Bridgeview Bank Group

Bridgeview Bank Group Locations
7940 South Harlem Avenue
Bridgeview, IL 60455
www.bridgeviewbank.com



Bridgeview Bank Group is headquartered in Bridgeview and is the 28th largest bank in the state of Illinois. It is also the 510st largest bank in the nation. It was established in 1973 and as of December of 2011, it had grown to 286 employees at 19 locations. Bridgeview Bank Group has a 1-star health rating.


Data for Q4 2011


Institution Statistics


Bridgeview Bank Group
FDIC Certificate #21122
BankRate ReportView
Year Established1973
Employees286
Primary RegulatorFDIC

Assets and Liabilities

Assets$1.30 billion
Loans$888.85 million
Deposits$1.17 billion
Equity Capital$108.87 million
Loan Loss Allowance$31.44 million
Unbacked Noncurrent Loans$113.35 million
Real Estate Owned$37.84 million

Historic Data - December 2010

Assets$1.44 billion
Equity Capital$127.58 million
Loan Loss Allowance$25.07 million
Unbacked Noncurrent Loans$76.37 million
Real Estate Owned$43.52 million

Profit Margin - Quarterly

Net Interest Margin3.59%
Return on Assets-1.54%
Return on Equity-17.11%
Interest Income$57.93 million

Institution Health


Overall Score:
1 out of 5
1
Texas Ratio1
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bridgeview Bank Group had $151.19 million in non-current loans and owned real-estate with $140.31 million in equity and loan loss allowances on hand to cover it. This gives Bridgeview Bank Group a Texas Ratio of 107.75% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend2
The Texas Ratio for Bridgeview Bank Group increased slightly from 78.54% as of December 31, 2010 to 107.75% as of December 31, 2011, resulting in a negative change of 37.20%. This indicates that the balance sheet and financial strength for Bridgeview Bank Group has declined slightly in recent periods.
Deposit Growth1
In the past year, Bridgeview Bank Group has decreased its total deposits by -$124.34 million, resulting in -9.59% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bridgeview Bank Group has shown is poor.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bridgeview Bank Group has $1.3 billion in assets with $140.31 million in equity, resulting in a capitalization level of 10.83%, which is above average.
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