AmericanWest Bank

AmericanWest Bank Locations
41 W. Riverside Avenue, Suite 400
Spokane, WA 99201
www.awbank.net

AmericanWest Bank is headquartered in Spokane and is the 6th largest bank in the state of Washington. It is also the 305th largest bank in the nation. It was established in 1977 and as of December of 2011, it had grown to 673 employees at 76 locations. AmericanWest Bank has a 5-star health rating.

AmericanWest Bank Routing Number: 125107037

Related Posts

Americanwest Bank Completes Acquisitions Of Bank Of The Northwest And Sunrise Bank (Forum) - 8/1/2011

From Banking Business Review AmericanWest Bank has completed acquisitions of Bank of the Northwest and Sunrise Bank bringing bank's total assets to $2bn. The acquisitions add California and the Puget Sound to AmericanWest Bank's footprint.

2.80% 7-Month CD & 2.95% 14-Month CD at Far West Bank - UT Only (lower rates in WA & ID) - 3/24/2009

Far West Bank is offering two competitive CD specials: a 2.80% APY 7-month CD and a 2.95% APY 14-month CD. Minimum deposit is $1,000. It's available for consumer and business accounts, and it's available as an IRA. The 14-month CD has a one-time bump...

4.15% 7-Month CD at AmericanWest Bank in WA, ID and UT - 10/22/2008

AmericanWest Bank is offering a special 4.15% APY 7-month CD, and the bank continues to offer a 4% APY 5-month CD. Both have a $1,000 minimum deposit. The 7-month CD is also available in an IRA.When I called the bank before my last post, I was told that...

4.00% 5-Month CD at a WA/ID/UT Bank (AmericanWest) - 8/22/2008

AmericanWest Bank is offering a special 4.00% APY 5-month CD. The minimum deposit is $1,000. It's available for consumer, business and IRA funds.There's also a special 36-month bump-rate CD with a yield of 4.15% APY. The bump feature gives you one bump...


Data for Q4 2011


Institution Statistics


AmericanWest Bank
FDIC Certificate #22441
BankRate ReportView
Year Established1977
Employees673
Primary RegulatorFDIC

Assets and Liabilities

Assets$2.27 billion
Loans$1.34 billion
Deposits$1.89 billion
Equity Capital$359.09 million
Loan Loss Allowance$4.77 million
Unbacked Noncurrent Loans$27.57 million
Real Estate Owned$31.15 million

Historic Data - December 2010

Assets$1.62 billion
Equity Capital$191.75 million
Loan Loss Allowance$760,000
Unbacked Noncurrent Loans$28.73 million
Real Estate Owned$35.31 million

Profit Margin - Quarterly

Net Interest Margin5.16%
Return on Assets0.91%
Return on Equity6.39%
Interest Income$85.30 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 AmericanWest Bank had $58.72 million in non-current loans and owned real-estate with $363.85 million in equity and loan loss allowances on hand to cover it. This gives AmericanWest Bank a Texas Ratio of 16.14% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for AmericanWest Bank decreased significantly from 33.32% as of December 31, 2010 to 16.14% as of December 31, 2011, resulting in a positive change of 51.56%.This indicates that the balance sheet and financial strength for AmericanWest Bank has improved significantly in recent periods.
Deposit Growth5
In the past year, AmericanWest Bank has increased its total deposits by $486.38 million, resulting in 34.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AmericanWest Bank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AmericanWest Bank has $2.27 billion in assets with $363.85 million in equity, resulting in a capitalization level of 16.00%, which is excellent.
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