Institution Statistics
| Bridgeview Bank Group | | FDIC Certificate # | 21122 | | BankRate Report | View | | Year Established | 1973 | | Employees | 286 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $1.30 billion | | Loans | $888.85 million | | Deposits | $1.17 billion | | Equity Capital | $108.87 million | | Loan Loss Allowance | $31.44 million | | Unbacked Noncurrent Loans | $113.35 million | | Real Estate Owned | $37.84 million |
Historic Data - December 2010 | | Assets | $1.44 billion | | Equity Capital | $127.58 million | | Loan Loss Allowance | $25.07 million | | Unbacked Noncurrent Loans | $76.37 million | | Real Estate Owned | $43.52 million |
Profit Margin - Quarterly | | Net Interest Margin | 3.59% | | Return on Assets | -1.54% | | Return on Equity | -17.11% | | Interest Income | $57.93 million |
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Institution Health
Overall Score:
1 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bridgeview Bank Group had $151.19 million in non-current loans and owned real-estate with $140.31 million in equity and loan loss allowances on hand to cover it. This gives Bridgeview Bank Group a Texas Ratio of 107.75% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Bridgeview Bank Group increased slightly from 78.54% as of December 31, 2010 to 107.75% as of December 31, 2011, resulting in a negative change of 37.20%. This indicates that the balance sheet and financial strength for Bridgeview Bank Group has declined slightly in recent periods. | | Deposit Growth |  | | In the past year, Bridgeview Bank Group has decreased its total deposits by -$124.34 million, resulting in -9.59% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bridgeview Bank Group has shown is poor. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bridgeview Bank Group has $1.3 billion in assets with $140.31 million in equity, resulting in a capitalization level of 10.83%, which is above average. |
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