Understanding Bank Health
Bernanke to Congress: No Premature Tightening of Monetary Policy

In testimony today before the Joint Economic Committee, Fed Chairman Ben Bernanke described why a “premature tightening of monetary policy” would be a mistake. The Chairman of the Joint Economic Commi ...

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Frozen Accounts Due To Account Inactivity

Savers often come across a bank or credit union that penalizes them for account inactivity. A reader just emailed me about his experience with his TIAA Direct savings account. One day he found that he ...

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Barclays Online Savings Account Rate Falls After More Than a Year at 1.00%

After more than a year of a 1.00% APY, Barclays cut its online savings account yield to 0.90% APY on Thursday. As I described last month , Barclays started offering its online savings account and onli ...

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Rare Tuesday Bank Failure in Arizona

Bank regulators closed Central Arizona Bank on Tuesday. This is the first Tuesday bank failure that I can remember. The vast majority of bank failures occur on Friday which gives the FDIC the weekend ...

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Banks by Texas Ratio

Use the table below to view the banks and credit unions with the best and worst Texas Ratios, by size. To view the Texas Ratio and health stats for any bank or credit union, you can use the search box above.

Anything over 100% is considered at risk. Texas Ratio is an industry standard for calculating the health of a bank, but is not the only factor to consider. Data is based on the latest published financial data from FDIC and NCUA.

Show the in with assets of
Bank or Credit UnionTexas RatioAssets
First National Bank (Edinburg)215.32%$3.29 billion
Great Florida Bank210.44%$1.15 billion
United Central Bank167.14%$1.86 billion
U. S. Century Bank161.14%$1.01 billion
Guaranty Bank (WI)160.78%$1.13 billion
Bridgeview Bank Group142.25%$1.14 billion
AnchorBank132.77%$2.41 billion
Metropolitan National Bank (AR)124.05%$1.01 billion
Inland Bank & Trust120.65%$1.09 billion
CommunityOne Bank107.68%$1.47 billion
Ascencia Bank107.03%$1.16 billion
The Brand Banking Company101.46%$1.43 billion
Doral Direct100.93%$7.80 billion
Doral Bank100.93%$7.80 billion
BankTrust97.36%$1.93 billion
Urban Partnership Bank96.27%$1.09 billion
1st Mariner Bank92.72%$1.38 billion
CoreFirst Bank & Trust89.81%$1.03 billion
FSGBANK, National Association86.78%$1.06 billion
Scotiabank de Puerto Rico81.73%$5.98 billion
Amboy Direct74.24%$2.20 billion
Ocean Bank72.55%$3.22 billion
Old Second National Bank65.28%$2.04 billion
Chambers Bank64.86%$1.01 billion
Flagstar Bank64.53%$14.07 billion
Parkway Bank and Trust Company63.38%$2.03 billion
Gibraltar Private Bank & Trust Co.60.34%$1.71 billion
Bank of Hampton Roads58.63%$1.74 billion
SFGI Direct58.44%$1.38 billion
Firstbank of Puerto Rico57.58%$13.08 billion
CertusBank, National Association56.83%$1.82 billion
Oriental Bank and Trust54.6%$9.15 billion
First Place Bank52.1%$2.59 billion
First Federal Savings Bank of Elizabethtown51.59%$1.01 billion
Armed Forces Bank, National Association49.18%$1.67 billion
WaterStone Bank, SSB48.85%$1.66 billion
First Southern Bank (FL)47.16%$1.01 billion
Patriot Bank (TX)47.15%$1.20 billion
Republic Bank of Chicago46.41%$1.29 billion
Beal Bank46.3%$3.30 billion
OneWest Bank45.46%$25.89 billion
Monroe Bank & Trust45.06%$1.27 billion
Farmers and Merchants Trust Company of Chambersburg42.6%$1.03 billion
CNLBank42.5%$1.28 billion
Los Alamos National Bank40.97%$1.57 billion
Citizens Financial Bank40.76%$1.14 billion
Southern Bank and Trust Company40.6%$2.02 billion
Capital Bank, National Association39.72%$7.30 billion
Hamilton State Bank39.32%$1.37 billion
Northbrook Bank and Trust Company38.94%$1.66 billion