Bridgeview Bank Group

Bridgeview Bank Group Locations
7940 South Harlem Avenue
Bridgeview, IL 60455
www.bridgeviewbank.com

FDIC


Bridgeview Bank Group is headquartered in Bridgeview and is the 32nd largest bank in the state of Illinois. It is also the 582nd largest bank in the nation. It was established in 1973 and as of December of 2012, it had grown to 395 employees at 19 locations. Bridgeview Bank Group has a 1-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Bridgeview Bank Group Checking Account Rates

ApyMinMaxProduct
0.10%$10k-Prime Checking
0.05%$2,500-Business First Now Account
0.05%$2,500-CommunityFirst Checking
0.05%$2,500-Premium Checking

Bridgeview Bank Group Savings Account Rates

ApyMinMaxProduct
0.10%$10k-Statement Savings
0.10%$1k-Health Savings Account Preferred Checking
0.05%$100-BusinessFirst Savings
0.05%$50-Minor Statement Savings

Bridgeview Bank Group Money Market Rates

ApyMinMaxProduct
0.20%$250k-BusinessFirst Money Market
0.20%$250k-Premium Money Market

Bridgeview Bank Group CD Rates

ApyMinMaxProduct
0.85%$5k-5 Year CD
0.80%$5k-Business 5 Year CD
0.70%$5k-4 Year CD
0.65%$5k-Business 4 Year CD
0.65%$100k-19 Month Term Flex Account Money Market
0.60%$10k-19 Month Term Flex Account Savings
0.55%$5k-3 Year CD
0.50%$5k-Business 3 Year CD
0.50%$10k-11 Month CD Special
0.40%$10k-Business 11 Month CD Special
0.40%$10k-7 Month CD Special
0.35%$5k-2 Year CD
0.30%$10k-Business 7 Month CD Special
0.30%$5k-Business 2 Year CD
0.25%$5k-Business 18 Month CD
0.25%$5k-18 Month CD
0.20%$5k-Business 1 Year CD
0.20%$5k-1 Year CD
0.05%$5k-Business 30 - 89 Days CD
0.05%$5k-Business 90 - 179 Days CD
0.05%$5k-Business 180 - 364 Days CD
0.05%$5k-6 Month CD

Bridgeview Bank Group IRA Rates

ApyMinMaxProduct
0.85%$250-5 Year IRA
0.85%$250-5 Year CESA
0.85%$250-5 Year Roth IRA
0.70%$250-4 Year IRA
0.70%$250-4 Year CESA
0.70%$250-4 Year Roth IRA
0.55%$250-3 Year IRA
0.55%$250-3 Year CESA
0.55%$250-3 Year Roth IRA
0.50%$10k-11 Month IRA Special
0.50%$10k-11 Month Roth IRA Special
0.50%$10k-11 Month CESA Special
0.40%$10k-7 Month IRA Special
0.40%$10k-7 Month Roth IRA Special
0.40%$10k-7 Month CESA Special
0.35%$250-2 Year IRA
0.35%$250-2 Year CESA
0.35%$250-2 Year Roth IRA
0.25%$250-18 Month IRA
0.25%$250-18 Month CESA
0.25%$250-18 Month Roth IRA
0.20%$250-1 Year IRA
0.20%$250-1 Year CESA
0.20%$250-1 Year Roth IRA
0.05%$250-6 Month IRA
0.05%$250-6 Month CESA
0.05%$250-6 Month Roth IRA

Rates updated: 5/11/2013

Data for Q4 2012


Institution Statistics


Bridgeview Bank Group
FDIC Certificate #21122
BankRate ReportView
Year Established1973
Employees395
Primary RegulatorFDIC

Assets and Liabilities

Assets$1.14 billion
Loans$719.88 million
Deposits$1.06 billion
Equity Capital$70.71 million
Loan Loss Allowance$24.75 million
Unbacked Noncurrent Loans$67.93 million
Real Estate Owned$67.87 million

Historic Data - December 2011

Assets$1.29 billion
Equity Capital$101.27 million
Loan Loss Allowance$33.74 million
Unbacked Noncurrent Loans$113.35 million
Real Estate Owned$37.68 million

Profit Margin - Quarterly

Net Interest Margin3.53%
Return on Assets-2.27%
Return on Equity-31.82%
Interest Income$45.80 million

Institution Health


Overall Score:
1 out of 5
1
Texas Ratio1
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Bridgeview Bank Group had $135.8 million in non-current loans and owned real-estate with $95.46 million in equity and loan loss allowances on hand to cover it. This gives Bridgeview Bank Group a Texas Ratio of 142.25% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend2
The Texas Ratio for Bridgeview Bank Group increased slightly from 111.87% as of December 31, 2011 to 142.25% as of December 31, 2012, resulting in a negative change of 27.16%. This indicates that the balance sheet and financial strength for Bridgeview Bank Group has declined slightly in recent periods.
Deposit Growth1
In the past year, Bridgeview Bank Group has decreased its total deposits by -$115.04 million, resulting in -9.81% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bridgeview Bank Group has shown is poor.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bridgeview Bank Group has $1.14 billion in assets with $95.46 million in equity, resulting in a capitalization level of 8.36%, which is average.
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