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Overview / Commentary
801-583-5015
2687 W 7800 S
West Jordan, UT 84088

American United Family Of Credit Unions is headquartered in West Jordan and is the 14st largest credit union in the state of Utah. It is also the 1,144th largest credit union in the nation. It was established in 1952 and as of March of 2014, it had grown to 47 employees and 17,198 members. American United Family Of Credit Unions has a A+ health rating.

Field of Membership Restrictions

anyone who lives, works, worships, volunteers, attends school, or associates in Salt Lake County, Utah and credit union members can also invite their relatives to join, even if they do not associate in Salt Lake County. - See Details

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Reviews (3)

Most Unprofessional And Dishonest Employees In Utah! Stay Away From This Bank.

If your looking for a credit union to open an account, then stay away from this place.  I had an account there and went inn there and put a stop payment and stop the ACH on my account, and the teller did it wrong and they are trying to get 800 dollars from me.

The collection employee at this Credit Union lied to me on the telephone for 3 month telling me that it was ok and he would take care of it.  Then it went to collections and each time I got a call from the colllector I would cal and he told me he would take care of it.  In the meantime, he was doing nothing at all.  I went and explained my problem to Vice President of the bank , and it was like talking to the wall.  She has no clue what is going on and then threatened me that she was sending there Lawyer on me.  This Vice President who is old enough to me my grandmother and I am 52 is way lost, and is a big liiar, he is a 350 pound slob, who is 5 feet 5 inches tal and tries to bully and threaten me to pay the check that should have been stopped.  Then he goes and cries to his boss that he was threatened when he was the one that threatened me that if I do not pay the balance he would take it out of my "Hiide"

 

These people are real losers, you have been warned.

 

Best Credit Union Around

I'm been a member of American United for nealy a decade, and my wife has been a member since she was a child.  We couldn't be happier with our experiences with American United.  They have always treated us with the most respect and professional care.  They are the experts in designing unique products that address their member's needs.  I know people who were turned away by other financial institutions, but American United gladly helped them out.  If you want a financial institution that truly looks out for you, and who can find a way to help just about everyone , then American United is the way to go!

What A Joke

What a joke.



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 American United Family Of Credit Unions had $1.26 million in non-current loans and owned real-estate with $16.87 million in equity and loan loss allowances on hand to cover it. This gives American United Family Of Credit Unions a Texas Ratio of 7.49% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for American United Family Of Credit Unions decreased dramatically from 14.30% as of March 31, 2013 to 7.49% as of March 31, 2014, resulting in a positive change of 47.59%.This indicates that the balance sheet and financial strength for American United Family Of Credit Unions has improved dramatically in recent periods.

Deposit Growth

GRADE:
A

In the past year, American United Family Of Credit Unions has increased its total deposits by $4.47 million, resulting in 3.44% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American United Family Of Credit Unions has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American United Family Of Credit Unions has $151.53 million in assets with $16.87 million in equity, resulting in a capitalization level of 11.13%, which is excellent.

Institution Statistics

Overall
NCUA #8187
Year Chartered1952
Employees47
Primary Regulator
Assets and Liabilities
Assets$151.53 million
Loans$116.72 million
Deposits$134.62 million
Equity Capital$15.59 million
Loan Loss Allowance$1.28 million
Unbacked Noncurrent Loans$949,000
Real Estate Owned$315,000
Historic Data - March 2013
Assets$143.26 million
Equity Capital$11.71 million
Loan Loss Allowance$1.29 million
Unbacked Noncurrent Loans$949,000
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets1.46%
Return on Equity14.19%
Interest Income$2.06 million
Rates

Always verify rates and promotions with the bank or credit union. We are not American United Family Of Credit Unions, we are a rate comparison website and can not provide official rates or promotions.

American United Family Of Credit Unions Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.13%$125-GoldStar Savings
0.10%$50-Regular Savings
0.10%$25-Club Savings
0.10%--IRA Shares
0.10%$25-Youth Accounts

American United Family Of Credit Unions Money Market Rates

DetailsAPYMINMAXPRODUCT
0.35%$100k-Money Market

American United Family Of Credit Unions Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$500-Goldstar Checking
0.05%$500-Regular Share Draft

American United Family Of Credit Unions CD Rates

DetailsAPYMINMAXPRODUCT
2.43%$75k-60 Month Jumbo Share Certificate
2.27%$500-60 Month Share Certificate
1.40%$75k-48 Month Jumbo Share Certificate
1.30%$500-48 Month Share Certificate
1.15%$75k-36 Month Jumbo Share Certificate
1.05%$500-36 Month Share Certificate
0.55%$500-24 Month Share Certificate
0.40%$500-18 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

American United Family Of Credit Unions IRA Rates

DetailsAPYMINMAXPRODUCT
2.27%$500-60 Month IRA
1.30%$500-48 Month IRA
1.05%$500-36 Month IRA
0.55%$500-24 Month IRA
0.40%$500-18 Month IRA
0.35%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations


American United Family Of Credit Unions Locations
Branch Office49750 Seminole DrCabazon, CA 92230-2200
Branch Office247 W 12300 S Ste CDraper, UT 84020
Branch Office550 Foothill BlvdSalt Lake City, UT 84113-1106
Branch Office3226 S Main StSalt Lake City, UT 84115
Branch Office8621 S 700 ESandy, UT 84070
Branch Office2687 W 7800 SWest Jordan, UT 84088
Branch Office2277 Fort Union BlvdSalt Lake City, UT 84121