Huntingdon Valley Bank

Huntingdon Valley Bank is headquartered in Warminster and is the 153^rd largest bank in the state of Pennsylvania. It is also the 3,842^nd largest bank in the nation. It was established in 1891 and as of March of 2012, it had grown to 70 employees at 6 locations. Huntingdon Valley Bank has a 3-star health rating.

Huntingdon Valley Bank Checking Account Rates

Huntingdon Valley Bank Savings Account Rates

Huntingdon Valley Bank Money Market Rates

Huntingdon Valley Bank CD Rates

Huntingdon Valley Bank IRA Rates

Data for Q1 2012

Institution Statistics Huntingdon Valley Bank FDIC Certificate # 30464 BankRate Report View Year Established 1891 Employees 70 Primary Regulator FDIC Assets and Liabilities Assets $152.10 million Loans $80.55 million Deposits $132.58 million Equity Capital $11.19 million Loan Loss Allowance $472,000 Unbacked Noncurrent Loans $1.79 million Real Estate Owned $2.82 million Historic Data - March 2011 Assets $139.31 million Equity Capital $10.31 million Loan Loss Allowance $614,000 Unbacked Noncurrent Loans $3.11 million Real Estate Owned $1.86 million Profit Margin - Quarterly Net Interest Margin 3.01% Return on Assets 0.12% Return on Equity 1.7% Interest Income $1.37 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Huntingdon Valley Bank had $4.61 million in non-current loans and owned real-estate with $11.67 million in equity and loan loss allowances on hand to cover it. This gives Huntingdon Valley Bank a Texas Ratio of 39.49% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Huntingdon Valley Bank held steady from 45.56% as of March 31, 2011 to 39.49% as of March 31, 2012, resulting in a positive change of 13.32%.This indicates that the balance sheet and financial strength for Huntingdon Valley Bank has held steady in recent periods. Deposit Growth In the past year, Huntingdon Valley Bank has increased its total deposits by $12.54 million, resulting in 10.45% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Huntingdon Valley Bank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Huntingdon Valley Bank has $152.1 million in assets with $11.67 million in equity, resulting in a capitalization level of 7.67%, which is below average.

No reviews have been left for this bank yet. Be the first to review.