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Overview / Commentary
215-947-7222
650 Louis Drive, Suite 100
Warminster, PA 18974

Huntingdon Valley Bank is headquartered in Warminster and is the 146th largest bank in the state of Pennsylvania. It is also the 3,516st largest bank in the nation. It was established in 1891 and as of March of 2014, it had grown to 57 employees at 6 locations. Huntingdon Valley Bank has a B health rating.

Reviews (1)

Terrible Customer Service In Mortagage Dept.

This has to be the worst institution to try & secure a loan for a mortgage. They will mislead you & drag their feet...meanwhile time passes by. Don't expect return calls or responses to e-mails AT ALL!!!! They aren't the friendliest either especially AA.......STAY AWAY.  YOU"VE BEEN WARNED.



Health

Data for Q1 2014

Institution Health

B

Texas Ratio

GRADE:
B

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Huntingdon Valley Bank had $2.3 million in non-current loans and owned real-estate with $10.84 million in equity and loan loss allowances on hand to cover it. This gives Huntingdon Valley Bank a Texas Ratio of 21.22% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A

The Texas Ratio for Huntingdon Valley Bank decreased dramatically from 31.24% as of March 31, 2013 to 21.22% as of March 31, 2014, resulting in a positive change of 32.07%.This indicates that the balance sheet and financial strength for Huntingdon Valley Bank has improved dramatically in recent periods.

Deposit Growth

GRADE:
A

In the past year, Huntingdon Valley Bank has increased its total deposits by $5.47 million, resulting in 4.02% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Huntingdon Valley Bank has shown is excellent.

Capitalization

GRADE:
C-

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Huntingdon Valley Bank has $162.76 million in assets with $10.84 million in equity, resulting in a capitalization level of 6.66%, which is below average.

Institution Statistics

Overall
FDIC Certificate #30464
Year Established1891
Employees57
Primary RegulatorFDIC
Assets and Liabilities
Assets$162.76 million
Loans$84.64 million
Deposits$141.53 million
Equity Capital$10.36 million
Loan Loss Allowance$483,000
Unbacked Noncurrent Loans$1.86 million
Real Estate Owned$439,000
Historic Data - March 2013
Assets$154.94 million
Equity Capital$11.51 million
Loan Loss Allowance$569,000
Unbacked Noncurrent Loans$1.86 million
Real Estate Owned$1.72 million
Profit Margin - Quarterly
Net Interest Margin2.78%
Return on Assets-0.49%
Return on Equity-7.8%
Interest Income$1.27 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Huntingdon Valley Bank, we are a rate comparison website and can not provide official rates or promotions.

Huntingdon Valley Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.50%$250k-Star Savings
0.20%$100k-Statement Savings
0.15%--Passbook Savings
0.15%--Club Account

Huntingdon Valley Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.30%$50k-Premium Money Market
0.20%$5k-Premium Business Money Market

Huntingdon Valley Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.15%$2,500-Independence Checking
0.15%$2,500-Independence 50 Checking
0.15%--Generations Gold Checking
0.15%--Generations Gold 50 Checking

Huntingdon Valley Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.35%$500-10 Year CD
1.20%$500-45 Month CD
1.15%$500-5 Year CD
1.15%$500-6-9 Year CD
1.00%$500-33 Month CD
1.00%$500-4 Year CD
0.85%$500-27 Month CD
0.80%$500-3 Year CD
0.75%$500-2 1/2 Year CD
0.55%$500-2 Year CD
0.45%$500-18 Month CD
0.35%$500-1 Year CD
0.25%$500-9 Month CD
0.20%$500-182 Day CD
0.15%$500-91 Day CD

Huntingdon Valley Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.35%$500-10 Year IRA
1.20%$500-45 Month IRA
1.15%$500-5 Year IRA
1.15%$500-6-9 Year IRA
1.00%$500-33 Month IRA
1.00%$500-4 Year IRA
0.85%$500-27 Month IRA
0.80%$500-3 Year IRA
0.75%$500-2 1/2 Year IRA
0.55%$500-2 Year IRA
0.45%$500-18 Month IRA
0.35%$500-1 Year IRA
0.25%$500-9 Month IRA
0.20%$500-182 Day IRA
0.20%$250-18 Month Variable IRA
0.15%$500-91 Day IRA
Locations


Huntingdon Valley Bank Locations
County Line Road Branch1990 County Line RoadHuntingdon Valley, PA 19006
Jamison Branch2190 York Road, Suite 1Jamison, PA 18929
Plumsteadville Branch5725 Easton RoadPlumsteadville, PA 18949
Warrington Branch610 Easton RoadWarrington, PA 18976
Huntingdon Valley Bank650 Louis Drive, Suite 100Warminster, PA 18974
Lafayette Redeemer Branch8580 Verree RdPhiladelphia, PA 19111