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2221 Landmark Place
Manasquan, NJ 08736

Manasquan Savings Bank has been serving the needs of businesses and consumers in Monmouth and Ocean counties since 1874. They are looking forward to serving your needs as your Hometown Community Bank. They will continue to provide the services and funds to help people and businesses reach their financial goals.

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New Reward Checking Account at Manasquan Savings Bank in the Northeast - 4/4/2014

Manasquan Savings Bank has just launched a high-interest reward checking account under the Kasasa brand. It’s called Kasasa Cash, and it has a competitive rate and balance cap. The bank also launched ...

Reviews (1)

Very Poor Customer Service

I walked into this bank and found the tellers reading books and chatting loudly about their personal lives. The topic of conversation was quite inappropriate for the setting. A tall woman with wild red hair was enjoying the conversation, and using foul language before she saw me and ran into a room in the corner of the building. Needless to say, I will not be back in that bank.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Manasquan Savings Bank had $2.93 million in non-current loans and owned real-estate with $100.07 million in equity and loan loss allowances on hand to cover it. This gives Manasquan Savings Bank a Texas Ratio of 2.93% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Manasquan Savings Bank decreased dramatically from 7.34% as of June 30, 2013 to 2.93% as of June 30, 2014, resulting in a positive change of 60.07%.This indicates that the balance sheet and financial strength for Manasquan Savings Bank has improved dramatically in recent periods.

Deposit Growth


In the past year, Manasquan Savings Bank has increased its total deposits by $13.1 million, resulting in 1.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Manasquan Savings Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Manasquan Savings Bank has $891.77 million in assets with $100.07 million in equity, resulting in a capitalization level of 11.22%, which is excellent.

Institution Statistics

FDIC Certificate #30470
Year Established1874
Primary RegulatorFDIC
Assets and Liabilities
Assets$891.77 million
Loans$668.71 million
Deposits$772.84 million
Equity Capital$92.99 million
Loan Loss Allowance$7.09 million
Unbacked Noncurrent Loans$1.54 million
Real Estate Owned$1.39 million
Historic Data - June 2013
Assets$859.74 million
Equity Capital$85.61 million
Loan Loss Allowance$6.27 million
Unbacked Noncurrent Loans$1.54 million
Real Estate Owned$547,000
Profit Margin - Quarterly
Return on Assets0.74%
Return on Equity7.23%
Interest Income$16.21 million

Always verify rates and promotions with the bank or credit union. We are not Manasquan Savings Bank, we are a rate comparison website and can not provide official rates or promotions.

Manasquan Savings Bank Savings Account Rates

0.50%-$10kKasasa Saver - Qualifying
0.25%$25-Regular Savings
0.25%--Club Savings
0.01%--Kasasa Saver - Non Qualifying

Manasquan Savings Bank Money Market Rates

0.45%$100k-Money Market Savings

Manasquan Savings Bank Checking Account Rates

2.00%-$25kKasasa Cash - Qualifying
0.01%--Kasasa Cash - Non Qualifying

Manasquan Savings Bank CD Rates

1.50%$500-5 Year CD
1.25%$500-7 Year CD
0.90%$500-3 Year CD
0.75%$500-2 Year CD
0.60%$500-18 Month CD
0.50%$500-1 Year CD
0.30%$500-6 Month CD
0.20%$500-30 Day CD
0.20%$500-91 Day CD

Manasquan Savings Bank IRA Rates

1.50%$500-5 Year IRA
1.25%$500-7 Year IRA
0.90%$500-3 Year IRA
0.75%$500-2 Year IRA
0.60%$500-18 Month IRA
0.60%$25-18 Month Market Pacer IRA
0.60%$500-18 Month Steady Earner IRA
0.50%$500-1 Year IRA
0.30%$500-6 Month IRA
0.20%$500-30 Day IRA
0.20%$500-91 Day IRA

Manasquan Savings Bank Locations
Wall Township Branch1410 Meetinghouse @ Rte 35Manasquan, NJ 8736
Howell Branch167 Newton's Corner and Ramtown RoadHowell, NJ 7731
Manasquan Branch185 Main StManasquan, NJ 8736
Manasquan Savings Bank2221 Landmark PlaceManasquan, NJ 8736
Point Pleasant Branch2307 Route 88Point Pleasant Beach, NJ 8742
Princeton Avenue Branch24 Princeton AvenueBrick, NJ 8724
Springlake Heights Branch305 Highway 71Spring Lake, NJ 7762
Bay Head Branch85 Bridge AvenueBay Head, NJ 8742