Western Commerce Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.wcb.net

575-887-6686

127 South Canyon Street
Carlsbad, NM 88220

Western Commerce Bank is headquartered in CARLSBAD and is the 7^th largest bank in the state of New Mexico. It is also the 1,213^th largest bank in the nation. It was established in 1961 and as of March of 2025, it had grown to 97 employees at 12 locations. Western Commerce Bank has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18389
Year Established	1961
Employees	97
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.92%
Return on Equity - YTD	30.99%
Annual Interest Income	$11.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$830.9MM$789.6MM
Loans	Q1 2025vs Q1 2024	$449.9MM$434.2MM
Deposits	Q1 2025vs Q1 2024	$755.9MM$717.6MM
Equity Capital	Q1 2025vs Q1 2024	$72.6MM$68.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5MM$5.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7.7MM$977K
Real Estate Owned	Q1 2025vs Q1 2024	$950K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Western Commerce Bank.

Locations

Cities: Albuquerque, Carlsbad, Hobbs, Loving, Lovington, Tatum

Albuquerque Branches
Albuquerque Branch	1910 Wyoming Blvd Ne	Albuquerque, NM 87105

Carlsbad Branches
Western Commerce Bank	127 S Canyon St	Carlsbad, NM 88220
South Y Branch	3010 National Parks Highway	Carlsbad, NM 88220
North Canal Branch	501 North Canal Street	Carlsbad, NM 88220

Hobbs Branches
Hobbs Downtown Office	209 W. Taylor	Hobbs, NM 88240
Hobbs Branch	2224 North Turner Boulevard	Hobbs, NM 88240
Grimes Branch	3920 N. Grimes	Hobbs, NM 88240

Loving Branches
Loving Branch	313 Cedar Street	Loving, NM 88256

Lovington Branches
Lovington Main Branch	18 West Adams Street	Lovington, NM 88260

Tatum Branches
Tatum Branch	102 South Avenue A	Tatum, NM 88267

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.