Grand Bank of Texas is headquartered in Grand Prairie and is the 248th largest bank in the state of Texas. It is also the 3,048th largest bank in the nation. It was established in 1975 and as of June of 2014, it had grown to 60 employees at 5 locations. Grand Bank of Texas has a B+ health rating.
I agree with Blake 100%. I did an accounts transfer on Saturday so that I could order my fiance's wedding ring! It is going to be hand-made and TIME is of the essence! I have been unable to pay the artisan, even today as the transfer was supposed to post! It has yet to and I still can't get HIS WEDDING RING! I have no clue why it should take THIS LONG to transfer funds between accounts that are BOTH MINE! Everyone else I know has no problem doing this. Why do I?
Furthermore, in the last few years, every time I go in, the staff is incredibly rude. One woman had me in tears in the Drive-Thru! I once called to check on my new account and was asked why I got a new checking account. I don't think that's their business! How about I just close my account altogether, because it's obvious I'm putting them out!
I have been Banking at Grand Bank since June of 1975. Since Marshal Sutton has left your service to me has
gone downhill. If I go to the Bank and ask for rolls of coins at the commerical drive thru I am told they have none at their station and I need to go inside and get the rolls. If I go inside and ask for rolls the tell me they
that I must go to the drive thru. If you do not want my business just say so!!!!!
1606 Capetown Drive
Grand Prairie,TX 75050
Where do I start? With their poorly designed web banking site, a staff that does not place customer service first or exorbitant fees that will nickel and dime your account to a zero balance, this bank gets a check by all three points. Moving my money from this bank as of April 2012.
Quarter guy needs to relax. I've had no problems with this bank what so ever. They give a fantastic rate on my checking 2.85%. Best I've had especially in these times.
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Grand Bank of Texas had $2.45 million in non-current loans and owned real-estate with $18.21 million in equity and loan loss allowances on hand to cover it. This gives Grand Bank of Texas a Texas Ratio of 13.43% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Grand Bank of Texas experienced no significant changes from 14.67% as of June 30, 2013 to 13.43% as of June 30, 2014, resulting in a positive change of 8.41%.This indicates that the balance sheet and financial strength for Grand Bank of Texas has had no significant changes in recent periods.
In the past year, Grand Bank of Texas has increased its total deposits by $34.95 million, resulting in 23.58% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Grand Bank of Texas has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Grand Bank of Texas has $200.19 million in assets with $18.21 million in equity, resulting in a capitalization level of 9.10%, which is average.
|FDIC Certificate #||22040|
|Assets and Liabilities|
|Equity Capital||$16.26 million|
|Loan Loss Allowance||$1.95 million|
|Unbacked Noncurrent Loans||$558,000|
|Real Estate Owned||$1.89 million|
|Historic Data - June 2013|
|Equity Capital||$15.42 million|
|Loan Loss Allowance||$1.73 million|
|Unbacked Noncurrent Loans||$558,000|
|Real Estate Owned||$2.02 million|
|Profit Margin - Quarterly|
|Return on Assets||0.64%|
|Return on Equity||7.67%|
|Interest Income||$4.60 million|
Sorry, we do not have rate data for Grand Bank of Texas
|Grand Bank of Texas Locations|
|Marble Falls Branch||1800 Mormon Mill Road||Marble Falls, TX 78654|
|Grand Bank Of Texas||2341 South Belt Line Road||Grand Prairie, TX 75051|
|Dallas Beckley Branch||305 E. Colorado Blvd.||Dallas, TX 75203|
|Carrier Parkway Branch||530 S. Carrier Parkway||Grand Prairie, TX 75051|
|Horseshoe Bay Branch||8000 W Fm 2147||Horseshoe Bay, TX 78657|