United Mississippi Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.unitedmsbk.com

601-445-7000

75 Melrose Montebello Parkway
Natchez, MS 39120

United Mississippi Bank is headquartered in NATCHEZ and is the 25^th largest bank in the state of Mississippi. It is also the 1,691^st largest bank in the nation. It was established in 1973 and as of March of 2025, it had grown to 137 employees at 13 locations. United Mississippi Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	21083
Year Established	1973
Employees	137
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.11%
Return on Equity - YTD	10.22%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$546MM$454.4MM
Loans	Q1 2025vs Q1 2024	$358.7MM$296.4MM
Deposits	Q1 2025vs Q1 2024	$481.7MM$364.3MM
Equity Capital	Q1 2025vs Q1 2024	$57.7MM$51.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3MM$3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$541K$415K
Real Estate Owned	Q1 2025vs Q1 2024	$58K$232K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Mississippi Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$0	$15k	NetChek
OTHER TIERS: 0.25% → $15k+

Locations

United Mississippi Bank Locations
Morgantown Branch	1 Morgantown Road	Adams County, MS 39120
Woodville Downtown Office	142 Royal Oak Street	Woodville, MS 39669
Fayette Branch	1440 Main Street	Fayette, MS 39069
Southern Motor Bank	20 Seargent S Prentiss Drive	Natchez, MS 39120
United Mississippi Bank	75 Melrose Montebello Pkwy	Natchez, MS 39120
Operations Natchez	203 S Commerce St	Natchez, MS 39120
Bude Branch	2292 Highway 184 E	Bude, MS 39630
Gloster Branch	647 Highway 33	Gloster, MS 39638
Vidalia Branch	4257 Carter Street	Vidalia, LA 71373

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