserve Chairman Alan Greenspan forecast that interest rates will begin rising soon, perhaps rapidly. "I cannot perceive that we can read more

5 Common Misconceptions About FDIC Insurance ... And The Real Facts
Updated: Aug 28, 2016 by paoli2  |  3 comments  |  Financial News

A refresher for some members of the DA community, new info for others.

Will October 1St Be The End Of The US Dollar??
Updated: Aug 27, 2016 by paoli2  |  9 comments  |  Ask The Community

"October 1st may prove to be the beginning of the end for the U.S. dollar.  On October 1, the IMF will officially add China’s currency – the read more

Joining Hughes FCU
Updated: Aug 23, 2016 by Sylvia  |  2 comments  |  Ask The Community

Has anyone joined Hughes FCU by making a donation from out of state to any of the three local non-profits? .  I mailed  an application and a read more

Are You Reading Your Bank Statements As Close As You Should For Unwarranted Fees?
Updated: Aug 23, 2016 by paoli2  |  4 comments  |  Ask The Community

Folks, anyone who has been a member of DA for a decent time probably knows which bank I refer to when I am posting about my "problematic"  bank so I read more

What Happens To A Cd In A Joint Account When One Owner Dies
Updated: Aug 19, 2016 by Ally6770  |  4 comments  |  Ask The Community

If there is a cd in a joint account and one owner dies, will the cu or bank then allow cashing out the cd without penalty?

Has Anyone Here Read Porter Stansbury's "The American 2020 Survival Blueprint"?
Updated: Aug 18, 2016 by paoli2  |  5 comments  |  Ask The Community

I just listened to Ron Paul's info on the "coming" American currancy crisis and it is scary.  Has anyone in this group purchased  the books and read more

Here's Why More Stores Are Refusing To Take Cash
Updated: Aug 13, 2016 by me1004  |  5 comments  |  Financial News

We've been talking about society's transition to a cashless society for a long time, but it begs an important question: Can stores and other retail read more

Penfed Merging With Belvoir FCU On May 1
Updated: Aug 4, 2016 by RJM  |  5 comments  |  Bank Deals

PenFed to Merge Belvoir FCU May 1