Androscoggin Savings Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.androscogginbank.com

207-753-1534

30 Lisbon Street
Lewiston, ME 04240

Androscoggin Savings Bank is headquartered in LEWISTON and is the 11^th largest bank in the state of Maine. It is also the 678^th largest bank in the nation. It was established in 1870 and as of March of 2025, it had grown to 196 employees at 11 locations. Androscoggin Savings Bank's money market rates are 8X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	17751
Year Established	1870
Employees	196
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	4.1%
Annual Interest Income	$19.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.69B$1.63B
Loans	Q1 2025vs Q1 2024	$1.4B$1.32B
Deposits	Q1 2025vs Q1 2024	$1.33B$1.31B
Equity Capital	Q1 2025vs Q1 2024	$150MM$138.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.2MM$12.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.7MM$805K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Androscoggin Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Androscoggin Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$0	-	Health Savings Account
0.10%^*	$25k^*	-	Companion Savings
OTHER TIERS: 0.05% → $0 - $25k
0.10%	$0	-	Community NOW Savings
0.07%^*	$100k^*	-	Business Savings
OTHER TIERS: 0.01% → $0 - $25k \| 0.05% → $25k - $100k
0.05%	$0	-	Christmas Club
0.01%	$0	-	Standard Savings

Androscoggin Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.35%^*	$100k^*	-	Personal Flex Money Market Account - New Money
OTHER TIERS: 1.75% → $0 - $100k
3.35%^*	$100k^*	-	Business Flex Money Market Account - New Money
OTHER TIERS: 1.75% → $0 - $100k
0.50%^*	$100k^*	-	Personal Money Market Account
OTHER TIERS: 0.01% → $0 - $5k \| 0.15% → $5k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $75k \| 0.30% → $75k - $100k
0.50%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $0 - $5k \| 0.15% → $5k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $75k \| 0.30% → $75k - $100k

Androscoggin Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	$100k	Preferred Checking
OTHER TIERS: 0.10% → $0+
0.10%	$0	-	Community NOW Checking

Androscoggin Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.85%	$500	-	1 Year CD
3.75%	$500	-	9 Month CD
3.00%	$500	-	6 Month CD
2.50%	$500	-	3 Month CD
2.25%	$500	-	2 Year CD
2.25%	$500	-	3 Year CD
2.25%	$500	-	4 Year CD
2.25%	$500	-	5 Year CD
2.00%	$500	-	18 Month CD

Androscoggin Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.19%	$500	-	18 Month Variable Rate IRA
3.85%	$500	-	1 Year IRA
3.75%	$500	-	9 Month IRA
3.00%	$500	-	6 Month IRA
2.25%	$500	-	2 Year IRA
2.25%	$500	-	3 Year IRA
2.25%	$500	-	4 Year IRA
2.25%	$500	-	5 Year IRA
2.00%	$500	-	18 Month IRA
0.01%	$0	-	IRA Saver Account

Locations

Availability

Portland Area

Portland Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.