Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
Not Federally Insured
310 E Colorado St.
Glendale, CA 91205

Fiscal Credit Union is headquartered in Glendale and is the 131st largest credit union in the state of California. It is also the 1,223rd largest credit union in the nation. It was established in 1935 and as of March of 2014, it had grown to 36 employees and 14,667 members. Fiscal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Fiscal Credit Union can be through one or more of the following criteria: Resident of a qualifying zip code area. Those living in most areas of the San Fernando and San Gabriel Valleys are eligible to apply for membership in Fiscal CU. Employment with a company which is located within a qualifying zip code area. Attending school which is located in a qualifying zip code area. Regularly attending place of worship at a location in a qualifying zip code area. Employment with certain L.A. County Departments. Employment with certain L.A. County Health Centers. Employment with a company on Fiscal's "Select Employer Group" list. Immediate member of a family of a current Fiscal CU member. Call for more details. - See Details

No reviews have been left for this bank yet. Be the first to review.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Fiscal Credit Union had $237,000 in non-current loans and owned real-estate with $12.08 million in equity and loan loss allowances on hand to cover it. This gives Fiscal Credit Union a Texas Ratio of 1.96% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Fiscal Credit Union decreased dramatically from 6.28% as of March 31, 2013 to 1.96% as of March 31, 2014, resulting in a positive change of 68.73%.This indicates that the balance sheet and financial strength for Fiscal Credit Union has improved dramatically in recent periods.

Deposit Growth


In the past year, Fiscal Credit Union has decreased its total deposits by $-962,000, resulting in -0.77% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fiscal Credit Union has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fiscal Credit Union has $137.52 million in assets with $12.08 million in equity, resulting in a capitalization level of 8.78%, which is average.

Institution Statistics

NCUA #97080
Year Chartered1935
Primary Regulator
Assets and Liabilities
Assets$137.52 million
Loans$45.02 million
Deposits$124.35 million
Equity Capital$11.69 million
Loan Loss Allowance$391,000
Unbacked Noncurrent Loans$237,000
Real Estate Owned$0
Historic Data - March 2013
Assets$140.05 million
Equity Capital$13.42 million
Loan Loss Allowance$1.08 million
Unbacked Noncurrent Loans$237,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin1.37%
Return on Assets-0.26%
Return on Equity-3.08%
Interest Income$1.01 million

Always verify rates and promotions with the bank or credit union. We are not Fiscal Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Fiscal Credit Union Savings Account Rates

0.10%$100-IRA Savings
0.10%$100-Roth IRA Savings
0.05%$200-Share (Savings)
0.05%$50-Holiday Club
0.05%$200-Young Savers

Fiscal Credit Union Money Market Rates

0.20%$100k-Insured Money Market Checking
0.12%$50k-Insured Money Market Plus

Fiscal Credit Union Checking Account Rates

0.03%--Premium Checking
0.03%--Benefits Plus Checking
0.03%--Benefits Plus - Youth Account

Fiscal Credit Union CD Rates

1.31%$100k-60 Month CD
1.05%$100k-48 - 59 Month CD
0.75%$100k-36 - 47 Month CD
0.45%$100k-24 - 35 Month CD
0.30%$100k-12 - 23 Month CD
0.20%$100k-180 - 364 Day CD
0.15%$10k-12 Month Cash First Certificate
0.15%$10k-12 Month 55+ Advantage Term Certificate
0.10%$1k-12 Month Cash First Asset Builder Certificate

Fiscal Credit Union IRA Rates

1.31%$100k-60 Month IRA
1.06%$100k-48 - 59 Month IRA
0.75%$100k-36 - 47 Month IRA
0.45%$100k-24 - 35 Month IRA
0.30%$100k-12 - 23 Month IRA
0.15%$10k-12 Month 55+ Advantage IRA Term Certificate

Fiscal Credit Union Locations
Branch Office700 Gale Dr Ste 160Campbell, CA 95008-0938
Branch Office310 E Colorado StGlendale, CA 91205-5116