River Valley Credit Union is headquartered in Miamisburg and is the 21st largest credit union in the state of Ohio. It is also the 757th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 86 employees and 25,909 members at 7 locations. River Valley Credit Union's money market rates are 6X the national average, and it has an A health rating.
River Valley Credit Union offers membership to those who live, work, worship or attend school in the Ohio counties of Butler, Clark, Greene, Miami, Montgomery, Preble, or Warren. Membership is also open to family of current members, or those affiliated with an employer or association that sponsors River Valley Credit Union services
See current membership details
Overall | |
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NCUA # | 97109 |
Year Chartered | 1949 |
Employees | 86 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 8.79% |
Annual Interest Income | $6.2MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $488.6MM$465.9MM |
Loans | Q1 2025vs Q1 2024 | $374MM$361.8MM |
Deposits | Q1 2025vs Q1 2024 | $424MM$396.2MM |
Equity Capital | Q1 2025vs Q1 2024 | $49.3MM$44.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.2MM$2.7MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.4MM$774K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
River Valley Credit Union Locations | ||
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Branch Office | 2094 S Alex Rd | West Carrollton, OH 45449-2491 |
Branch Office | 3927 Indian Ripple Rd | Dayton, OH 45440-3449 |
Branch Office | 25 W Central Ave | Springboro, OH 45066-1132 |
Branch Office | 505 Earl Blvd | Miamisburg, OH 45342 |
Branch Office | 2098 S Alex Rd | West Carrollton, OH 45449 |
Branch Office | 6595 Brandt Pike | Huber Heights, OH 45424 |
Branch Office | 1030 N Main St | Dayton, OH 45405-4212 |