Banamex USA

Banamex USA is headquartered in Century City and is the 39^th largest bank in the state of California. It is also the 491^st largest bank in the nation. It was established in 1963 and as of December of 2011, it had grown to 274 employees at 18 locations. Banamex USA has a 5-star health rating.

Data for Q4 2011

Institution Statistics Banamex USA FDIC Certificate # 18923 BankRate Report View Year Established 1963 Employees 274 Primary Regulator FDIC Assets and Liabilities Assets $1.33 billion Loans $596.27 million Deposits $1.04 billion Equity Capital $283.23 million Loan Loss Allowance $29.35 million Unbacked Noncurrent Loans $3.94 million Historic Data - December 2010 Assets $1.19 billion Equity Capital $278.46 million Loan Loss Allowance $41.38 million Unbacked Noncurrent Loans $5.89 million Profit Margin - Quarterly Net Interest Margin 2.91% Return on Assets 0.38% Return on Equity 1.71% Interest Income $36.18 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Banamex USA had $3.94 million in non-current loans and owned real-estate with $312.57 million in equity and loan loss allowances on hand to cover it. This gives Banamex USA a Texas Ratio of 1.26% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Banamex USA decreased slightly from 1.84% as of December 31, 2010 to 1.26% as of December 31, 2011, resulting in a positive change of 31.49%.This indicates that the balance sheet and financial strength for Banamex USA has improved slightly in recent periods. Deposit Growth In the past year, Banamex USA has increased its total deposits by $136.82 million, resulting in 15.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Banamex USA has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Banamex USA has $1.33 billion in assets with $312.57 million in equity, resulting in a capitalization level of 23.43%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.