Average User Rating:1 star rating based on 2 reviews.
First General Credit Union
First General Credit Union Locations|
589 E Ellis Rd Muskegon, MI 49441--567 231-798-4321 www.1stgeneral.com  |
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First General Credit Union is headquartered in Norton Shores and is the 130th largest credit union in the state of Michigan. It is also the 1,953rd largest credit union in the nation. It was established in 1953 and as of December of 2012, it had grown to 25 employees and 8,541 members. First General Credit Union has a 4-star health rating.
First General Credit Union Routing Number: 272483099
Related Posts
Top Long-Term CD Rates at First General Credit Union in Michigan - Local Only - 9/9/2011
First General Credit Union is offering some competitive long-term CD and IRA CD rates. The best ones are the 2.75% APY 5-year CD and the 2.00% APY 3-year CD. Minimum deposit is $1,000. This is listed ...
Competitive Short and Long-Term CD Rates at First General Credit Union in Michigan - Local Only - 11/12/2010
First General Credit Union is offering a 13-month CD special with a 1.65% APY. Minimum deposit is $1,000. This is listed in the credit union's promotions page as of 11/12/2010. According to the websit ...
See Rates for: Savings | Money Market | CD | IRA
First General Credit Union Savings Account Rates
First General Credit Union Money Market Rates
First General Credit Union CD Rates
First General Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.75% | $100 | - | 60 Month IRA | |
| 1.75% | $100 | - | 60 Month Roth IRA | |
| 1.75% | $100 | - | 60 Month CESA | |
| 1.35% | $100 | - | 48 Month IRA | |
| 1.35% | $100 | - | 48 Month Roth IRA | |
| 1.35% | $100 | - | 48 Month CESA | |
| 1.00% | $100 | - | 36 Month IRA | |
| 1.00% | $100 | - | 36 Month Roth IRA | |
| 1.00% | $100 | - | 36 Month CESA | |
| 0.70% | $100 | - | 24 Month IRA | |
| 0.70% | $100 | - | 24 Month Roth IRA | |
| 0.70% | $100 | - | 24 Month CESA | |
| 0.50% | $100 | - | 12 Month IRA | |
| 0.50% | $100 | - | 12 Month Roth IRA | |
| 0.50% | $100 | - | 12 Month CESA | |
| 0.40% | $100 | - | 6 Month IRA | |
| 0.40% | $100 | - | 6 Month Roth IRA | |
| 0.40% | $100 | - | 6 Month CESA |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Most Horrible Bank Ever!
- loveGod - Thursday, January 24, 2013 - 8:01 AMMy spouse and I had a loan here and when my son became ill (AML Cancer) at age 7, we were hospitalized for over 6 months. Now I am not say a person should not pay bills. But when you call to let them know that your son if fighting for his life and you will do your best to pay by a certain time. They should take that into effect. But no sooner than one day passed that day you were going to pay you get calles and letter threating to take you car. (mind you I was not even a month late on the car note) and you call to tell them again for the fifth time that you hospitalized and that you will have someone go to bank for you and deposit money. (when they do not have online payment options) It becomes a little rediculaous and they should be ashamed of themselves. Do they not have people that are months behind to mess with. I not even a month behind and I am threaten with actions to take my car. My son is 7 and hospitalized fighting for his life. I could careless about the **** car. First general you can have it. My son is way more important..
Now I have to go and get my loan switched over to another bank, just to have better options of paying online so I can be more avail to my son which is the bigger picture. (by the way my payment was less than $300.)
Now tell me is this a bank you want to bank with? I think not
2
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* All banks listed are a Member FDIC.
No Accountability
First General takes no accountability for their employees mistake. One employee has cost me thousands of dollars an no one seems to care because the call was not monitored. I had a loan that got charged off and tried to do the right thing by resolving the issue. I contacted the loss prevention department and was told that they would settle with me so I gave them the amount only for them to take my money and NOT close the account. They also sent my account to collections while I was making small payments up until 2/6/13 when I gave them a 2,000 payment. Prior to that happening I was able to discuss my account with the bank but now they won't even talk to me. First General Credit Union are crooks. I reported them to the BBB (Better Business Bureau) because this type of business is not right. People just don't have $2,000 to just throw away.That employee should be fired she knows who she is. Because of her incompitance, poor customer service and providing wrong information, my account is still not resolved. She nor the Operations director didn't even apologize or try to make it right.