Coulee Dam Credit Union is headquartered in COULEE DAM and is the 38th largest credit union in the state of Washington. It is also the 1,488th largest credit union in the nation. It was established in 1941 and as of June of 2013, it had grown to 45 employees and 13,258 members. Coulee Dam Credit Union has a A health rating.
Must live or work in Douglas, Ferry, Grant, Okanogan, Pend Oreille or Steven County or within 50 miles of the Coulee Dam Post Office. - See Details
No reviews have been left for this bank yet. Be the first to review.
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of June 30, 2013 Coulee Dam Credit Union had $239,000 in non-current loans and owned real-estate with $8.13 million in equity and loan loss allowances on hand to cover it. This gives Coulee Dam Credit Union a Texas Ratio of 2.94% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Coulee Dam Credit Union decreased dramatically from 7.12% as of June 30, 2012 to 2.94% as of June 30, 2013, resulting in a positive change of 58.73%.This indicates that the balance sheet and financial strength for Coulee Dam Credit Union has improved dramatically in recent periods.
In the past year, Coulee Dam Credit Union has increased its total deposits by $5.84 million, resulting in 6.82% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Coulee Dam Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Coulee Dam Credit Union has $100.62 million in assets with $8.13 million in equity, resulting in a capitalization level of 8.08%, which is average.
|Assets and Liabilities|
|Equity Capital||$7.55 million|
|Loan Loss Allowance||$589,000|
|Unbacked Noncurrent Loans||$178,000|
|Real Estate Owned||$61,000|
|Historic Data - June 2012|
|Equity Capital||$7.16 million|
|Loan Loss Allowance||$757,000|
|Unbacked Noncurrent Loans||$178,000|
|Real Estate Owned||$18,000|
|Profit Margin - Quarterly|
|Net Interest Margin||2.81%|
|Return on Assets||0.32%|
|Return on Equity||4.24%|
|Interest Income||$2.06 million|
Always verify rates and promotions with the bank or credit union. We are not Coulee Dam Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|0.10%||$100||-||18 Month Installment Certificate ($25)|
|0.10%||$200||-||18 Month Installment Certificate ($50)|
|0.10%||-||-||18 Month Installment Certificate ($100)|
|0.75%||$25k||-||60 Month CD|
|0.50%||$25k||-||48 Month CD|
|0.25%||$25k||-||36 Month CD|
|0.20%||$25k||-||24 Month CD|
|0.15%||$25k||-||6 Month CD|
|0.15%||$25k||-||12 Month CD|
|0.75%||$25k||-||60 Month IRA|
|0.75%||$25k||-||60 Month Roth IRA|
|0.50%||$25k||-||48 Month IRA|
|0.50%||$25k||-||48 Month Roth IRA|
|0.25%||$25k||-||36 Month IRA|
|0.25%||$25k||-||36 Month Roth IRA|
|0.20%||$25k||-||24 Month IRA|
|0.20%||$25k||-||24 Month Roth IRA|
|0.15%||$25k||-||6 Month IRA|
|0.15%||$25k||-||12 Month IRA|
|0.15%||$25k||-||6 Month Roth IRA|
|0.15%||$25k||-||12 Month Roth IRA|
|Coulee Dam Credit Union Locations|
|Branch Office||20 N 3RD ST||Almira, WA 99103|
|Branch Office||1130 COLUMBIA AVE||BRIDGEPORT, WA 98813|
|Branch Office||290 WATSON ST NW||CRESTON, WA 99117-8518|
|Branch Office||84 DELAWARE AVE E||Republic, WA 99166|
|Branch Office||106 STATE AVE # 97||BREWSTER, WA 98812-9642|
|Branch Office||402 N COLUMBIA AVE||COULEE DAM, WA 99116-1427|
|Branch Office||323 S MAIN ST||OMAK, WA 98841-9718|