Average User Rating:1 star rating based on 2 reviews.
1st Constitution Bank
1st Constitution Bank Locations|
2650 Route 130 Cranbury, NJ 08512 609-655-4500 www.1stconstitution.com  |
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1st Constitution Bank is headquartered in Cranbury and is the 29th largest bank in the state of New Jersey. It is also the 817st largest bank in the nation. It was established in 1989 and as of March of 2013, it had grown to 141 employees at 14 locations. 1st Constitution Bank's savings rates are 25% higher than the national average, and it boasts a 5-star health rating.
1st Constitution Bank Routing Number: 021207154
Related Posts
1st Constitution Direct cut its Super Savings Account rates. The standard rate fell from 1.25% to 1.15% APY, and its promo rate for new customers fell from 1.50% to 1.25% APY. These rates apply to balances of at least $10K. Under $10K the rate is only 0.5
1st Constitution Direct is now offering 1.50% APY for new customers only. This applies to the Direct Super Savings Internet Special. The standard rate remains the same: 1.25% APY for a $10K minimum balance and 0.50% for balances under $10K. Previously, t
After reading this NYT Bucks blog post , I thought it was time to provide an update on my list of the best online savings accounts. This NYT blog post used Bankrate's quarterly rankings to come up wi ...
The 3mo promo rate fell from 1.50% to 1.25% APY. That's the same as the standard rate for balances over $10K (which can't be a good sign). The standard rate below $10K is now 0.50%. Refer to my 1st Constitution Direct review for more info and the rate hi
2009
- 12/22 - Update on My Short List of Top Savings Accounts
- 8/2 - Short List of the Top Online Savings Accounts
2008
- 12/18 - Rate Cuts - ING Direct, WaMu, E*Trade, UFB Direct & Others
- 6/5 - 4.00% Online Savings Account Guaranteed For 3 Months at 1st Constitution Direct
See Rates for: Checking | Savings
1st Constitution Bank Checking Account Rates
1st Constitution Bank Savings Account Rates
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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1St Constitution's Customer Service Is.....
- Anonymous - Thursday, June 30, 2011 - 2:06 PMWe have banked with many banks over the years and found this bank to be below what is reasonably acceptable when it comes to customer service. Yes, they do make mistakes and they are not willing to fix or apologize for them. Not sure how they are "growing" with this type of customer service. I suggest you read all the fine print and ask to meet upper management before you make any sizable investment of your time and money at their bank. This bank is totally micro-managed and the branch level employees are merely there to meet and greet. Making any decisions or helping you work through a problem may land you in the "please don't bother" department. Beware!
3-year Term IRA CD
1.21% APY
We Have Been Dealing With This Bank For Many Years Without A Problem
We have been dealing with this bank for many years without a problem. However we recently had a problem with an account and two employees blew us off. First they told us we were wrong, then later on they admitted that we were correct and they would fix the problem. They didn't take care of it. We went to a third employee who we'd known for many years and she said she qould help and eventually she did.
I was very disappointed in not only the lack of expertise of bank "managers" but also the lack of concern over my account. The fact that the two employees were incorrect was not as bothersome as the fact that they told me that it had been corrected when in fact it hadn't.