Average User Rating:1.5 star rating based on 2 reviews.
Atlantic Coast Bank
Atlantic Coast Bank Locations|
12724 Gran Bay Parkway West, Suite 150 Jacksonville, FL 32258 1- 800-342-2824 www.atlanticcoastbank.net  |
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Atlantic Coast Bank is headquartered in Jacksonville and is the 34th largest bank in the state of Florida. It is also the 894th largest bank in the nation. It was established in 1939 and as of March of 2013, it had grown to 142 employees at 12 locations. Atlantic Coast Bank has a 3-star health rating.
Atlantic Coast Bank Routing Number: 261271717
Related Posts
Atlantic Coast Bank is offering two internet CD specials with very competitive rates. These are a 1.25% APY 13-month CD and a 1.05% APY 7-month CD. Minimum deposit is $1,000. These rates are listed in ...
Atlantic Coast Bank cut the top rate of its reward checking account (iKasasa Cash) today from 3.01% to 2.01% APY. The balance cap remains the same at $15,000. The portion of the balance over $15,000 earns 0.50%. Below is the account's rate and balance c
Last week I reviewed some of the best Texas reward checking accounts . This week I'll review some of the best in Florida. For those not familiar with reward checking, you may want to review my recent ...
Does the bank do a hard credit pull on the applicants credit report while applying for the account ? Asnybody who has opened an account in the past with them please let us know
2010
- 11/3 - Atlantic Coast Bank Cuts Reward Checking Balance Cap To $15K (Forum)
2009
2008
- 7/9 - High-Yield Reward Checking Account at a Florida Bank (Atlantic Coast)
- 7/9 - 5.00% 60-Month CD at a Florida/Georgia Bank (Atlantic Coast).
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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Horrible Customer Service
- scottms - Wednesday, January 30, 2013 - 11:00 PMI have had two very bad customer service experiences at Atlantic Coast Bank. First, my debit card information was stolen somehow (I still had my card) with many quick uses of the card on black friday. I immediately stopped the card once I saw the transactions, called the bank, and filed a police report. It wasn't until the police report was mailed to me and then mailed to them that they would after a review process reimburse me the thousands of dollars. It was more than 3 weeks before they reimbursed my money and I had to figure out other ways to pay my bills. The second happened a year later when 3 unauthorized direct withdrawls occurred from a company that I had stopped allowing direct withdrawls from causing insufficient fund charges. The company apologized for there error. However, atlantic coast not only refused to reimburse me for the fees toping over 100 dollars for these fraud charges but they also wanted to charge me another 37 dollars just to freeze my account! It is not worth your time or safety of your money to use there services.
3-year Term IRA CD
1.21% APY
Not Terribly Happy With Website Of This Bank
I've had a Rewards Checking account with Atlantic Coast for over two years now. I may be switching today to another Rewards Checking-offering bank.
I really do not care for their online checking, nor their website overall. You are able to have your password emailed to you as clear text which seems a completely bad idea security-wise. Also, once you do log in, it shows your secret security phrase as a banner that goes across your screen (automatically) - so if anyone is watching at all, they have your secret phrase. Or on the off chance that someone has cracked into your account, they have that supposedly secret security info immediately. I've also been forced to change my online password very frequently - perhaps every 90 days. I really wish it did not offer to email you your password and parade around my security phrase.
On the other hand, I have been very pleased with the interest I have earned and the ease of meeting their requirements. I am sad that the cap on the top interest rate balance has dropped from $25,000 to $15,000.
Enjoy!