Aventa Credit Union

2735 Dublin Blvd.
Colorado Spring, CO 80918
800.555.6665
www.aventa.com

NCUA

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Aventa Credit Union is headquartered in Colorado Spring and is the 19^st largest credit union in the state of Colorado. It is also the 1,094^th largest credit union in the nation. It was established in 1957 and as of December of 2012, it had grown to 65 employees and 20,235 members. Aventa Credit Union has a 4-star health rating.

Top Long-Term CD and IRA CD Rates at Aventa Credit Union in Colorado - 2/21/2011

Aventa Credit Union is offering some competitive long-term CD and IRA CD rates. They have Jumbo CDs with a $50K minimum which have the best rates. These include a 2.93% APY 5-year CD, a 2.27% APY 3-ye ...

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See Rates for: Checking | Savings | Money Market | CD | IRA

Aventa Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.50%	$500	-	Electronic Checking

Aventa Credit Union Savings Account Rates

Apy	Min	Max	Product
0.50%	$25	-	IRA Share Account
0.50%	$25	-	Roth IRA Share Account
0.50%	$25	-	Education IRA Share Account
0.05%	-	-	Regular Share Account
0.05%	-	-	Health Savings Account
0.05%	-	-	Christmas Club

Aventa Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.30%	$50k	-	Tiered Money Market Account

Aventa Credit Union CD Rates

Apy	Min	Max	Product
1.82%	$50k	-	60 Month Jumbo Share Certificate
1.51%	$500	$10k	60 Month Share Certificate
1.51%	$10k	$50k	60 Month Mini Jumbo Share Certificate
1.51%	$50k	-	48 Month Jumbo Share Certificate
1.31%	$50k	-	36 Month Jumbo Share Certificate
1.16%	$500	$10k	48 Month Share Certificate
1.16%	$10k	$50k	48 Month Mini Jumbo Share Certificate
1.11%	$500	$10k	36 Month Share Certificate
1.11%	$10k	$50k	36 Month Mini Jumbo Share Certificate
1.01%	$50k	-	24 Month Jumbo Share Certificate
0.80%	$500	$10k	24 Month Share Certificate
0.80%	$10k	$50k	24 Month Mini Jumbo Share Certificate
0.60%	$50k	-	12 Months Jumbo Share Certificate
0.50%	$500	$10k	12 Months Share Certificate
0.50%	$10k	$50k	12 Months Mini Jumbo Share Certificate
0.40%	$500	$10k	6 Months Share Certificate
0.40%	$10k	$50k	6 Months Mini Jumbo Share Certificate
0.40%	$50k	-	6 Months Jumbo Share Certificate
0.30%	$50k	-	3 Months Jumbo Share Certificate
0.25%	$500	$10k	3 Months Share Certificate
0.25%	$10k	$50k	3 Months Mini Jumbo Share Certificate

Aventa Credit Union IRA Rates

Apy	Min	Max	Product
1.82%	$50k	-	60 Month Jumbo IRA
1.82%	$50k	-	60 Month Jumbo Roth IRA
1.82%	$50k	-	60 Month Jumbo Education IRA
1.51%	$10k	$50k	60 Month Mini Jumbo IRA
1.51%	$50k	-	48 Month Jumbo IRA
1.51%	$50k	-	48 Month Jumbo Roth IRA
1.51%	$10k	$50k	60 Month Mini Jumbo Roth IRA
1.51%	$50k	-	48 Month Jumbo Education IRA
1.51%	$10k	$50k	60 Month Mini Jumbo Education IRA
1.50%	$500	$10k	60 Month IRA
1.50%	$500	$10k	60 Month Roth IRA
1.50%	$500	$10k	60 Month Education IRA
1.31%	$50k	-	36 Month Jumbo IRA
1.31%	$50k	-	36 Month Jumbo Roth IRA
1.31%	$50k	-	36 Month Jumbo Education IRA
1.16%	$500	$10k	48 Month IRA
1.16%	$10k	$50k	48 Month Mini Jumbo IRA
1.16%	$500	$10k	48 Month Roth IRA
1.16%	$10k	$50k	48 Month Mini Jumbo Roth IRA
1.16%	$500	$10k	48 Month Education IRA
1.16%	$10k	$50k	48 Month Mini Jumbo Education IRA
1.11%	$500	$10k	36 Month IRA
1.11%	$10k	$50k	36 Month Mini Jumbo IRA
1.11%	$500	$10k	36 Month Roth IRA
1.11%	$10k	$50k	36 Month Mini Jumbo Roth IRA
1.11%	$500	$10k	36 Month Education IRA
1.11%	$10k	$50k	36 Month Mini Jumbo Education IRA
1.01%	$50k	-	24 Month Jumbo IRA
1.01%	$50k	-	24 Month Jumbo Roth IRA
1.01%	$50k	-	24 Month Jumbo Education IRA
0.80%	$500	$10k	24 Month IRA
0.80%	$10k	$50k	24 Month Mini Jumbo IRA
0.80%	$500	$10k	24 Month Roth IRA
0.80%	$10k	$50k	24 Month Mini Jumbo Roth IRA
0.80%	$500	$10k	24 Month Education IRA
0.80%	$10k	$50k	24 Month Mini Jumbo Education IRA
0.60%	$50k	-	12 Months Jumbo IRA
0.60%	$50k	-	12 Months Jumbo Roth IRA
0.60%	$50k	-	12 Months Jumbo Education IRA
0.50%	$500	$10k	12 Months IRA
0.50%	$10k	$50k	12 Months Mini Jumbo IRA
0.50%	$50k	-	9 Months Jumbo IRA
0.50%	$50k	-	9 Months Jumbo Roth IRA
0.50%	$500	$10k	12 Months Roth IRA
0.50%	$10k	$50k	12 Months Mini Jumbo Roth IRA
0.50%	$50k	-	9 Months Jumbo Education IRA
0.50%	$500	$10k	12 Months Education IRA
0.50%	$10k	$50k	12 Months Mini Jumbo Education IRA
0.40%	$500	$10k	6 Months IRA
0.40%	$10k	$50k	6 Months Mini Jumbo IRA
0.40%	$10k	$50k	9 Months Mini Jumbo IRA
0.40%	$50k	-	6 Months Jumbo IRA
0.40%	$500	$10k	6 Months Roth IRA
0.40%	$50k	-	6 Months Jumbo Roth IRA
0.40%	$10k	$50k	6 Months Mini Jumbo Roth IRA
0.40%	$10k	$50k	9 Months Mini Jumbo Roth IRA
0.40%	$500	$10k	6 Months Education IRA
0.40%	$50k	-	6 Months Jumbo Education IRA
0.40%	$10k	$50k	6 Months Mini Jumbo Education IRA
0.40%	$10k	$50k	9 Months Mini Jumbo Education IRA
0.30%	$50k	-	3 Months Jumbo IRA
0.30%	$50k	-	3 Months Jumbo Roth IRA
0.30%	$50k	-	3 Months Jumbo Education IRA
0.25%	$500	$10k	3 Months IRA
0.25%	$10k	$50k	3 Months Mini Jumbo IRA
0.25%	$500	$10k	3 Months Roth IRA
0.25%	$10k	$50k	3 Months Mini Jumbo Roth IRA
0.25%	$500	$10k	3 Months Education IRA
0.25%	$10k	$50k	3 Months Mini Jumbo Education IRA

Rates updated: 5/25/2013

Data for Q4 2012

Institution Statistics

AVENTA
NCUA #	62755
BankRate Report	View
Year Chartered	1957
Employees	65
Primary Regulator
Assets and Liabilities
Assets	$151.49 million
Loans	$117.21 million
Deposits	$136.40 million
Equity Capital	$12.75 million
Loan Loss Allowance	$1.53 million
Unbacked Noncurrent Loans	$1.43 million
Real Estate Owned	$20,000
Historic Data - December 2011
Assets	$134.99 million
Equity Capital	$11.52 million
Loan Loss Allowance	$2.12 million
Unbacked Noncurrent Loans	$487,000
Real Estate Owned	$627,000
Profit Margin - Quarterly
Net Interest Margin	6.82%
Return on Assets	0.82%
Return on Equity	9.69%
Interest Income	$8.17 million
Non-Interest Income	$1.20 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Aventa Credit Union had $1.45 million in non-current loans and owned real-estate with $14.27 million in equity and loan loss allowances on hand to cover it. This gives Aventa Credit Union a Texas Ratio of 10.13% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Aventa Credit Union held steady from 8.17% as of December 31, 2011 to 10.13% as of December 31, 2012, resulting in a negative change of 24.04%. This indicates that the balance sheet and financial strength for Aventa Credit Union has held steady in recent periods.
Deposit Growth
In the past year, Aventa Credit Union has increased its total deposits by $14.22 million, resulting in 11.64% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Aventa Credit Union has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Aventa Credit Union has $151.49 million in assets with $14.27 million in equity, resulting in a capitalization level of 9.42%, which is average.