Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
600 North King Street, Suite 2
Wilmington, DE 19801

AIG Bank’s mission is to make it easier for you to grow your savings and achieve your financial goals, such as saving for retirement and other life events or buying a home.

Chartered in May 2000 to serve consumers, small businesses, AIG policyholders, and AIG employees, AIG Bank provides specialized FDIC insured deposit products, loan products, and banking services to these core customer groups nationwide.

Related Posts

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 AIG Bank had $0 in non-current loans and owned real-estate with $117.46 million in equity and loan loss allowances on hand to cover it. This gives AIG Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth


In the past year, AIG Bank has decreased its total deposits by -$777.36 million, resulting in -99.94% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AIG Bank has shown is poor.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AIG Bank has $121.82 million in assets with $117.46 million in equity, resulting in a capitalization level of 96.42%, which is excellent.

Institution Statistics

FDIC Certificate #35267
Year Established2000
Primary RegulatorOCC
Assets and Liabilities
Assets$121.82 million
Equity Capital$117.46 million
Loan Loss Allowance$0
Real Estate Owned$0
Historic Data - March 2013
Assets$920.51 million
Equity Capital$137.07 million
Loan Loss Allowance$2.43 million
Unbacked Noncurrent Loans$0
Real Estate Owned$389,000
Profit Margin - Quarterly
Return on Assets-0.92%
Return on Equity-0.97%
Interest Income$178,000

Sorry, we do not have rate data for AIG Bank


AIG Bank Locations
Aig Federal Savings Bank600 North King Street, Suite 2Wilmington, DE 19801