Average User Rating:3 star rating based on 5 reviews.
Baxter Credit Union
Baxter Credit Union Locations|
340 N. Milwaukee Ave Vernon Hills, IL 60061 800-388-7000 www.bcu.org  |
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Baxter Credit Union is headquartered in Vernon Hills and is the 4th largest credit union in the state of Illinois. It is also the 89th largest credit union in the nation. It was established in 1980 and as of December of 2012, it had grown to 348 employees and 165,824 members. Baxter Credit Union's savings rates are 6X the national average, and it boasts a 5-star health rating.
Baxter Credit Union Routing Number: 271992400
Related Posts
2.65% 11-Month CD at Baxter Credit Union in IL & WI - 5/12/2009
Baxter Credit Union (BCU) is offering another CD special. The rate is lower than last month, but it's still competitive. The new rate is 2.65% APY and it's available for terms from 11 months to 23 months. Minimum deposit is $500. This special is listed...
2.85% 13-Month CD at Baxter Credit Union in IL & WI - 4/1/2009
Baxter Credit Union (BCU) is offering a special 13-month CD with a rate of 2.85% APY. Minimum deposit is $500. This special is listed in the credit union's rate table as of 4/01/09. Since credit unions often update their rates at the start of the month...
3.00% Reward Checking Account at Baxter Credit Union in IL/WI - 9/21/2008
Update 11/09/09: The top rate has fallen to 3.00% APY.Baxter Credit Union is offering a reward checking account called Powerchecking. It pays 3.00% APY on balances up to $25,000 (0.50% for above) if the following monthly requirements are met:direct...
5.45% 6-Month / 5.45% 24-Month CD at an Illinois CU (Baxter) - 9/28/2007
Baxter Credit Union (BCU) is offering a special 5.45% APY certificate with terms from 6 to 24 months. The minimum deposit is $500.This credit union seems to frequently have CD specials. The last one I reported on was in March when it was offering a 5.75%...
2007
See Rates for: Checking | Savings | Money Market | CD | IRA
Baxter Credit Union Checking Account Rates
Baxter Credit Union Savings Account Rates
Baxter Credit Union Money Market Rates
Baxter Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.55%† | $500 | - | 60 Month Rewards CD | |
| 1.30%† | $500 | - | 60 Month CD | |
| 1.30%† | $50 | $25k | Special 36 Month Kid's Certificate | |
| 1.25%† | $500 | - | 48 Month Rewards CD | |
| 1.05%† | $500 | - | 36 Month Rewards CD | |
| 1.00%† | $500 | - | 48 Month CD | |
| 0.80%† | $500 | - | 36 Month CD | |
| 0.80%† | $500 | - | 24 Month Rewards CD | |
| 0.55%† | $500 | - | 24 Month CD | |
| 0.45%† | $500 | - | 12 Month Rewards CD | |
| 0.35%† | $500 | - | 12 Month CD | |
| 0.30%† | $500 | - | 6 Month Rewards CD | |
| 0.25%† | $500 | - | 3 Month Rewards CD | |
| 0.20%† | $500 | - | 6 Month CD | |
| 0.15%† | $500 | - | 3 Month CD |
Baxter Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.55%† | $500 | - | 60 Month Rewards IRA Certificate | |
| 1.55%† | $500 | - | 60 Month Rewards Roth IRA Certificate | |
| 1.55%† | $500 | - | 60 Month Rewards CESA Certificate | |
| 1.30%† | $500 | - | 60 Month IRA Certificate | |
| 1.30%† | $500 | - | 60 Month Roth IRA Certificate | |
| 1.30%† | $500 | - | 60 Month CESA Certificate | |
| 1.25%† | $500 | - | 48 Month Rewards IRA Certificate | |
| 1.25%† | $500 | - | 48 Month Rewards Roth IRA Certificate | |
| 1.25%† | $500 | - | 48 Month Rewards CESA Certificate | |
| 1.05%† | $500 | - | 36 Month Rewards IRA Certificate | |
| 1.05%† | $500 | - | 36 Month Rewards Roth IRA Certificate | |
| 1.05%† | $500 | - | 36 Month Rewards CESA Certificate | |
| 1.00%† | $500 | - | 48 Month IRA Certificate | |
| 1.00%† | $500 | - | 48 Month Roth IRA Certificate | |
| 1.00%† | $500 | - | 48 Month CESA Certificate | |
| 0.80%† | $500 | - | 36 Month IRA Certificate | |
| 0.80%† | $500 | - | 24 Month Rewards IRA Certificate | |
| 0.80%† | $500 | - | 24 Month Rewards Roth IRA Certificate | |
| 0.80%† | $500 | - | 36 Month Roth IRA Certificate | |
| 0.80%† | $500 | - | 24 Month Rewards CESA Certificate | |
| 0.80%† | $500 | - | 36 Month CESA Certificate | |
| 0.55%† | $500 | - | 24 Month Roth IRA Certificate | |
| 0.55%† | $500 | - | 24 Month IRA Certificate | |
| 0.55%† | $500 | - | 24 Month CESA Certificate | |
| 0.45%† | $500 | - | 12 Month Rewards IRA Certificate | |
| 0.45%† | $500 | - | 12 Month Rewards Roth IRA Certificate | |
| 0.45%† | $500 | - | 12 Month Rewards CESA Certificate | |
| 0.35%† | $500 | - | 12 Month IRA Certificate | |
| 0.35%† | $500 | - | 12 Month Roth IRA Certificate | |
| 0.35%† | $500 | - | 12 Month CESA Certificate |
Rates updated: 5/25/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Student Loan Process
- MRMoy7076 - Friday, August 12, 2011 - 5:01 PMWhen I called in to check the status of my student loan they had somehow switched my co-signer to someone that I intended it to be and one associate, Xaviee, even accused me of changing the information myself even though I don't have access to the internal database. The associates I spoke with were so rude to me, I was shocked. They pulled my credit twice without my permission and directly against my wishes. They did not document any conversation they had with me in their internal system so whenever I called, no one knew what was going on with my file. Even the managers didn't follow up with what was promised. They left me helpless just a few weeks before school started because they made a clerical error and refused to admit it!!
4
Great CU For All Services!
- jtoland2 - Friday, December 2, 2011 - 7:32 AMI've been 100% happy with BCU. They gave me a great rate on my car loan, I'm happily using their credit card as my primary card, and they have great banking services. If there's not a local branch near you, they have thousands of "shared" branches with other CUs around the country that you can use just as if it was your own BCU branch. They have "Deposit Anywhere", a service that allows me to deposit checks from my computer (with a scanner) or from my smartphone's camera. They have excellent savings and CD rates! I get a call a couple times a year from their reps just 'checking in' to make sure everything's alright and that I've not been having any issues with my service; it's really very nice for them to contact me like that!
I really couldn't be happier with my experiences.
3
Switched From Bank Of America
- calisaver - Monday, April 22, 2013 - 12:17 AMI recently switched from BofA and also refinanced my auto loan from TD Bank. I received a good rate on the car plus a $150 rebate for refinancing the car. The refinance took about three weeks. I also applied for and was approved for a credit card with no annual fee and a decent rate. My only complaint is the credit line is lower than I would have liked. The card took about three weeks as well. I have no problems using online and mobile banking and have used the shared branches without problems. The employees have always been polite. The online credit score from credit karma is a nice feature and allows you to see what loan products from BCU you might qualify for. Overall they did everything they said they would and at better rates.
2
STEER CLEAR OF BCU (BAXTER CU)
- RJP - Saturday, April 6, 2013 - 10:31 AMI dont know about working there, I do know after having dealt with them that you apparently have to be one brain cell short of brain death to work there.
This is the worst virtual bank on the planet.....Hands Down!
Despite what they might tell you, you CANT do all of your transactions at a shared branch.
I wanted to withdraw a sum of funds from my account for an auto purchase today and was going to go to a shared branch DCU (another lackluster pseudo bank) to get my money, I called them before hand to confirm because of my previous experience with the frauds at BCU. Luckily I did (if you can call it lucky) because you can not perform all transactions at a shared branch, not even a simple withdrawal of your own funds.
DCU said they needed to call BCU to verify funds despite being electronically connected, I called BCU and they said why cant they verify funds electronically and as you can imagine the wheel went round and round.
Needless to say I have transferred all of my funds out of BCU to a real banking institution and will be closing my accounts as soon as I know my money is safe and sound.
Dont be misled, this is not a consumer friendly bank and they make it difficult to get your money if you do not have a BCU branch in your neighborhood to go to.
Dont take my word for it, there are many BCU horror stories out there so bank with caution.
PS....Why would anyone want to work at BCU? Looking for a banking job, go to a real bank not these jokers.
2
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More Ways To Meet The Monthly Requirements
We chose to open a Powerchecking account at BCU a little over 2 years ago. Though it didn't have the highest interest rate, we chose it over other high-yield checking accounts because of a single feature: whereas most other accounts only count debit card transactions toward the monthly minimum, BCU counts bill payments and ACH transfers as well. Since we use online bill payment a lot, it's been a good fit.
Staffers were responsive to our questions during and shortly after account setup, and we haven't needed to communicate with BCU much since then.