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200 South Rockwell Avenue Oklahoma City, OK 73128 1-888-210-2028 www.americanetbank.com ![]() |
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AmericaNet Bank is headquartered in Oklahoma City and is the 114st largest bank in the state of Oklahoma. It is also the 4,290th largest bank in the nation. It was established in 1969 and as of December of 2012, it had grown to 47 employees at 2 locations. AmericaNet Bank's money market rates are 3X the national average, and it has a 4-star health rating.
Related Posts
Several recent postings have warned about dormant account fees. I just checked a small account I have at AmericaNet and found that they have charged me $100 over the past ten months due to the fact that I have not used this account since F
The three internet banks that are under the Huckabay family of banks have reopened their Rewards Checking accounts to new customers. A few months ago these banks reopened their Mega Money Market accou ...
Evantage Bank and its two sister banks, AmericaNet Bank and Redneck Bank have announced that they will be raising their Mega Money Market Account rate from 1.00% to 1.10% APY effective November 22, 20 ...
AmericaNet Bank is once again having problems. First, their ACH transfer service is down indefinitely and now one can't even log into your account. The CSR on the phone did not have any information regarding an estimated time when it will be up for access
2012
- 1/25 - Bank-To-Bank Transfer Service Discontinued (Forum)
2011
- 11/16 - "Gotchas" In The Americanet Bank Online Agreement And Disclosure (Forum)
- 6/21 - Americanet, Evantage, Redneck Banks Cutting Rates By 0.25% (Forum)
- 3/17 - Rate Cut At America Net Bank Mega Money Market Checking Account (Forum)
- 2/23 - Americanet Bank Cuts Rate On Rewards Checking From 3.75% To 3.25% APY (Forum)
- 2/6 - AmericaNet's Mega Money Market & Rewards Checking are Sold Out
- 1/11 - Americanet 3.75%RCA 10K Cap/1% >10K 10 Debit Txns (Forum)
- 1/11 - Today's Top 3 Liquid Bank Accounts: Checking, Savings & Money Market
2010
- 10/15 - Update on My Short List of Top Online Savings Accounts
- 10/7 - Rate Cuts Announced at Evantage, AmericaNet and Redneck Bank
- 8/27 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
- 8/6 - Top Money Market Rate Continues at AmericaNet Bank and Evantage Bank
- 6/7 - Another Reader Hit By Americanet's Inactivity Fee (Forum)
- 6/3 - Update on the Huckabay's Internet Banks and Their Top Rates
- 3/11 - Savings Accounts Remain Competitive at Redneck Bank and its Two Sister Banks
2009
- 4/22 - Rate Cuts at Redneck Bank and Its Sister Banks
- 3/12 - News and Updates for Redneck Bank and Its Two Sister Banks
- 1/5 - 4.00% Reward Checking Account at AmericaNet Bank - Nationally Available
See Rates for: Checking | Money Market
AmericaNet Bank Checking Account Rates
AmericaNet Bank Money Market Rates
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5
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Security/Privacy Issues
- cody_trahan - Thursday, January 27, 2011 - 7:05 PMI am an online rate shopper and was attracted to the 1.75% in April 2010. I opened the account online and moved $100 in to start. As soon as I was able to login to view my new account, I came across a statement that was available for me to view in the previous statements section of the website. Weird, because I had not had an account with AmericaNet Bank previously... I opened it up, and was very surprised to see another individuals past money market statements. I saw their name, address and balances on the statement and was also able to view the social security number. I immediately sent a 'secure message' to customer service letting them know. I received a response the next day, and was told that the account I saw was a test account, not a real account, that was included in my profile in error and that it had been removed. I logged in again, and the statement was still there. I grew suspicious of the explanation I was given and googled the persons name and address, which I found several entries and confirmed that this was indeed a real person. I sent yet another message letting them know that I could still see the account, and that it appeared to be real. They did not respond after 4 days, and I asked for the account to be closed. Hoping that my own SSN is not out there viewable to someone who would do harm... Stay away.
Americanet Bank Web Site Atrocious
- Shorebreak - Sunday, January 23, 2011 - 6:17 PMIf it were not for it's top-tier yield on it's deposit account I would have rated AmericaNet Bank only one star. What bank sends out to it's customers that their statement is available to view then at it's web site says no statements are available upon properly following correct instructions on the site? This bank has possibly the worst site of on-line financial institutions. I thought a number of months ago that they were going to switch web designers and improve their site but I guess that never materialized. I really don't know if the measly 3/4 of a percent is really worth the aggravation.
Qualifiers To Comments Of Previous Reviewer
- patientsoul - Monday, November 15, 2010 - 9:55 AMDormant account fees only apply if you have neither deposited any money to the account NOR made a withdrawal in 12 months AND the bank has been unable to contact the account owner. The only complaint I have with this bank is that it takes 5-7 business days for withdrawal transfers to an external bank account. So, if you need to cover funds drawn against an external bank account in a hurry, forget it!
Not Worth It At All Anymore!
- coolraz - Thursday, May 31, 2012 - 8:39 PMI used to be an AmericaNetBank customer for several years. Their yields were great, until last year when everything fell and the yields everywhere are now so low that the only differentiator is customer service. I actually like the people that work CS at ANB, they are friendly, and are AMERICAN (which nowdays is rare in customer service!). However, the big problem is that now there is NO bank to bank transfers. This means that there is no easy way to transfer money in or out of your ANB account. This alone makes the bank account wortheless. Bill pay actually has a CHARGE ($0.50) whereas all other banks I have give bill pay for free. So now, there is no reason why anyone would pick ANB anymore.
I do hope that they raise their rates so that it would make sense to bank with them again, but right now I would stay away : (
I Love This Bank!
- moka123 - Tuesday, February 28, 2012 - 6:31 PMI really love this bank, have had it for 4 years now and have not had any issues with them. The people are really nice and my money is always right :)
Best thing about this bank is that they consistantly have a much higher rate than any other bank. Worst thing is that it does take a long time to get your money 5-7 days and can only transfer 2,500 at a time (so for 10,000 you'd do 4 transactions). once they fix that, which they did for a short period, like a couple months it only took 1-2 days, but it's back to the same 5-7 days for now, but either way I love this bank!
Account Locked, Still Not Notified As To Why
- IHateToRegister - Thursday, January 5, 2012 - 1:10 AMI try to log in one day and it says your account is locked, please contact Administrator. But there is no contact information for this Administrator and they still haven't called me, emailed me, or sent me anything in the mail. Luckily, I was able to transfer out all my money using another bank's transfers, but now I have no way of closing it or getting the interest for the final month.
ps. the star rating wouldn't save using Firefox
Average User Rating:







This Is For Anyone Using Or Considering Americanet Bank
This is for anyone using or considering AmericaNet Bank, be very very careful! I put $5000 in an AmericaNet Bank savings account because they offered a 2% rate. Every quarter I'd go online and check my account. Well, come to find, after my one year anniversary with AmericaNet Bank they began to charge a $10/month fee. AmericaNet Bank did not provide any notice whatsoever when they started helping themselves to my money. It wasn't until I logged on recently for my quarterly account review I found $20 missing. After invesitigation I found that after one year, if you don't add more money, your account is considered dormant, and AmericaNet Bank starts penalizing your account $10/month every month until you add more money. Almost seems like extortion to me! I've used at least a dozen online Savings accounts and have never had money drained from my account like AmericaNet Bank is doing! No bank has ever penalized me for leaving my money in their account! But AmericaNet Bank does! Beware, beware, beware! AmericaNet Bank is a sham and ripoff.