Dedicated to Deposits: Deals, Data, and Discussion
Featured 2-Year CD Rates
Average 1 Year CD Rate Trend
Featured Accounts

1 Year CD Rates

Compare 1 year certificate of deposit rates from banks and credit unions. CD rates can vary greatly between banks and credit unions. We track current rates for over 1,000 banks and credit unions to help you find the best deal on your next bank CD. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates. You may also be interested in a 9 Month CD.

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Melrose Credit Union1.15%$5k-$2881 Year Share Certificate
Connexus Credit Union1.10%$10k-$27612 Month Certificate With Active Checking
HAB Bank1.10%$1,500-$27612 Month CD - Queens & NJ & Hicksville
GE Capital Retail Bank1.05%$25k-$26312 Month CD
Learn MoreAdvertisementSponsored Note: Award-winning rates. Member FDIC.
GE Capital Bank1.05%$500-$26312 Month CD
Learn MoreAdvertisementSponsored Note: Steady growth, guaranteed returns and a low minimum deposit to open.
ableBanking1.05%$1k$240k$2621 Year CD
CIT Bank1.05%$25k-$2621 Year Achiever CD
AmTrustDirect1.05%$500-$26312 Month CD
Silvergate Bank1.01%$2,500$225k$2521 Year High Yield Online CD
BAC Florida Bank1.01%$500-$253BAC Internet Time Deposit 12 Months
Bank5 Connect1.00%$500-$25112 Month Connect CD
Salem Five1.00%$10k-$25112 Month eCD Special
Salem Five Direct1.00%$10k-$25112 Month eCD Special
Parke Bank1.00%$500-$27113 Month CD
Oritani Bank1.00%$1k-$251Loyalty 12 Month Certificate
Palladian Private Bank1.00%$10k-$25012 Month CD
Fort Knox Federal Credit Union1.00%$500-$29314 Month CD Special
Colorado Federal Savings Bank1.00%$5k-$2501 Year CD
Freedom Bank (NJ)1.00%$500-$26312-17 Month CD
Regal Bank1.00%$500-$25112 Month CD
AloStar Bank of Commerce1.00%$1k-$25112 Month CD
Ally Bank0.99%--$248High Yield 12-Month CD
Learn MoreAdvertisementSponsored Note: No Minimum Deposit to Open. Consistently competitive rates. Member FDIC.
Discover Bank0.95%$2,500-$23812 Month CD
Doral Direct0.94%$500-$23612 Month CD
TIAA Direct0.94%$1k-$23612 Month CD
E-LOAN.com0.91%$10k-$2281 Year CD
Nationwide Bank0.91%*$500-$22812 Month CD
OneWest Bank0.90%$1k-$2251 Year Online CD
OneUnited Bank0.90%$1k-$225UNITY Gold 1 Year E-CD
Sallie Mae Bank0.90%$2,500-$22612 Month CD
First Internet Bank of IN0.85%$1k-$21312 Month CD
Grand Bank, N.A.0.85%$1k-$21312 Month CD
Digital Credit Union0.85%$25k-$224Jumbo 12 - 23 Month Certificate (Add-On) - Relationship Rate
The National Republic Bank of Chicago0.85%$1k$100k$2131 Year CD
Andrews Federal Credit Union0.85%$1k-$21312 Month Share Certificate
Cross River Bank0.85%$500-$21312 Month CD
Barclays0.80%--$20112 Month Online CD
Learn MoreSponsored Note: No Minimum Balance. FDIC Insured.
BankUnited0.80%$5k-$20112 Month CD Special
Wilshire Bank0.80%$1k-$200365 Day CD
State Bank of India0.80%$5k-$2001 Year CD
Pentagon Federal Credit Union0.80%$1k-$2001 Year Money Market Cerificate
First Choice Bank (NJ)0.80%$1k-$20112 Month CD
Incredible Bank0.80%$10k$90k$217Incredible 13 Month CD
Ameriprise Financial0.75%*$1k-$18812 Month Ameriprise® Flexible Savings Certificate
Giantbank.com0.75%$2,500-$18812 Month Giant Personal CD
Alliant Credit Union0.75%$1k-$19712 - 17 Month Share CD
Belvoir Federal Credit Union0.75%$1k-$18812 Month Share Certificate
Pen Air Credit Union0.75%$500-$20313 Month-Special CD
Lincoln Park Savings Bank0.75%$500-$1881 Year CD
USAlliance Credit Union0.75%$500-$18812 Month CD
First Point FCU0.75%$500-$1881 Year CD
Northrop Grumman Federal Credit Union0.73%$2,500-$18312 Month Term CD
USAA Bank0.71%$1k$95k$1781 Year CD - Standard
North American Savings Bank0.70%$10k-$20514 Month CD with Checking
NewDominion Bank0.70%$1k-$19013 Month Fixed Rate CD
First Bank (NJ)0.70%$500-$17512 Month CD
Customers Bank0.70%$500-$17512 Month CD
Bogota Savings Bank0.70%$1k-$1751 Year CD
EverBank0.70%$1,500-$1751 Year Yield Pledge CD
Northwest Federal Credit Union0.70%*$25k-$1751 Year Share Certificate
Intervest National Bank0.68%$2,500-$1701 Year CD
UmbrellaBank.com0.66%$10k-$16512 Month CD
Beal Bank0.66%$1k-$16512 month CD
CNB Bank Direct0.66%$1k$250k$16512 Month CD
Indus American Bank0.65%$2k-$17613 Month CD
Popular Community Bank0.65%$1k-$16312 Month Relationship CD - Bonus
Pacific Mercantile Bank0.65%$10k-$16312 Month Net CD
Northern Bank & Trust Company0.65%$500-$16312 Month CD
Community Bank of Bergen County, N. J.0.65%$1k-$1631 Year CD
Jersey Shore Credit Union0.65%$25k-$17112-60 Month Share Certificate
New Millennium Bank0.65%$500-$16312 Month CD
Self Reliance (NJ) Credit Union0.64%--$16012 Month Share Certificate
Mariner's Bank0.62%$1k-$15512 Month CD
Republic Bank (Philadelphia, PA)0.60%--$15813 - 23 Month CD
The Berkshire Bank0.60%$1k$500k$150Business 12 Month CD
Presidential Bank (MD)0.60%$1k-$150Commercial 1 Year CD
Armed Forces Bank, National Association0.60%$500-$150Business 12 Month CD
Hudson City Savings Bank0.60%$500-$16313 Month CD
Garden Savings Federal Credit Union0.60%$500-$15012 Month Share Certificate
Security Bank (OK)0.60%$2k-$15012 Month CD
Kearny Federal Savings Bank0.60%$500-$1501 Year StarBanking Plus CD
The Bank of Princeton0.60%$500$100k$15012 Month CD
Harvest Community Bank0.60%$500-$17614 Month CD
Advanced Financial Credit Union0.60%$500-$15812-23 Month CD
Astera Credit Union0.60%$500-$1501 Year CD
Communitywide Credit Union0.60%$2k-$15012 Month Share Certificate
Sun National Bank0.60%$500$100k$15812-23 Month Relationship CD
Goldwater Bank0.55%$5k-$13812 Month CD - Out of State
Roselle Savings Bank0.55%$1k-$13812 Month CD
American Express Bank, FSB.0.55%--$13812 Month CD
Apple Federal Credit Union0.55%$500-$13812 Month Share Certificate
Bank of Internet USA0.55%$1k-$13812 Month CD
Haven Savings Bank0.55%$100-$13812 Month CD
Patriot Bank0.55%$1k-$14513-23 Month CD
Liberty Bell Bank0.55%$500-$13812 Month CD
Capital Educators Federal Credit Union0.55%*$25k-$14512 - 17 Month Share Certificate
Delanco Federal Savings Bank0.55%$1k-$14913 Month CD Special
Freehold Savings Bank0.55%$500-$14913 Month CD
Self-Help Credit Union0.55%$500-$13812 Month Standard CD
Lusitania Savings Bank0.50%$5k-$12512 Month Renewal CD
Audubon Savings Bank0.50%$1k-$12512 Month CD
Air Force Federal Credit Union0.50%*$1k-$1251 Year CD
Union Center National Bank0.50%$1k-$12512 Month CD
Clear Sky Accounts0.50%$5k-$13613 Month Clear Sky CD
Manasquan Savings Bank0.50%$500-$1251 Year CD
Ponce De Leon Federal Bank0.50%$500-$12512 Month CD
Aspire Federal Credit Union0.50%$500-$12512 Month eCertificate
NJM Bank0.50%$500-$12512 Month CD
The Jacksonville Bank0.50%$1k-$13212 - 23 Month CD
Cathay Bank0.50%$2,500$100k$1251 Year - 23 Month CD
Clifton Savings Bank0.50%$500-$12512 Month CD
McGraw Hill Credit Union0.50%$10k-$12512 Month CD
Haddon Savings Bank0.50%$500-$1251 Year CD
Highlands State Bank0.50%--$12512 Month CD
Franklin Federal Savings Bank0.50%$500-$1251 Year CD
Hopewell Valley Community Bank0.50%$500-$12512 Month CD
Llewellyn-Edison Savings Bank, FSB0.50%$1k-$12512 Month CD
RSI BANK0.50%$1k-$13613 Month CD
The Atlantic Credit Union0.50%*$10k-$1251 Year CD
America's Credit Union 0.50%$500-$13213-16 Month Term Promotional Standard Share Certificate
Airbanking0.50%$500-$1251 Year CD
First Jersey Credit Union0.50%$1k-$1251 Year CD
Cattaraugus County Bank0.49%$1k-$12312 Month Gold Club CD
College Savings Bank0.47%$250-$1171 Year CD
SussexBank0.45%$1k-$12213 Month Promo CD
Boiling Springs Savings Bank0.45%$1k-$11312 Month CD
United Central Bank0.45%$1k-$11312 Month CD
Mountain America Credit Union0.45%$500-$11312 Month CD
Atlantic Coast Bank0.45%$1k-$113i12 Month iCertificates of Deposit
Chartway Federal Credit Union0.45%$10k-$11312 Month CD
Justice Federal Credit Union0.45%*$500-$11312 Month Share Certificate w/ JNA Relationship
BCB Community Bank0.45%$500-$11312 Month CD
1st Bank of Sea Isle City0.45%$500-$11312 Month CD
Webster Bank0.45%$1k-$12213 Month CD
Crest Savings Bank0.45%$500-$11312 Month CD
Franklin Bank (NJ)0.45%$500-$11312 Month Interest Credited Monthly CD
Millington Savings Bank0.45%$500-$11312 Month CD
Glen Rock Savings Bank0.45%$500-$11312 Month CD
Sandia Laboratory Credit Union0.45%*$1k-$11812 - 23 Month CD
Community Financial Services Credit Union0.45%--$1131 Year CD
First Technology Federal Credit Union0.45%$500-$11312 Month CD
NJ Gateway Credit Union0.44%$1k-$11012 Month Share CD
Quantum National Bank0.42%$1k-$10512 Month Relationship CD
GSL Savings Bank0.41%$500-$10312 Month Fixed CD
Columbia Bank (NJ)0.40%$500-$100Online 12 Month CD
Capital One 3600.40%--$100Business 12 Month CD
Lake Michigan Credit Union0.40%$500-$10012 Month VIP CD
Affinity Credit Union0.40%$500-$100Business 12 Month Certificate
My Banking Direct0.40%$500-$11714 Month CD
Green Bank, National Association0.40%$1k$250k$1001 Year GO! CD
Irco Community Credit Union0.40%$500-$10012 Month CD
West Texas National Bank0.40%$1k-$1001 Year CD
City National Bank (NJ)0.40%$500-$1051 - 2 Year CD
Heritage Community Bank0.40%$500-$10913 Month CD
Simplicity Bank0.40%$1k-$1001 Year to Less than 2 Year CD
1st Colonial Community Bank0.40%$500-$10012 Month CD
Automatic Data Processing Credit Union0.40%$500-$10012 Month Share Certificate
Century Savings Bank0.40%$500-$10012 Month CD
Unity Bank (NJ)0.40%$1k-$10012 Month CD
First Atlantic Credit Union0.40%$500-$10512-17 Month Share Certificate
Citizens State Bank (FL)0.39%*$1k-$97.7712 Month CD
First Savings Bank Northwest0.36%$25k-$90.2512 Month CD
Zions Bank0.35%$1k-$87.501 Year Gold CD
Geauga Savings Bank0.35%$1k-$87.7412 Month CD
South Jersey Federal Credit Union0.35%$1k-$87.501 Year CD
Royal Bank America0.35%$1k-$87.501 Year CD
Easthampton Savings Bank0.35%$1k-$87.7412 Month CD
Firstrust Savings Bank0.35%$2,500$500k$10214 Month CD
Metuchen Savings Bank0.35%$500-$87.7412 Month CD
Monroe Savings Bank, SLA0.35%$500-$87.501 Year CD
Ocean City Home Bank0.35%--$87.7412 Month CD
L'oreal USA Credit Union0.35%$1k-$87.7412 Month CD
FNBO Direct0.31%$500$1m$77.7112 Month CD
TrustCo Bank0.30%--$81.3813 Month CD
Amalgamated Bank0.30%$500$99k$75.001 Year USAVE Time Deposit
Community Bank of Pleasant Hill0.30%$500-$75.001 Year CD
Community Bank of Raymore0.30%$500-$75.001 Year CD
State Farm Bank0.30%*--$75.2112 Month CD
First National Community Bank (PA)0.30%$1k-$75.001 Year Add-On CD
First Trade Union Bank0.30%$500-$75.001 Year CD
Patelco Credit Union0.30%$1k-$78.9112 - 23 Month CD
NVE Bank (NJ)0.30%$1k-$75.2112 Month CD
North Country Savings Bank0.30%$500-$75.001 Year CD
National Bank of Kansas City0.30%--$78.9112 - 23 Month CD
Flagstar Bank0.30%$500-$78.9112 - 17 Month CD
Seacoast Commerce Bank0.30%$10k-$75.00Premium Certificate 1 Year
M&T Bank0.30%--$75.2112 Month Select Promo CD
JustBankIt.com0.30%$1k-$75.2112 Month CD
NexBank0.30%$10k-$75.2112 Month CD
Bank SNB0.30%$10k-$75.2112 Month CD
First National Bank (LA)0.30%--$75.2112 Month CD
Cape Bank0.30%--$75.001 Year CD
Millville Savings and Loan Association0.30%$1k-$75.001 Year CD
Principal Bank0.30%$5k-$75.2112 Month CD
Newfield National Bank0.30%$500-$75.001 Year CD
Fulton Bank of New Jersey0.30%$500-$75.2112 Month CD
The First National Bank of Elmer0.30%$500-$75.2112 Month CD
United Financial Services Credit Union0.30%$1k-$75.2112 Month CD
First Security Bank & Trust0.27%$2,500-$71.0212 - 23 Month CD
Eli Lilly Credit Union0.26%$1k-$65.001 Year CD
BankDirect0.25%$10k-$62.6712 Month Commercial CD
SunTrust Bank0.25%$2k-$62.6712 Month Banker Special Promotional CD
ViewPoint Bank, National Association0.25%$1k-$62.6712 Month Regular CD
Bank of Blue Valley0.25%$500-$65.7612 - 17 Months CD
Univest Bank and Trust Co.0.25%$500-$62.501 Year 3D-CD
Raritan Bay Federal Credit Union0.25%$1k-$62.6712 Month CD
Investors Bank0.25%$500-$62.6712 Month CD
Magyar Bank0.25%$500-$62.5012 Month CD
Pinnacle Federal Credit Union0.25%$500-$62.6712 Month CD
Third Federal Savings and Loan (OH)0.25%$500-$62.6712 Month CD
Spencer Savings Bank 0.25%$1k-$62.6712 Month CD
Acume0.25%*$20k-$62.6712 Month Share Certificate
Credit Union Of New Jersey0.25%*$500-$62.501 Year Basic Share Certificate
Hamilton Horizons Credit Union0.25%--$62.501 Year Share Certificate
First Financial Credit Union0.25%$500-$62.6712 Month Savings Certificate
Gibraltar Bank0.25%$500-$62.6712 Month CD
Schuyler Savings Bank0.25%$1k-$62.6712 Month CD
Riegel Credit Union0.25%$1k-$62.6712 Month CD
Urban Partnership Bank0.25%*$500-$62.6712 Month CD
Heritage Bank0.23%$1k-$57.6612 Month CD
KeyBank0.20%$2,500$100k$50.1412 Month Tiered CD - Relationship
American Bank0.20%$500-$50.1412 Month CD
Atlantic Stewardship Bank0.20%$500-$52.6112 - 17 Month CD
Citibank0.20%$1k-$50.001 Year CD
Newtown Savings Bank0.20%--$50.001 Year CD
INOVA Federal Credit Union0.20%$200-$58.5014 Month CD
Northfield Bank0.20%$2,500-$50.1412 Month CD
20Th Century Fox Credit Union0.20%$5k-$50.001 Year Certificate
PNC Bank, National Association0.20%*$25k-$50.1412 Month CD
Polish & Slavic Credit Union0.20%$500-$50.001 Year CD
Susquehanna Bank0.20%$5k-$50.1412 Month Liquid CD
The Adirondack Trust Company0.20%$500-$50.001 Year CD
Fox Chase Bank0.20%$500-$50.1412 Month CD
Peapack-Gladstone Bank0.20%$500-$58.5014 Month CD
GCF Bank0.20%$500-$50.001 Year CD
Great Lakes Credit Union0.20%$200-$50.00Right Start Share Certificate
Shore Community Bank0.20%$500-$50.1412 Month CD
The Pennsville National Bank0.20%$500-$50.1412 Month CD
Garden State Credit Union0.20%$1k-$50.1412 Month Share Certificate
United Teletech Financial Credit Union0.15%$500-$39.4512-17 Month CD
1st Source Bank0.15%$500-$37.501 Year CD
Union Bank (San Francisco, CA)0.15%$350$100k$39.4512 - 17 Month CD
iGObanking0.15%$1k-$37.6012 Month iGOCD
South Division Credit Union0.15%$1k-$37.501 Year CD
Consumers Credit Union (IL)0.15%$250-$37.501 Year CD
Cornerstone Bank (NJ)0.15%$500$100k$39.4512 - 17 Month CD
The First National Bank of Absecon0.15%--$39.4512 - 17 Month CD
Somerset Savings Bank, SLA0.15%$500-$40.6913 Month CD
Capital One Bank0.15%$1k-$37.501 Year CD
NJ Community Federal Credit Union0.15%$1k-$37.6012 Month Share Certificate
Bank of America0.12%$10k$25k$30.0812 Month Featured CD - Platinum Rate
US Bank (OH)0.10%$500$250k$25.07Business 12 Month CD
Amegy Bank0.10%$1k-$22.9411 Month Business CD
University Federal Credit Union0.10%$1k-$25.0712 Month Regular CD
Comerica Bank0.10%$1k-$25.001 Year Fixed Rate CD
Sturdy Savings Bank0.10%$500-$25.0712 Month CD
HSBC0.05%$1k-$12.501 Year Plus 1 Day Telephone CD
Chase Manhattan Bank0.05%*$10k-$13.1512-14 Month CD - Relationship
H&R Block Bank 0.03%$250-$7.5212 Month CD
Charles Schwab Bank0.03%$1k-$7.5212 Month CD