Understanding Bank Health
Two Banks in Illinois & Indiana Closed by Regulators

Two banks failed this Friday which brings the total number of failures for the year to nine. Last year at this time there had been 18 bank failures. This shows how the pace of closures has slowed. ...

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Senator Asks Bernanke About Savers Being Punished

Last week I reviewed Fed Chairman Ben Bernanke's testimony before the House Committee on the Budget on the economic outlook for 2012. Yesterday, Bernanke gave a similar testimony in the Senate Budget ...

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Two Credit Unions Switch to Private Deposit Insurance

Two credit unions recently switched from federal deposit insurance to private deposit insurance. The private deposit insurance is provided by the American Share Insurance (ASI). The vast majority of c ...

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Bernanke Tries to Justify Zero Interest Rate to House Committee

Fed Chairman Ben Bernanke testified today before the House Committee on the Budget on the economic outlook for 2012. Most of the meeting dealt with representatives trying to get Bernanke's opinions on ...

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Banks by Texas Ratio

Use the table below to view the banks and credit unions with the best and worst Texas Ratios, by size. To view the Texas Ratio and health stats for any bank or credit union, you can use the search box above.

Anything over 100% is considered at risk. Texas Ratio is an industry standard for calculating the health of a bank, but is not the only factor to consider. Data is based on Q4, 2010 financial data from FDIC and NCUA.

Show the in with assets of
Bank or Credit UnionTexas RatioAssets
Metropolitan National Bank (AR)218.07%$1.12 billion
Great Florida Bank187.42%$1.19 billion
Mile High Banks171.01%$1.04 billion
U. S. Century Bank141.46%$1.50 billion
1st Mariner Bank140.35%$1.20 billion
Ocean Bank138.23%$3.40 billion
Urban Partnership Bank137.54%$1.33 billion
AnchorBank137.4%$3.20 billion
Armed Forces Bank, National Association136.32%$2.01 billion
United Central Bank134.62%$2.61 billion
Citizens First National Bank122.35%$1.07 billion
First National Bank (Edinburg)121.06%$3.67 billion
Scotiabank de Puerto Rico111.39%$6.86 billion
Northbrook Bank and Trust Company109.97%$1.97 billion
Reliance Bank [Midwest]108.31%$1.06 billion
Bridgeview Bank Group103.31%$1.37 billion
Bank of Hampton Roads97.67%$2.16 billion
Parkway Bank and Trust Company95.11%$2.31 billion
Community & Southern Bank94.4%$2.22 billion
Ameris Bank92.85%$3.02 billion
The Brand Banking Company91.89%$1.22 billion
State Bank and Trust Company91.5%$2.68 billion
Old Second National Bank90.35%$1.95 billion
BankAtlantic89.95%$3.71 billion
HomeStreet Bank88.84%$2.30 billion
Southern Bank and Trust Company88.49%$2.04 billion
CertusBank, National Association87.42%$1.82 billion
First Federal Savings Bank of Elizabethtown87.09%$1.22 billion
Centrue Bank86.85%$1.01 billion
Amboy Direct82.8%$2.31 billion
Inland Bank & Trust81.74%$1.33 billion
FSGBANK, National Association80.38%$1.12 billion
Firstbank of Puerto Rico79.7%$13.46 billion
Monroe Bank & Trust79.31%$1.25 billion
CharterBank 77.56%$1.17 billion
Doral Bank77.07%$7.07 billion
Home Savings & Loan76.41%$2.07 billion
CNLBank75.28%$1.41 billion
BankTrust73.48%$2.12 billion
WaterStone Bank, SSB72.77%$1.74 billion
Hillcrest Bank, National Association72.58%$1.29 billion
PremierWest Bank70.84%$1.30 billion
Beal Bank70.42%$3.56 billion
The Palmetto Bank68.33%$1.25 billion
Flagstar Bank68.26%$13.72 billion
Premier American Bank, N.A.66.91%$3.51 billion
SFGI Direct66.04%$1.46 billion
Gibraltar Private Bank & Trust Co.65.77%$1.64 billion
Johnson Bank64.39%$4.14 billion
Bank of the Ozarks63.72%$3.92 billion