Huntingdon Valley Bank
Huntingdon Valley Bank is headquartered in Warminster and is the 147th largest bank in the state of Pennsylvania. It is also the 3,502nd largest bank in the nation. It was established in 1891 and as of December of 2013, it had grown to 62 employees at 7 locations. Huntingdon Valley Bank has a B health rating.
Terrible Customer Service In Mortagage Dept.
This has to be the worst institution to try & secure a loan for a mortgage. They will mislead you & drag their feet...meanwhile time passes by. Don't expect return calls or responses to e-mails AT ALL!!!! They aren't the friendliest either especially AA.......STAY AWAY. YOU"VE BEEN WARNED.
Data for Q4 2013
Institution Health
Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Huntingdon Valley Bank had $2.55 million in non-current loans and owned real-estate with $10.75 million in equity and loan loss allowances on hand to cover it. This gives Huntingdon Valley Bank a Texas Ratio of 23.77% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Huntingdon Valley Bank decreased slightly from 32.20% as of December 31, 2012 to 23.77% as of December 31, 2013, resulting in a positive change of 26.19%.This indicates that the balance sheet and financial strength for Huntingdon Valley Bank has improved slightly in recent periods.
Deposit Growth
In the past year, Huntingdon Valley Bank has increased its total deposits by $4.86 million, resulting in 3.53% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Huntingdon Valley Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Huntingdon Valley Bank has $164.66 million in assets with $10.75 million in equity, resulting in a capitalization level of 6.53%, which is below average.
Institution Statistics
| Overall | |
|---|---|
| FDIC Certificate # | 30464 |
| Year Established | 1891 |
| Employees | 62 |
| Primary Regulator | FDIC |
| Assets and Liabilities | |
|---|---|
| Assets | $164.66 million |
| Loans | $79.54 million |
| Deposits | $142.67 million |
| Equity Capital | $10.26 million |
| Loan Loss Allowance | $485,000 |
| Unbacked Noncurrent Loans | $1.99 million |
| Real Estate Owned | $566,000 |
| Historic Data - December 2012 | |
|---|---|
| Assets | $157.92 million |
| Equity Capital | $11.84 million |
| Loan Loss Allowance | $541,000 |
| Unbacked Noncurrent Loans | $1.99 million |
| Real Estate Owned | $1.51 million |
| Profit Margin - Quarterly | |
|---|---|
| Net Interest Margin | 2.77% |
| Return on Assets | 0.01% |
| Return on Equity | 0.07% |
| Interest Income | $4.98 million |
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Huntingdon Valley Bank Savings Account Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.50% | $250k | - | Star Savings | |
| 0.20% | $100k | - | Statement Savings | |
| 0.15% | - | - | Passbook Savings | |
| 0.15% | - | - | Club Account |
Huntingdon Valley Bank Money Market Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.30% | $50k | - | Premium Money Market | |
| 0.20% | $5k | - | Premium Business Money Market |
Huntingdon Valley Bank Checking Account Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Independence Checking | |
| 0.15% | $500 | - | Independence 50 Checking | |
| 0.15% | $5k | - | Generations Gold Checking | |
| 0.15% | $5k | - | Generations Gold 50 Checking |
Huntingdon Valley Bank CD Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 1.35% | $500 | - | 10 Year CD | |
| 1.20% | $500 | - | 45 Month CD | |
| 1.15% | $500 | - | 5 Year CD | |
| 1.15% | $500 | - | 6-9 Year CD | |
| 1.00% | $500 | - | 33 Month CD | |
| 1.00% | $500 | - | 4 Year CD | |
| 0.85% | $500 | - | 27 Month CD | |
| 0.80% | $500 | - | 3 Year CD | |
| 0.75% | $500 | - | 2 1/2 Year CD | |
| 0.55% | $500 | - | 2 Year CD | |
| 0.45% | $500 | - | 18 Month CD | |
| 0.35% | $500 | - | 1 Year CD | |
| 0.25% | $500 | - | 9 Month CD | |
| 0.20% | $500 | - | 182 Day CD | |
| 0.15% | $500 | - | 91 Day CD |
Huntingdon Valley Bank IRA Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 1.35% | $500 | - | 10 Year IRA | |
| 1.20% | $500 | - | 45 Month IRA | |
| 1.15% | $500 | - | 5 Year IRA | |
| 1.15% | $500 | - | 6-9 Year IRA | |
| 1.00% | $500 | - | 33 Month IRA | |
| 1.00% | $500 | - | 4 Year IRA | |
| 0.85% | $500 | - | 27 Month IRA | |
| 0.80% | $500 | - | 3 Year IRA | |
| 0.75% | $500 | - | 2 1/2 Year IRA | |
| 0.55% | $500 | - | 2 Year IRA | |
| 0.45% | $500 | - | 18 Month IRA | |
| 0.35% | $500 | - | 1 Year IRA | |
| 0.25% | $500 | - | 9 Month IRA | |
| 0.20% | $500 | - | 182 Day IRA | |
| 0.20% | $250 | - | 18 Month Variable IRA | |
| 0.15% | $500 | - | 91 Day IRA |
| Huntingdon Valley Bank Locations | ||
|---|---|---|
| County Line Road Branch | 1990 County Line Road | Huntingdon Valley, PA 19006 |
| Jamison Branch | 2190 York Road, Suite 1 | Jamison, PA 18929 |
| Plumsteadville Branch | 5725 Easton Road | Plumsteadville, PA 18949 |
| Warrington Branch | 610 Easton Road | Warrington, PA 18976 |
| Huntingdon Valley Bank | 650 Louis Drive, Suite 100 | Warminster, PA 18974 |
| Lafayette Redeemer Branch | 8580 Verree Rd | Philadelphia, PA 19111 |