Average User Rating:| 200 South Rockwell Avenue Oklahoma City, OK 73128 1-888-210-2028 www.americanetbank.com  |
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AmericaNet Bank is headquartered in Oklahoma City and is the 114st largest bank in the state of Oklahoma. It is also the 4,315st largest bank in the nation. It was established in 1969 and as of September of 2011, it had grown to 47 employees at 2 locations. AmericaNet Bank has a 4-star health rating.
Related Posts
Bank-To-Bank Transfer Service Discontinued (Forum) - 1/25/2012
Dear Valued Customer: Regretfully, we are temporarily discontinuing our Bank-to-Bank Transfer service from our current provider. We apologize for any inconvenience this may cause you. Any one-time transfers you have already scheduled
"Gotchas" In The Americanet Bank Online Agreement And Disclosure (Forum) - 11/16/2011
"Gotchas" in the AmericaNet Bank Online Agreement and Disclosure As of 11/16/11, When logging in you will have to agree to their Disclosure before you can check your accounts. Of course they do not give you enough time to actually read the disclosu
Americanet, Evantage, Redneck Banks Cutting Rates By 0.25% (Forum) - 6/21/2011
The Huckabay banks (AmericaNet, Evantage and Redneck) have all posted the following rate cuts on their websites that take effect July 21, 2011: Mega Money Market accounts from 1.50% APY to 1.25% APY Rewards Checking from 3.25% APY to 3.00% APY All o
Rate Cut At America Net Bank Mega Money Market Checking Account (Forum) - 3/17/2011
Effective April 21, 2011, the interest rate offered on Mega Money Market Checking Accounts will be 1.50% APY* for average daily balances up to $35,000. Amounts over $35,000 will earn 1.00% APY*.
2011
- 2/23 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY (Forum)
- 2/6 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
- 1/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns (Forum)
- 1/11 - Today's Top 3 Liquid Bank Accounts: Checking, Savings & Money Market
2010
- 10/15 - Update on My Short List of Top Online Savings Accounts
- 10/7 - Rate Cuts Announced at Evantage, AmericaNet and Redneck Bank
- 8/27 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
- 8/6 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
- 6/7 - Another Reader Hit By Americanet's Inactivity Fee (Forum)
- 6/3 - Update on the Huckabay's Internet Banks and Their Top Rates
- 3/11 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
2009
- 4/22 - Rate Cuts at Redneck Bank and Its Sister Banks
- 3/12 - News and Updates for Redneck Bank and Its Two Sister Banks
- 1/5 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Qualifiers To Comments Of Previous Reviewer
- patientsoul - Monday, November 15, 2010 - 9:55 AMDormant account fees only apply if you have neither deposited any money to the account NOR made a withdrawal in 12 months AND the bank has been unable to contact the account owner. The only complaint I have with this bank is that it takes 5-7 business days for withdrawal transfers to an external bank account. So, if you need to cover funds drawn against an external bank account in a hurry, forget it!
8
Security/Privacy Issues
- cody_trahan - Thursday, January 27, 2011 - 7:05 PMI am an online rate shopper and was attracted to the 1.75% in April 2010. I opened the account online and moved $100 in to start. As soon as I was able to login to view my new account, I came across a statement that was available for me to view in the previous statements section of the website. Weird, because I had not had an account with AmericaNet Bank previously... I opened it up, and was very surprised to see another individuals past money market statements. I saw their name, address and balances on the statement and was also able to view the social security number. I immediately sent a 'secure message' to customer service letting them know. I received a response the next day, and was told that the account I saw was a test account, not a real account, that was included in my profile in error and that it had been removed. I logged in again, and the statement was still there. I grew suspicious of the explanation I was given and googled the persons name and address, which I found several entries and confirmed that this was indeed a real person. I sent yet another message letting them know that I could still see the account, and that it appeared to be real. They did not respond after 4 days, and I asked for the account to be closed. Hoping that my own SSN is not out there viewable to someone who would do harm... Stay away.
6
Americanet Bank Web Site Atrocious
- Shorebreak - Sunday, January 23, 2011 - 6:17 PMIf it were not for it's top-tier yield on it's deposit account I would have rated AmericaNet Bank only one star. What bank sends out to it's customers that their statement is available to view then at it's web site says no statements are available upon properly following correct instructions on the site? This bank has possibly the worst site of on-line financial institutions. I thought a number of months ago that they were going to switch web designers and improve their site but I guess that never materialized. I really don't know if the measly 3/4 of a percent is really worth the aggravation.
6
Account Locked, Still Not Notified As To Why
- IHateToRegister - Thursday, January 5, 2012 - 1:10 AMI try to log in one day and it says your account is locked, please contact Administrator. But there is no contact information for this Administrator and they still haven't called me, emailed me, or sent me anything in the mail. Luckily, I was able to transfer out all my money using another bank's transfers, but now I have no way of closing it or getting the interest for the final month.
ps. the star rating wouldn't save using Firefox
2
This Is For Anyone Using Or Considering Americanet Bank
This is for anyone using or considering AmericaNet Bank, be very very careful! I put $5000 in an AmericaNet Bank savings account because they offered a 2% rate. Every quarter I'd go online and check my account. Well, come to find, after my one year anniversary with AmericaNet Bank they began to charge a $10/month fee. AmericaNet Bank did not provide any notice whatsoever when they started helping themselves to my money. It wasn't until I logged on recently for my quarterly account review I found $20 missing. After invesitigation I found that after one year, if you don't add more money, your account is considered dormant, and AmericaNet Bank starts penalizing your account $10/month every month until you add more money. Almost seems like extortion to me! I've used at least a dozen online Savings accounts and have never had money drained from my account like AmericaNet Bank is doing! No bank has ever penalized me for leaving my money in their account! But AmericaNet Bank does! Beware, beware, beware! AmericaNet Bank is a sham and ripoff.