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Kearny Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.kearnybank.com
800-273-3406
120 Passaic Avenue
Fairfield, NJ 07004

Kearny Federal Savings Bank was founded in 1884. By providing a superior level of service, they hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of their other financial services, they pledge to respond quickly, professionally and in a manner that puts your needs first.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28765
Year Established1884
Employees526
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.88%
Annual Interest Income$79.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$7.72B$7.83B
LoansQ1 2025vs Q1 2024$5.81B$5.72B
DepositsQ1 2025vs Q1 2024$5.74B$5.25B
Equity CapitalQ1 2025vs Q1 2024$703.5MM$792.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$44.5MM$44.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$37.7MM$39.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Kearny Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Kearny Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†$10-Kid's Club Account
0.10%†$5-Holiday Club
0.05%†$0-Statement Savings

Kearny Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*†$1m*-Relationship Building Money Market with Checking - New Money
OTHER TIERS: 0.05% → $0 - $15k | 3.50% → $15k - $100k | 3.66% → $100k - $250k | 3.75% → $250k - $500k | 3.85% → $500k - $1m

Kearny Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%†$0$25kHigh Yield Checking
0.15%*†$2.5k*-Relationship Checking - New Money
OTHER TIERS: 0.05% → $0 - $2.5k
0.15%†$0-Senior Checking

Kearny Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$500-4 Month CD
3.85%†$500-7 Month CD
3.75%†$500-10 Month CD
3.50%†$500-13 Month CD
3.35%†$500-19 Month CD
3.00%†$500-5 Year CD
2.50%†$500-1 Year CD
2.25%†$500-18 Month CD
1.74%†$500-25 Month CD
0.70%†$500-4 Year CD
0.55%†$500-3 Year CD
0.40%†$500-2 Year CD
0.05%†$25k-30 Day CD
0.05%†$1k-91 Day CD
0.05%†$1k-6 Month CD

Kearny Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$500-4 Month IRA
3.85%†$500-7 Month IRA
3.75%†$500-10 Month IRA
3.50%†$500-13 Month IRA
3.35%†$500-19 Month IRA
3.00%†$500-5 Year IRA
2.50%†$500-1 Year IRA
2.25%†$500-18 Month IRA
1.74%†$500-25 Month IRA
0.70%†$500-4 Year IRA
0.55%†$500-3 Year IRA
0.40%†$500-2 Year IRA
0.05%†$1k-6 Month IRA
Locations

Availability

New York Area

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