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Finance Factors


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.financefactors.com
808-548-4940
1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in HONOLULU and is the 6th largest bank in the state of Hawaii. It is also the 1,360th largest bank in the nation. It was established in 1952 and as of March of 2025, it had grown to 105 employees at 13 locations. Finance Factors' savings rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #25158
Year Established1952
Employees105
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.28%
Return on Equity - YTD-2.72%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$711.5MM$669.3MM
LoansQ1 2025vs Q1 2024$498.4MM$466.7MM
DepositsQ1 2025vs Q1 2024$542.1MM$537.7MM
Equity CapitalQ1 2025vs Q1 2024$73.9MM$72.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12MM$11.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.5MM$545K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Finance Factors; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Finance Factors Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$100k*-Premier Savings
OTHER TIERS: 2.00% → $100 - $50k | 2.50% → $50k - $100k
1.00%*$100*$10ke-Savings
OTHER TIERS: 0.10% → $0 - $100

Finance Factors CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%†$1k-3 Month CD Special - Hawaii Residents Only
3.90%†$1k-Business 3 Month CD-Hawaii Residents Only
3.75%†$1k-6 Month eCD Special - Hawaii Residents Only
3.75%†$1k-Business 6 Month eCD Special - Hawaii Residents Only
3.50%†$1k-6 Month CD Special - Hawaii Residents Only
3.50%†$1k-Business 6 Month CD Special - Hawaii Residents Only
3.50%†$1k-12 Month eCD Special - Hawaii Residents Only
3.50%†$1k-Business 12 Month eCD Special - Hawaii Residents Only
3.25%†$1k-12 Month CD Special - Hawaii Residents Only
3.25%†$1k-Business 12 Month CD Special - Hawaii Residents Only
Locations

Availability

Honolulu Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.