American United Family Of Credit Unions is headquartered in West Jordan and is the 14st largest credit union in the state of Utah. It is also the 1,128th largest credit union in the nation. It was established in 1952 and as of December of 2013, it had grown to 47 employees and 17,189 members. American United Family Of Credit Unions has a A health rating.
anyone who lives, works, worships, volunteers, attends school, or associates in Salt Lake County, Utah and credit union members can also invite their relatives to join, even if they do not associate in Salt Lake County. - See Details
If your looking for a credit union to open an account, then stay away from this place. I had an account there and went inn there and put a stop payment and stop the ACH on my account, and the teller did it wrong and they are trying to get 800 dollars from me.
The collection employee at this Credit Union lied to me on the telephone for 3 month telling me that it was ok and he would take care of it. Then it went to collections and each time I got a call from the colllector I would cal and he told me he would take care of it. In the meantime, he was doing nothing at all. I went and explained my problem to Vice President of the bank , and it was like talking to the wall. She has no clue what is going on and then threatened me that she was sending there Lawyer on me. This Vice President who is old enough to me my grandmother and I am 52 is way lost, and is a big liiar, he is a 350 pound slob, who is 5 feet 5 inches tal and tries to bully and threaten me to pay the check that should have been stopped. Then he goes and cries to his boss that he was threatened when he was the one that threatened me that if I do not pay the balance he would take it out of my "Hiide"
These people are real losers, you have been warned.
I'm been a member of American United for nealy a decade, and my wife has been a member since she was a child. We couldn't be happier with our experiences with American United. They have always treated us with the most respect and professional care. They are the experts in designing unique products that address their member's needs. I know people who were turned away by other financial institutions, but American United gladly helped them out. If you want a financial institution that truly looks out for you, and who can find a way to help just about everyone , then American United is the way to go!
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 American United Family Of Credit Unions had $1.45 million in non-current loans and owned real-estate with $16.25 million in equity and loan loss allowances on hand to cover it. This gives American United Family Of Credit Unions a Texas Ratio of 8.90% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for American United Family Of Credit Unions decreased dramatically from 16.82% as of December 31, 2012 to 8.90% as of December 31, 2013, resulting in a positive change of 47.11%.This indicates that the balance sheet and financial strength for American United Family Of Credit Unions has improved dramatically in recent periods.
In the past year, American United Family Of Credit Unions has increased its total deposits by $5.54 million, resulting in 4.43% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American United Family Of Credit Unions has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American United Family Of Credit Unions has $149.56 million in assets with $16.25 million in equity, resulting in a capitalization level of 10.87%, which is above average.
|Assets and Liabilities|
|Equity Capital||$15.04 million|
|Loan Loss Allowance||$1.22 million|
|Unbacked Noncurrent Loans||$1.13 million|
|Real Estate Owned||$315,000|
|Historic Data - December 2012|
|Equity Capital||$12.08 million|
|Loan Loss Allowance||$974,000|
|Unbacked Noncurrent Loans||$1.13 million|
|Real Estate Owned||$525,000|
|Profit Margin - Quarterly|
|Net Interest Margin||6.1%|
|Return on Assets||1.88%|
|Return on Equity||18.68%|
|Interest Income||$8.22 million|
Always verify rates and promotions with the bank or credit union. We are not American United Family Of Credit Unions, we are a rate comparison website and can not provide official rates or promotions.
|0.05%||$500||-||Regular Share Draft|
|0.00%||$500||-||Fresh Start Checking|
|2.43%||$75k||-||60 Month Jumbo Share Certificate|
|2.27%||$500||-||60 Month Share Certificate|
|1.40%||$75k||-||48 Month Jumbo Share Certificate|
|1.30%||$500||-||48 Month Share Certificate|
|1.15%||$75k||-||36 Month Jumbo Share Certificate|
|1.05%||$500||-||36 Month Share Certificate|
|0.55%||$500||-||24 Month Share Certificate|
|0.40%||$500||-||18 Month Share Certificate|
|0.35%||$500||-||12 Month Share Certificate|
|0.25%||$500||-||6 Month Share Certificate|
|2.27%||$500||-||60 Month IRA (Traditional,Roth,CESA)|
|1.30%||$500||-||48 Month IRA (Traditional,Roth,CESA)|
|1.05%||$500||-||36 Month IRA (Traditional,Roth,CESA)|
|0.55%||$500||-||24 Month IRA (Traditional,Roth,CESA)|
|0.40%||$500||-||18 Month IRA (Traditional,Roth,CESA)|
|0.35%||$500||-||12 Month IRA (Traditional,Roth,CESA)|
|0.25%||$500||-||6 Month IRA|
|American United Family Of Credit Unions Locations|
|Branch Office||49750 Seminole Dr||Cabazon, CA 92230-2200|
|Branch Office||500 Foothill Dr||Salt Lake City, UT 84148-0001|
|Branch Office||247 W 12300 S Ste C||Draper, UT 84020|
|Branch Office||550 Foothill Blvd||Salt Lake City, UT 84113-1106|
|Branch Office||3226 S Main St||Salt Lake City, UT 84115|
|Branch Office||8621 S 700 E||Sandy, UT 84070|
|Branch Office||2687 W 7800 S||West Jordan, UT 84088|
|Branch Office||2277 E Fort Union Blvd||Salt Lake City, UT 84121-3140|