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  2. Univest Bank and Trust Co.

Univest Bank and Trust Co.


Overview / Commentary
www.univest.net
877-723-5571
14 North Main Street
Souderton, PA 18964

Univest Bank and Trust Co. is headquartered in SOUDERTON and is the 10th largest bank in the state of Pennsylvania. It is also the 199th largest bank in the nation. It was established in 1876 and as of December of 2023, it had grown to 875 employees at 55 locations. Univest Bank and Trust Co. has an A health rating.

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Reviews (2)

Awesome People

Posted by: |

I love this bank. Every time I walk into the bank I am greeted by the tellers by name. It makes me feel special and warm. Then after they finish my transaction flawlessly, they always ask me if I would like a cookie. This bank bakes their cookies in-house and they are so delicious! It's always a nice part of my day when I am there. I'm thankful to be part of this bank.

1

Great Bank

Posted by: |

Last year when I moved to Philadelphia, I happened to walk by a small bank on 36th and Market st called UniBank. They had an offer for 1.3% return on a 24 month CD, which is pretty high nowaways for banks with physical locations. Turns out, this bank is mainly in the Northeast and they also have slightly higher yield savings accounts as well. I opened my account there in August, 2016 and have been very happy with the interest rates and the service. They are open on many holidays as well, which has made it easy for me to access them whenever I have a question or have a banking need. Since they are a smaller branch, they focus more on customer service, and I feel like I am not just a number to them. The tellers both know me by name and always greet me with a smiling face. I currently only have a CD with them, but will consider opening another savings account in the near future.

1


Health
A

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7759
Year Established1876
Employees875
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.75%
Annual Interest Income$371.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$7.76B$7.21B
LoansQ4 2023vs Q4 2022$6.49B$6.05B
DepositsQ4 2023vs Q4 2022$6.49B$6.04B
Equity CapitalQ4 2023vs Q4 2022$856.3MM$786.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$85.4MM$79MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$19MM$13.9MM
Real Estate OwnedQ4 2023vs Q4 2022$19MM$19.3MM
Rates
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Univest Bank and Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-7 Month CD Special
5.25%$500-13 Month CD Special
0.80%$500-72 Month Fixed CD
0.65%$500-60 Month Fixed CD
0.55%$500-48 Month Fixed CD
0.50%$500-36 Month Fixed CD
0.47%$500-30 Month Fixed CD
0.45%$500-24 Month Fixed CD
0.40%$500-18 Month Fixed CD
0.35%$500-12 Month Fixed CD
0.20%$500-9 Month Fixed CD
0.10%$500-26 Week Fixed CD
0.05%$500-91 Day Fixed CD

Univest Bank and Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-7 Month IRA Special
5.25%$500-13 Month IRA Special
0.80%$500-72 Month Fixed IRA
0.65%$500-60 Month Fixed IRA
0.55%$500-48 Month Fixed IRA
0.50%$500-36 Month Fixed IRA
0.47%$500-30 Month Fixed IRA
0.45%$500-24 Month Fixed IRA
0.40%$500-18 Month Fixed IRA
0.35%$500-12 Month Fixed IRA
0.20%$500-9 Month Fixed IRA
0.10%$500-26 Week Fixed IRA
0.05%$500-91 Day Fixed IRA
Locations

Availability

Philadelphia Area

Interactive local rates map


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