Average User Rating:3 star rating based on 2 reviews.
Atlantic Stewardship Bank
Atlantic Stewardship Bank Locations| 630 Godwin Avenue Midland Park, NJ 07432 (201) 444-7100 www.asbnow.com  |
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Atlantic Stewardship Bank is headquartered in Midland Park and is the 31st largest bank in the state of New Jersey. It is also the 938th largest bank in the nation. It was established in 1985 and as of September of 2011, it had grown to 140 employees at 14 locations. Atlantic Stewardship Bank has a 3-star health rating.
Related Posts
The Rate Goes Down To 3 (Forum) - 4/13/2010
The rate goes down to 3.75% on May 1st as per Atlantic. Still a good rate but there is no guarantee they won't lower it again. The 4.25% stayed for more than a year (since 02/17/09)
Just Opened My Account And Found Out Rate Is Dropping To 3 (Forum) - 4/12/2010
Just opened my account and found out rate is dropping to 3.75% in May :(
Yes. This Bank Does Not Have The Intelligence To State On Their Website That The Account Must Be (Forum) - 4/6/2010
Yes. This bank does not have the intelligence to state on their website that the account must be opened up in person.
High-Yield Reward Checking Account at Atlantic Stewardship Bank in New Jersey - 4/15/2009
Atlantic Stewardship Bank is offering a reward checking account called Power Rate Checking. The account offers the following features if certain monthly requirements are met:4.25% APY on balances up to $25,0000.90% APY on balances over $25,0000.25% base...
See Rates for: Checking | Savings | Money Market | CD | IRA
Atlantic Stewardship Bank Checking Account Rates
Atlantic Stewardship Bank Savings Account Rates
| Apy | Min | Max | Product | |
| 0.25% | $1m | - | Sterling Lifestyle Club Account | |
| 0.25% | - | $25k | Kid's Statement Savings | |
| 0.20% | $50 | $25k | Statement Savings | |
| 0.20% | $50 | $25k | IRA Variable Rate Savings | |
| 0.20% | $50 | - | Business Statement Savings | |
| 0.20% | $50 | $25k | Roth IRA Variable Rate Savings | |
| 0.20% | $50 | $25k | CESA Variable Rate Savings | |
| 0.15% | - | - | Christmas / Holiday Club |
Atlantic Stewardship Bank Money Market Rates
Atlantic Stewardship Bank CD Rates
| Apy | Min | Max | Product | |
| 1.10% | $500 | - | 60 Month Power CD | |
| 1.10% | $500 | - | Business 60 Month Power CD | |
| 0.90% | $500 | - | 48 - 60 Month Power CD | |
| 0.90% | $500 | - | Business 48 - 60 Month Power CD | |
| 0.75% | $500 | - | 60 Month CD | |
| 0.75% | $500 | - | Business 60 Month CD | |
| 0.70% | $10k | - | 30 Month Power Flex CD | |
| 0.65% | $500 | - | 15 Month CD Special Offer | |
| 0.65% | $500 | - | 36 - 47 Month Power CD | |
| 0.65% | $500 | - | Business 36 - 47 Month Power CD | |
| 0.60% | $10k | - | 20 Month Power Flex CD | |
| 0.55% | $500 | - | 48 - 59 Month CD | |
| 0.55% | $500 | - | Business 48 - 59 Month CD | |
| 0.50% | $500 | - | 24 - 35 Month Power CD | |
| 0.50% | $500 | - | Business 24 - 35 Month Power CD | |
| 0.45% | $500 | - | 18 - 23 Month Power CD | |
| 0.45% | $500 | - | 36 - 47 Month CD | |
| 0.45% | $500 | - | Business 18 - 23 Month Power CD | |
| 0.45% | $500 | - | Business 36 - 47 Month CD | |
| 0.40% | $500 | - | 9 Month CD Special Offer | |
| 0.40% | $500 | - | 180 - 364 Day CD | |
| 0.40% | $500 | - | 12 - 17 Month CD | |
| 0.40% | $500 | - | Business 180 - 364 Day CD | |
| 0.40% | $500 | - | Business 12 - 17 Month CD | |
| 0.30% | $500 | - | 24 - 35 Month CD | |
| 0.30% | $500 | - | Business 24 - 35 Month CD | |
| 0.25% | $500 | - | 18 - 23 Month CD | |
| 0.25% | $500 | - | Business 18 - 23 Month CD | |
| 0.20% | $500 | - | 90 - 179 Day CD | |
| 0.20% | $500 | - | Business 90 - 179 Day CD | |
| 0.10% | $500 | - | 30 - 89 Day CD | |
| 0.10% | $500 | - | Business 30 - 89 Day CD |
Atlantic Stewardship Bank IRA Rates
| Apy | Min | Max | Product | |
| 1.11% | $500 | - | 12 - 17 Month IRA CD | |
| 1.11% | $500 | - | 12 - 17 Month Roth IRA CD | |
| 1.11% | $500 | - | 12 - 17 Month CESA CD | |
| 1.10% | $500 | - | 60 Month CESA Power CD | |
| 1.10% | $500 | - | 60 Month IRA Power CD | |
| 1.10% | $500 | - | 60 Month Roth IRA Power CD | |
| 1.00% | $500 | - | 48 - 60 Month IRA Power CD | |
| 1.00% | $500 | - | 48 - 60 Month Roth IRA Power CD | |
| 1.00% | $500 | - | 48 - 60 Month CESA Power CD | |
| 0.85% | $500 | - | 60 Month CESA CD | |
| 0.85% | $500 | - | 60 Month IRA CD | |
| 0.85% | $500 | - | 60 Month Roth IRA CD | |
| 0.80% | $500 | - | 36 - 47 Month IRA Power CD | |
| 0.80% | $500 | - | 36 - 47 Month Roth IRA Power CD | |
| 0.80% | $500 | - | 36 - 47 Month CESA Power CD | |
| 0.75% | $500 | - | 48 - 60 Month IRA CD | |
| 0.75% | $500 | - | 48 - 60 Month Roth IRA CD | |
| 0.75% | $500 | - | 48 - 60 Month CESA CD | |
| 0.70% | $500 | - | 24 - 35 Month IRA Power CD | |
| 0.70% | $500 | - | 24 - 35 Month Roth IRA Power CD | |
| 0.70% | $500 | - | 24 - 35 Month CESA Power CD | |
| 0.65% | $500 | - | 180 - 364 Day IRA CD | |
| 0.65% | $500 | - | 18 - 23 Month IRA Power CD | |
| 0.65% | $500 | - | 180 - 364 Day Roth IRA CD | |
| 0.65% | $500 | - | 18 - 23 Month Roth IRA Power CD | |
| 0.65% | $500 | - | 180 - 364 Day CESA CD | |
| 0.65% | $500 | - | 18 - 23 Month CESA Power CD | |
| 0.55% | $500 | - | 36 - 47 Month IRA CD | |
| 0.55% | $500 | - | 36 - 47 Month Roth IRA CD | |
| 0.55% | $500 | - | 36 - 47 Month CESA CD | |
| 0.50% | $500 | - | 90 - 179 Day IRA CD | |
| 0.50% | $500 | - | 24 - 35 Month IRA CD | |
| 0.50% | $500 | - | 90 - 179 Day Roth IRA CD | |
| 0.50% | $500 | - | 24 - 35 Month Roth IRA CD | |
| 0.50% | $500 | - | 90 - 179 Day CESA CD | |
| 0.50% | $500 | - | 24 - 35 Month CESA CD | |
| 0.45% | $500 | - | 18 - 23 Month IRA CD | |
| 0.45% | $500 | - | 18 - 23 Month Roth IRA CD | |
| 0.45% | $500 | - | 18 - 23 Month CESA CD | |
| 0.40% | $500 | - | 30 - 89 Day IRA CD | |
| 0.40% | $500 | - | 30 - 89 Day Roth IRA CD | |
| 0.40% | $500 | - | 30 - 89 Day CESA CD |
Rates updated: 2/11/2012
Data for Q3 2011
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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You Are Wasting Your Time Filling Out The Online Application
- Anonymous - Wednesday, March 31, 2010 - 3:56 PMYou are wasting your time filling out the online application. A visit toa local branch is required to open the account.
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Great Service With Actual Interest
I have been a Power Checking account customer for 3 years and am very satisfied ASB. In exchange for having to 1) direct deposit my paycheck, 2) make a minimum of 10 debit transactions and 3) accept only electronic statements (i.e., no paper), ASB provides free checking with no minimum balance, full monthly ATM refunds, and interest which is 15x what my former Wachovia/Wells Fargo checking and savings for balances up to $25k. Also, despite me visiting the branch for an average of 4 times a year, everyone from the Branch Manager to the tellers know who I am.
Downsides include 1) limited branches - if you live in Bergen County, there are plenty, but outside of that not much coverage, 2) $6 for online bill pay (free online banking though), and 3) they are not on the technological cutting edge - if you're looking for ATMs on every corner, smartphone banking apps and deposit by smart phone pictures, you'll be disappointed.
That being said, I earned $600 of interest and was refunded $250 of other bank's ATM fees last year. I think that's well worth it.