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BMO


Overview / Commentary
www.bmo.com
312-461-2323
111 West Monroe Street
Chicago, IL 60603

BMO is headquartered in CHICAGO and is the largest bank in the state of Illinois. It is also the 14th largest bank in the nation. It was established in 1947 and as of December of 2023, it had grown to 18,941 employees at 1,043 locations. BMO's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

BMO Harris $300/$500/$1,000 Business Checking Bonus - 3/14/2024

It is Nationwide via online application. No ChexSystems... at least in my case, I used EIN as Business Tax ID. The Promotion is a type of "clever" trap, there is a Average Collected Balance requirement that could not be satisfied with stated $$$ minimum. Expect to be doing heavy calculation and maintain at least double of stated $$$ minimum balance for at least a day or longer. After all, from the basis of 5% on $30K the Bonus will net about $600. IGR doesn't do conversion of one time bonus into APY and doesn't welcome equivalent Rate calculations! The opening process was pretty entertaining. Right after "Submit" got the message displayed...something like...we are reviewing your application. Next day email "Action Required!" arrived from noreply@bmo requesting the submission of proof of the incorporation(for sole proprietorship under my legal name as it was) and Letter of Good Standing from "Secretary of State"(had to guess not from Blinken). Called them, interested why BMO insists

BMO $300 Bonus Is A Foul Play - 7/5/2023

https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/?COID=BMOP-07202I-U9H3N57

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8/26/20 - MM Big Drop From .95 To .75% APY
7/25/20 - BMO Harris Platinum Money Market Drops To 0.95%
7/7/20 - BMO Harris Platinum Money Market Drops To 1.10%
6/19/20 - Another BMO Harris MM Rate Cut
6/10/20 - BMO Harris mm Drops To 1.35%
5/1/20 - BMO Harris Savings Drops To 1.65% APY
4/8/20 - BMO Harris Bank MM 1.75% APY, $5,000 Min
10/29/18 - BMO Harris Ups 60-Month Special CD Rate
3/25/18 - 3% 5 Year CD As Of March 25
2/26/18 - BMO Harris Bank Has A Special Rate 60-Month CD
1/29/18 - 2% 18 Month CD At BMO Harris Bank
12/1/17 - BMO Harris Bank Offers Long-Term "Step Rate" CDs
7/3/17 - BMO Harris Bank Adds CD Specials (Checking Relationship)
5/10/17 - BMO Harris Bank's $200 Checking Bonus Available Nationwide
3/2/17 - Earn $200 Checking Bonus At BMO Harris Bank
2/28/17 - $200 Checking Bonus From BMO Harris Bank
2/21/17 - BMO Harris Bank Adds Three Relationship CD Specials
11/15/16 - Special 2% 59-Month CD And $50 Checking Bonus At BMO Harris
4/29/16 - $200 Checking Bonus Has Been Extended At BMO Harris
7/31/15 - BMO Harris Bank Promotes New Checking $200 Cash Bonus
6/19/14 - Up to $200 Checking Account Bonus at BMO Harris Bank
3/19/14 - BMO Harris $200 Checking Account Bonus - May Be Targeted
3/11/13 - Up to $200 Checking Account Bonus at BMO Harris Bank in Some States
8/2/10 - $1,000 Business Checking Promotion At Harris Bank In IL, WI & IN
11/11/09 - $150 Checking Account Bonus at Harris Bank
9/1/09 - $150 Checking Account Bonus at Southwest Bank in Missouri - Local Only
3/13/09 - 3.00% 10-Month CD & 3.75% 39-Month CD at AMCORE Bank in IL & WI
1/20/09 - 4.00% 39-Month CD and 3.50% 10-Month CD at Amcore Bank in IL and WI
10/24/08 - 4.50% 7-Month / 5.10% 60-Month CD at Harris Bank
7/19/08 - 5.00% 39-Month / 4.00% 19-Month CD at an IL/WI Bank (Amcore)
5/24/08 - 4.70% 60-Month / 3.60% 20-Month CD at M&I Bank
4/20/08 - 4.50% 60-Month CD at M&I Bank
1/9/06 - CD Specials (5% 13-mo) at an Indiana Bank

Reviews (185)

Thanks For The Good Job

Posted by: |

Have you gotten yourself involved in a cryptocurrency scam or any scam at all? If yes, know that you you are not alone, there a a lot of people in this same situation. I was a victim of a cryptocurrency scam that cost me a lot of money. This happened a few weeks ago, there’s only one solution which is to talk to the right people, if you don’t do this you will end up being really depressed . I was really devastated until i sent a mail to an expert team who came highly recommended – \. I started seeing some hope for myself from the moment i sent them a mail. The good part is they made the entirely process stress free for me, i literally sat and waited for them to finish and i received what i lost in my wallet.

1

Stress Free

Posted by: |

came across a private investigator online who helped me fix my bad credit score,increase my son's bad school grades also helped me spy on my ex cheating wife who wanted to run away with half of my properties after divorce but she could not have her way all thanks to Premiumhackservices AT gmail DOT com now i am living a stress free life all because of the encounter i have with these private investigator, Contact now via Whatsapp +14106350697 and be left happy.

1

Bmo Morons

Posted by: |

Complete douchbags utterly incompetent

3

My Account Is Frozen For No Reason

Posted by: |

This is the worst Bank I've ever had ... they put my account as frozen... its been over 3 weeks and I can't even get my money withdraw.... for no reason there holding my account... what kind a Bank is this ????? Do not use this bank ... I willl never go to this bank at all... the fraud department is so rude and ignorant..... BMO Sucks. And now there telling me it might take up to 30 days ..... I Hate This Bank ... I will take Bank of America and Chase 100% over this Stupid BMO

3
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Health
A+

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16571
Year Established1947
Employees18941
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.41%
Annual Interest Income$12.8B
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$265.7B$177B
LoansQ4 2023vs Q4 2022$146.1B$99.99B
DepositsQ4 2023vs Q4 2022$206.6B$142B
Equity CapitalQ4 2023vs Q4 2022$32.99B$18.54B
Loan Loss AllowanceQ4 2023vs Q4 2022$2.24B$847MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.41B$442.2MM
Real Estate OwnedQ4 2023vs Q4 2022$8.7MM$5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not BMO; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

BMO Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%†--IRA Premium Savers
0.01%†--Savings Builder

BMO Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%†$250k-Relationship Plus Money Market - Premier Package
3.04%†$100k$250kRelationship Plus Money Market - Platinum Package
2.02%†$25k$100kRelationship Plus Money Market - Gold Package
1.00%†--Relationship Plus Money Market

BMO Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%†--BMO Relationship Checking
0.01%†--BMO Relationship Checking - Silver (<25k combined balance)
0.01%†--BMO Relationship Checking - Gold (25k-<100k combined balance)
0.01%†--BMO Relationship Checking - Platinum (100k-<250k combined balance)
0.01%†--BMO Relationship Checking - Premier (250k+ combined balance)

BMO CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%†$1k-13 Month CD Special
4.40%†$1k-25 Month CD Special
4.30%†$1k-59 Month CD Special
4.30%†$1k-35 Month CD Special
4.30%$1k-45 Month CD Special
2.00%†$1k-12 Month CD
1.70%†$1k-18 Month CD
1.50%†$1k-24 Month CD
1.40%†$1k-30 Month CD
1.35%†$1k-36 Month CD
1.35%†$1k-48 Month CD
1.35%†$1k-60 Month CD
0.05%†$1k-3 Month CD
0.05%†$1k-6 Month CD
0.05%†$1k-9 Month CD
0.05%†$100k-1 Month CD
0.05%†$100k-2 Month CD

BMO IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†$1k-60 Month IRA
0.15%†$1k-48 Month IRA
0.10%†$1k-36 Month IRA
0.05%†$1k-3 Month IRA
0.05%†$1k-6 Month IRA
0.05%†$1k-9 Month IRA
0.05%†$1k-12 Month IRA
0.05%†$1k-18 Month IRA
0.05%†$1k-24 Month IRA
0.05%†$1k-30 Month IRA
Locations

Availability

Orlando Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.