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800-367-2474
6221 Sheridan Blvd
Arvada, CO 80003

Partner Colorado Credit Union is headquartered in Arvada and is the 12st largest credit union in the state of Colorado. It is also the 759th largest credit union in the nation. It was established in 1931 and as of December of 2013, it had grown to 84 employees and 30,004 members. Partner Colorado Credit Union's savings rates are 2X the national average, and it has a A health rating.

Field of Membership Restrictions

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Reviews (1)

One Star Rating Is Too Much!

I've been with Credit Unions since I was about 18---and this is the ABSOLUTE WORST one I've ever encountered on earth.  Flee before you get involved with this bunch!  They don't return phone calls, don't fix their mistakes without you having to "pull eye teeth" to get them to do it.  You can even go in and sit down with them, leave thinking that they have it figured out--and then they'll mess something up.  Lilly in the Stapleton Call center is on the ball--but the Arvada and Aurora offices are not.  The owner/managers of this outfit need to get some true financial type personnel in to work for them. 



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Partner Colorado Credit Union had $3.47 million in non-current loans and owned real-estate with $37.16 million in equity and loan loss allowances on hand to cover it. This gives Partner Colorado Credit Union a Texas Ratio of 9.34% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Partner Colorado Credit Union experienced no significant changes from 6.68% as of December 31, 2012 to 9.34% as of December 31, 2013, resulting in a negative change of 39.73%. This indicates that the balance sheet and financial strength for Partner Colorado Credit Union has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Partner Colorado Credit Union has increased its total deposits by $16.03 million, resulting in 8.32% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Partner Colorado Credit Union has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Partner Colorado Credit Union has $260.28 million in assets with $37.16 million in equity, resulting in a capitalization level of 14.28%, which is excellent.

Institution Statistics

Overall
NCUA #62903
Year Chartered1931
Employees84
Primary Regulator
Assets and Liabilities
Assets$260.28 million
Loans$195.01 million
Deposits$208.58 million
Equity Capital$34.43 million
Loan Loss Allowance$2.73 million
Unbacked Noncurrent Loans$3.47 million
Real Estate Owned$0
Historic Data - December 2012
Assets$235.69 million
Equity Capital$32.32 million
Loan Loss Allowance$2.95 million
Unbacked Noncurrent Loans$3.47 million
Real Estate Owned$97,000
Profit Margin - Quarterly
Net Interest Margin3.84%
Return on Assets0.29%
Return on Equity2.17%
Interest Income$8.55 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Partner Colorado Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Partner Colorado Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
1.05%$25$500EZ Savings Account
0.15%$25k-IRA Savings Account
0.05%$25-Savings Account
0.05%$25-Legacy Business Saver Account
0.05%$25-Christmas Club Account
0.05%$25-Club Accounts

Partner Colorado Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.25%$100k-Consumer Money Market Account
0.25%$100k-Legacy Business Money Market Account

Partner Colorado Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
3.00%-$10kHigh Interest Checking
0.10%$1k-Interest Checking Account
0.10%$1k-Legacy Premium Business Checking
0.10%--High Interest Checking

Partner Colorado Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.42%$500-48 Month CD
1.12%$500-60 Month CD
0.82%$500-24 Month CD
0.82%$500-36 Month CD
0.75%$100k-12 Month Jumbo Certificate
0.60%$25k-12 Month Baby Jumbo Certificate
0.56%$500-12 Month CD
0.52%$100-12 Month Add-On CD
0.45%$100k-6 Month Jumbo Certificate
0.30%$25k-6 Month Baby Jumbo Certificate
0.21%$500-6 Month CD
0.11%$500-3 Month CD

Partner Colorado Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.42%$500-48 Month IRA CD
1.12%$500-60 Month IRA CD
0.82%$500-24 Month IRA CD
0.82%$500-36 Month IRA CD
0.75%$100k-12 Month Jumbo IRA Certificate
0.60%$25k-12 Month Baby Jumbo IRA Certificate
0.56%$500-12 Month IRA CD
0.52%$100-12 Month Add-On IRA CD
0.21%$500-6 Month IRA CD
Locations


Partner Colorado Credit Union Locations
Branch OfficeHealth One - Rose Medical a Partner Colorado Credit Union 4567 E 9th AveDenver, CO 80220
Branch Office1600 W 12th AveDenver, CO 80204
Branch Office1719 E 19th AveDenver, CO 80218
Branch Office1100 US Highway 287 Ste A-800Broomfield, CO 80020-7079
Branch Office998 S Chambers RdAurora, CO 80017-3067
Branch Office6221 Sheridan BlvdArvada, CO 80003
Branch Office5150 S Federal BlvdLittleton, CO 80123-2974
Branch Office4000 Quebec StDenver, CO 80216-6619