GE Capital Financial Inc.

GE Capital Financial Inc. is headquartered in Salt Lake City and is the 9^th largest bank in the state of Utah. It is also the 92^nd largest bank in the nation. It was established in 1993 and as of March of 2012, it had grown to 68 employees at 1 location. GE Capital Financial Inc. has a 5-star health rating.

Data for Q1 2012

Institution Statistics GE Capital Financial Inc. FDIC Certificate # 33778 BankRate Report View Year Established 1993 Employees 68 Primary Regulator FDIC Assets and Liabilities Assets $12.49 billion Loans $10.18 billion Deposits $9.47 billion Equity Capital $2.05 billion Loan Loss Allowance $58.28 million Unbacked Noncurrent Loans $116.52 million Historic Data - March 2011 Assets $8.01 billion Equity Capital $1.78 billion Loan Loss Allowance $76.66 million Unbacked Noncurrent Loans $29.93 million Profit Margin - Quarterly Net Interest Margin 4.3% Return on Assets 2.07% Return on Equity 12.71% Interest Income $162.93 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 GE Capital Financial Inc. had $116.52 million in non-current loans and owned real-estate with $2.11 billion in equity and loan loss allowances on hand to cover it. This gives GE Capital Financial Inc. a Texas Ratio of 5.52% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for GE Capital Financial Inc. held steady from 1.61% as of March 31, 2011 to 5.52% as of March 31, 2012, resulting in a negative change of 242.52%. This indicates that the balance sheet and financial strength for GE Capital Financial Inc. has held steady in recent periods. Deposit Growth In the past year, GE Capital Financial Inc. has increased its total deposits by $3.7 billion, resulting in 63.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth GE Capital Financial Inc. has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. GE Capital Financial Inc. has $12.49 billion in assets with $2.11 billion in equity, resulting in a capitalization level of 16.90%, which is excellent.