1st Enterprise Bank

1st Enterprise Bank is headquartered in Los Angeles and is the 75^th largest bank in the state of California. It is also the 1,180^th largest bank in the nation. It was established in 2006 and as of December of 2011, it had grown to 63 employees at 3 locations. 1st Enterprise Bank has a 5-star health rating.

1st Enterprise Bank Routing Number: 122044300

Data for Q4 2011

Institution Statistics 1st Enterprise Bank FDIC Certificate # 58321 BankRate Report View Year Established 2006 Employees 63 Primary Regulator FDIC Assets and Liabilities Assets $567.06 million Loans $287.99 million Deposits $496.94 million Equity Capital $50.24 million Loan Loss Allowance $4.60 million Historic Data - December 2010 Assets $502.28 million Equity Capital $42.08 million Loan Loss Allowance $3.47 million Profit Margin - Quarterly Net Interest Margin 3.03% Return on Assets 0.59% Return on Equity 6.92% Interest Income $16.11 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 1st Enterprise Bank had $0 in non-current loans and owned real-estate with $54.84 million in equity and loan loss allowances on hand to cover it. This gives 1st Enterprise Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, 1st Enterprise Bank has increased its total deposits by $55.59 million, resulting in 12.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth 1st Enterprise Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. 1st Enterprise Bank has $567.06 million in assets with $54.84 million in equity, resulting in a capitalization level of 9.67%, which is average.