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SCU Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.scucu.com
877-661-3300
42 Pond Street
Sharon, MA 02067

SCU Credit Union is headquartered in Sharon and is the 11th largest credit union in the state of Massachusetts. It is also the 374th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 150 employees and 72,961 members at 13 locations. SCU Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

SCU Credit Union is open to those who live, work, or go to school in Barnstable, Bristol, Duke, Middlesex, Nantucket, Norfolk, Plymouth, or Suffolk Counties and the Worcester County towns of Hopedale, Blackstone, Milford, Millville, Mendon, Northbridge, Southborough, Westborough, Upton, or Uxbridge in Massachusetts, as well as Bristol, Newport, and Providence Counties in Rhode Island. Family members of those eligible are also welcome to join.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67836
Year Chartered1956
Employees150
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD3.95%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.29B$1.31B
LoansQ1 2025vs Q1 2024$883.1MM$870MM
DepositsQ1 2025vs Q1 2024$1.07B$1.03B
Equity CapitalQ1 2025vs Q1 2024$162.9MM$150.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.4MM$4.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2MM$3.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SCU Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$10$10kSCU Direct Savings Account
OTHER TIERS: 0.05% → $250k+ | 1.00% → $50k - $250k | 2.96% → $10k - $50k
0.01%$5-Share Account
0.01%$1-MyHoliday Savings Club
0.01%$1-MyVacation Savings Club
0.01%$5-Business Share Account

SCU Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$500k*-MyPremium Money Market
OTHER TIERS: 3.00% → $50k - $500k
1.25%*$50k*-Money Market Account
OTHER TIERS: 0.03% → $5 - $2.5k | 0.50% → $2.5k - $50k

SCU Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-MyBusiness Plus Checking
OTHER TIERS: 0.01% → $0 - $5k | 0.03% → $5k - $50k | 0.05% → $50k - $100k
0.05%*$10k*-My Interest Checking
OTHER TIERS: 0.01% → $5k - $10k

SCU Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-6 Month CD
3.75%$500-12 Month CD
3.75%$500-18 Month CD
3.75%$500-15 Month CD Special
3.75%$500-30 Month CD Special
3.75%$500-Business 6 Month CD
3.75%$500-Business 12 Month CD
3.75%$500-Business 18 Month CD
3.75%$500-9 Month CD Special
3.75%$500-Business 15 Month CD Special
3.75%$500-Business 30 Month CD Special
3.75%$2.5k-Business 9 Month CD Special
3.30%$500-36 Month Step Up CD Year 1
3.30%$500-36 Month Step Up CD Year 2
3.30%$500-36 Month Step Up CD Year 3
3.30%$500-Business 36 Month Step Up CD Year 1
3.30%$500-Business 36 Month Step Up CD Year 2
3.30%$500-Business 36 Month Step Up CD Year 3
3.25%$500-24 Month CD
3.25%$500-Business 24 Month CD
3.00%$500-3 Month CD
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-60 Month CD
3.00%$500-Business 3 Month CD
3.00%$500-Business 36 Month CD
3.00%$500-Business 48 Month CD
3.00%$500-Business 60 Month CD

SCU Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$250-12 Month IRA
3.75%$250-18 Month IRA
3.75%$250-15 Month IRA Special
3.75%$250-30 Month IRA Special
3.75%$250-9 Month IRA Special
3.30%$500-36 Month Step Up IRA Year 1
3.30%$500-36 Month Step Up IRA Year 2
3.30%$500-36 Month Step Up IRA Year 3
3.25%$250-24 Month IRA
3.00%$250-60 Month IRA
3.00%$250-36 Month IRA
3.00%$250-48 Month IRA
0.05%$5-IRA Share Account
Locations

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