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Mid-Cities Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.midcitiescu.org
310-638-5147
325 S Santa Fe Ave
Compton, CA 90221

Mid-Cities Credit Union is headquartered in Compton and is the 221st largest credit union in the state of California. It is also the 3,316th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 7 employees and 2,762 members at 2 locations. Mid-Cities Credit Union has a C health rating.

Field of Membership Restrictions

Mid Cities Credit Union is open to those who live, work, attend school or worship in the California cities of Compton, Paramount, Carson, Bellflower, Norwalk, Lynwood and North Long Beach (zip code 90805). Membership is also open to employees of Lynwood Unified School District, Compton Unified School District, California State University Dominguez Hills, Paramount Unified School District, El Camino College Compton Center, Charles R Drew University of Medicine & Science.
See current membership details

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Health
C

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mid-Cities Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #95073
Year Chartered1955
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.27%
Annual Interest Income$193K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$17MM$18.9MM
LoansQ1 2025vs Q1 2024$5.4MM$7.1MM
DepositsQ1 2025vs Q1 2024$15.6MM$17.3MM
Equity CapitalQ1 2025vs Q1 2024$1.3MM$1.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$171K$201K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$148K$117K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Cities Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Regular Shares

Mid-Cities Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Checking Account

Mid-Cities Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-6 Month CD
0.10%$1k-12 Month CD
0.10%$500-18 Month CD
0.10%$1k-24 Month CD

Mid-Cities Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-6 Month IRA
0.10%$500-12 Month IRA
0.10%$500-18 Month IRA
0.10%$500-24 Month IRA
0.05%$0-IRA Share
Locations


Mid-Cities Credit Union Locations
Branch Office325 S Santa Fe AveCompton, CA 90221
Branch Office727 Kingshill PlCarson, CA 90746-1223

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