Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
5429 Lbj Fwy Ste 600
Dallas, TX 75240-2611

GO Federal Credit Union is headquartered in Dallas and is the 105th largest credit union in the state of Texas. It is also the 1,331st largest credit union in the nation. It was established in 1937 and as of March of 2014, it had grown to 48 employees and 18,077 members. GO Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

People who live, work, worship, volunteer or attend school in Dallas County are eligible for membership. Immediate families and households of current members can also join the credit union. People and their spouses who reside, work or worship regularly in the City of Dallas may join. Those businesses and organizations residing, working or worshiping in Dallas County are eligible. People who are volunteers for groups and organizations in Dallas County may join the credit union. Immediate families and households of eligible members can also join the credit union. - See Details

Related Posts

Reviews (2)

Amazingly High Early Withdrawal Penalty On Certificates Of Deposit

Their early withdrawal penalty on a five year certificate of deposit is two and a one-half years interest vs. one-half year by the biggest credit union.  So their penalty is an amazing five times higher.   

Dallas Telco Credit Union

This credit union does not nickle and dime you. Sure, they have their share of fees, but if you are active in managing your money, you can avoid them. I feel everyone should have a credit union account. Their only MINOR disadvantage is that there are not many branches across Dallas, Texas.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 GO Federal Credit Union had $125,000 in non-current loans and owned real-estate with $8.94 million in equity and loan loss allowances on hand to cover it. This gives GO Federal Credit Union a Texas Ratio of 1.40% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for GO Federal Credit Union experienced no significant changes from 0.49% as of March 31, 2013 to 1.40% as of March 31, 2014, resulting in a negative change of 183.87%. This indicates that the balance sheet and financial strength for GO Federal Credit Union has had no significant changes in recent periods.

Deposit Growth


In the past year, GO Federal Credit Union has decreased its total deposits by -$3.65 million, resulting in -3.16% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth GO Federal Credit Union has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. GO Federal Credit Union has $122.28 million in assets with $8.94 million in equity, resulting in a capitalization level of 7.31%, which is below average.

Institution Statistics

NCUA #2073
Year Chartered1937
Primary Regulator
Assets and Liabilities
Assets$122.28 million
Loans$108.34 million
Deposits$111.76 million
Equity Capital$8.45 million
Loan Loss Allowance$487,000
Unbacked Noncurrent Loans$125,000
Real Estate Owned$0
Historic Data - March 2013
Assets$126.95 million
Equity Capital$8.84 million
Loan Loss Allowance$502,000
Unbacked Noncurrent Loans$125,000
Real Estate Owned$0
Profit Margin - Quarterly
Return on Assets0%
Return on Equity0%
Interest Income$1.23 million

Always verify rates and promotions with the bank or credit union. We are not GO Federal Credit Union, we are a rate comparison website and can not provide official rates or promotions.

GO Federal Credit Union Savings Account Rates

1.00%$100-Health Savings Account (HSA Checking)
0.10%$100-Christmas Club
0.10%$100-Vacation Club
0.10%$25-Kid's Club
0.10%$25-Smart Start Club
0.10%$25-IRA Share Savings
0.10%$25-Roth IRA Share Savings
0.10%$25-Coverdell Education Savings Account
0.05%$500-Share Savings

GO Federal Credit Union Money Market Rates

0.25%$300k-Money Market Account

GO Federal Credit Union Checking Account Rates

0.10%$2,500-Prestige Checking
0.05%$500-Traditional Checking
0.05%$500-Student Checking

GO Federal Credit Union CD Rates

1.20%$99k-5 Year Jumbo Certificate
1.10%$50k$99k5 Year Mini-Jumbo Certificate
1.00%$1k-5 Year Term Share Certificate
0.90%$99k-4 Year Jumbo Certificate
0.80%$50k$99k4 Year Mini-Jumbo Certificate
0.70%$1k-4 Year Term Share Certificate
0.60%$99k-2 Year Jumbo Certificate
0.60%$99k-3 Year Jumbo Certificate
0.55%$99k-18 Month Jumbo Certificate
0.50%$50k$99k2 Year Mini-Jumbo Certificate
0.50%$50k$99k3 Year Mini-Jumbo Certificate
0.50%$99k-1 Year Jumbo Certificate
0.45%$50k$99k18 Month Mini-Jumbo Certificate
0.40%$1k-2 Year Term Share Certificate
0.40%$1k-3 Year Term Share Certificate
0.40%$50k$99k1 Year Mini-Jumbo Certificate
0.35%$1k-18 Month Term Share Certificate
0.30%$1k-1 Year Term Share Certificate
0.20%$1k-6 Month Term Share Certificate

GO Federal Credit Union IRA Rates

1.00%$500-5 Year IRA Term Share Certificate
0.70%$500-4 Year IRA Term Share Certificate
0.40%$500-2 Year IRA Term Share Certificate
0.40%$500-3 Year IRA Term Share Certificate
0.35%$500-18 Month IRA Term Share Certificate
0.30%$500-1 Year IRA Term Share Certificate
0.20%$500-6 Month IRA Term Share Certificate

GO Federal Credit Union Locations
Branch Office3200 W Pleasant Run RdLancaster, TX 75146-1073
Branch Office4040 N Central ExpyDallas, TX 75204-3158
Branch Office5429 Lbj Fwy Ste 100Dallas, TX 75240-2647
Branch Office5429 Lbj Fwy Ste 600Dallas, TX 75240-2611