Bank CD Rates
Compare 1 year certificate of deposit rates from banks and credit unions. CD rates can vary greatly between banks and credit unions. We track current rates for over 1,000 banks and credit unions to help you find the best deal on your next bank CD. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Connexus Credit Union | 1.75% | - | - | $175 | 12-month certificate | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $160 | 12 Month CD | |
| Sallie Mae Bank | 1.55% | - | - | $155 | 12-Month CD | |
| Melrose Credit Union | 1.51% | $5k | - | $151 | 1 Year Share CD Certificate | |
| Alliant Credit Union | 1.50% | $1k | - | $150 | 12 - 17 Month Share CD | |
| Ascencia Bank | 1.50% | $500 | $97k | $150 | 1 Year CD | |
| H&R Block Bank | 1.50% | - | - | $150 | 12 Month CD | |
| Bank of Internet USA | 1.48% | - | - | $148 | 12 to 23 months Personal CD | |
| Giantbank.com | 1.46% | $2,500 | - | $146 | 12 Month Giant Personal CD | |
| Discover Bank | 1.45% | $2,500 | - | $145 | 12 Month CD | |
| Ally Bank | 1.44% | - | - | $144 | High Yield 12 Month CD | |
| Woodlands Commercial Bank | 1.42% | $2,500 | - | $142 | 12 Month CD | |
| AIG Bank | 1.41% | - | - | $141 | 12 Month CD | |
| Virtual Bank | 1.41% | $10k | - | $141 | 12 Month eCD | |
| KANZA Bank | 1.40% | $1k | - | $164 | 14 Month Special CDs (new money only) | |
| ISN Bank | 1.36% | $1k | - | $136 | 1 Year CD | |
| Acacia Federal Savings Bank | 1.30% | $500 | - | $130 | 12 Month CD | |
| American Express Bank | 1.30% | - | - | $130 | 1 Year CD | |
| Southeast Financial Federal Credit Union | 1.30% | $500 | - | $130 | 1 Year CD | |
| Pentagon Federal Credit Union | 1.26% | $1k | - | $126 | 1 Year Money Market Cerificates | |
| Addison Avenue Federal Credit Union | 1.25% | $500 | - | $136 | Plus Certificate 13 mos. | |
| First National Community Bank (PA) | 1.25% | $1k | - | $125 | 12 Month CD | |
| Palladian Private Bank | 1.25% | $10k | - | $125 | 12 Monrh CD | |
| RiverLand Credit Union | 1.25% | $1k | - | $125 | 12 Month Certificate | |
| Doral Bank Direct | 1.20% | $1k | - | $120 | 12 Month Certificate | |
| Flagstar Bank | 1.20% | $500 | - | $120 | 12 - 17 Month CD | |
| Hillcrest Bank | 1.20% | $1k | - | $120 | 1 Year CD | |
| Intervest National Bank | 1.18% | $2,500 | - | $118 | 1 Year CD | |
| Wings Financial Credit Union | 1.16% | - | - | $116 | 1 Year Share Certificate | |
| Community Bank of Pleasant Hill | 1.15% | $500 | - | $115 | 1 Year CD | |
| The Bank of Fayetteville | 1.15% | $500 | - | $115 | 12 Month Flex Certificate of Deposit | |
| EverBank | 1.15% | $1,500 | - | $115 | 1 Year Yield Pledge CD | |
| Navy Federal Credit Union | 1.15% | $100 | - | $115 | EasyStart Certificate CD | |
| Lockheed Federal Credit Union | 1.15% | $1k | - | $115 | 12 Month CD | |
| Jacksonville Bank | 1.15% | $1k | - | $115 | 12 Month CD | |
| Kaiser Federal Bank | 1.15% | $1k | - | $115 | 12 - 23 Month CD | |
| State Farm Bank | 1.11% | - | - | $111 | 12 Month CD | |
| State Bank of Toledo | 1.10% | $1k | - | $110 | 12 Month CD | |
| 20Th Century Fox Credit Union | 1.10% | $5k | - | $110 | 1 Year Certificate | |
| Clear Sky Accounts | 1.06% | $5k | - | $115 | 13 month Clear Sky CD | |
| Country Bank for Savings | 1.06% | $500 | - | $106 | CD - 1 year | |
| First Chicago Bank & Trust | 1.06% | $1k | - | $115 | Online CD Account | |
| RTN Federal Credit Union | 1.06% | $1k | - | $106 | 12 Month CD | |
| Community Bank of Raymore | 1.05% | $500 | - | $105 | 1 Year Emerald Club CD | |
| American Bank N.A. | 1.05% | $10k | - | $105 | 12 Month CD | |
| Grand Yield Direct | 1.05% | $5k | - | $114 | Grand Yield Direct CD 13 month term | |
| Patriot Bank | 1.02% | $1k | - | $111 | 13 Months CD | |
| American Bank | 1.01% | $500 | - | $101 | 12 Month CD | |
| USAA Bank | 1.01% | $1k | $95k | $101 | 1 Year CD - Standard | |
| BankUnited | 1.00% | $5k | - | $100 | 12 Month CD | |
| First Internet Bank of IN | 1.00% | $1k | - | $100 | 12 Month CD | |
| Presidential Online Bank | 1.00% | $1k | - | $100 | 1 Year CD | |
| ING DIRECT | 1.00% | - | - | $100 | 12 Month Orange CD | |
| Liberty Bank | 1.00% | $500 | - | $83.49 | 10 Month CD | |
| Hudson City Savings Bank | 1.00% | $500 | - | $100 | 1 Year CD | |
| Northwest Federal Credit Union | 1.00% | $500 | - | $100 | 1 Year Add-On Certificate | |
| Atlantic Coast Bank | 1.00% | - | - | $100 | 12 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $100 | 12 Month CD | |
| First Savings Bank Northwest | 0.97% | $5k | - | $97.27 | 12 Month CD | |
| ViewPoint Bank | 0.90% | $1k | - | $90.00 | 12 Month Regular CDs | |
| Third Federal | 0.90% | $500 | - | $90.00 | 12 Month CD | |
| HSBC Advance | 0.90% | - | - | $90.00 | 12 Month Online CD | |
| Royal Banks of Missouri | 0.86% | $1k | $100k | $86.00 | 12 Month CD | |
| Allstate Bank | 0.85% | $1k | - | $85.00 | 1 Year CD | |
| E-LOAN.com | 0.85% | $10k | - | $85.00 | 1 Year CD | |
| AmTrustDirect | 0.85% | $1k | - | $85.00 | 12 Month CD | |
| Ameriprise Bank FSB | 0.85% | $10k | - | $85.00 | 12 Month CD | |
| Lake Michigan Credit Union | 0.80% | $500 | - | $60.00 | 9 Month CD | |
| Zions Bank | 0.80% | $1k | - | $80.00 | 1 Year Internet CD | |
| Pacific Resource Credit Union | 0.77% | $1k | - | $77.00 | 12 Month CD | |
| Amegy Bank | 0.75% | $10k | - | $75.00 | 1 Year Personal Internet CD | |
| Randolph Bank & Trust Company | 0.74% | - | - | $74.00 | 12 Month CDARS | |
| Apple Federal Credit Union | 0.70% | - | - | $70.00 | 12 Month CD | |
| HSBC Bank | 0.70% | $1k | - | $70.19 | Online 1 Year plus 1 day CD | |
| Consumers Credit Union | 0.70% | $250 | - | $70.00 | 1 Year CD | |
| Citibank | 0.70% | $500 | - | $72.17 | 13 Month CD | |
| Heritage Bank | 0.65% | $10k | - | $65.00 | 12 Month CD | |
| Bank of America | 0.65% | - | - | $65.00 | 12 - 17 Month CD | |
| Provident Credit Union | 0.55% | $1k | - | $55.00 | 12 Month CD | |
| FNBO Direct | 0.50% | - | - | $37.51 | 9 Month CD | |
| iGObanking | 0.50% | $1k | - | $37.51 | 9 Month iGOCD | |
| MetLife Bank | 0.50% | $2k | - | $37.51 | 9 Month CD | |
| Charles Schwab Bank | 0.40% | $1k | - | $40.00 | 12 Month CD | |
| Bank of Oklahoma | 0.35% | - | - | $35.00 | 1 Year CD | |
| Chase Manhattan Bank | 0.25% | $1k | - | $18.76 | 9-11 Month CD - Relationship |
Average Bank CD Rate Trend
