Rivertrust Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.rivertrustfcu.com

601-664-2085

409 Riverwind Dr
Pearl, MS 39208

Rivertrust Federal Credit Union is headquartered in Pearl and is the 9^th largest credit union in the state of Mississippi. It is also the 1,429^th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 15 employees and 7,577 members at 1 location. Rivertrust Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Rivertrust Federal Credit Union is open to anyone who lives, works, goes to school, worships, or volunteers in any of the cities, towns, or counties as outlined by the credit union (outlined map listed on the credit union's website). Friends of the Pearl Library, Richland Library or members of any one of the more than 120 employer groups are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	473
Year Chartered	1935
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	0.44%
Return on Equity - YTD	2.99%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$163.6MM$165.9MM
Loans	Q1 2025vs Q1 2024	$89.4MM$91.8MM
Deposits	Q1 2025vs Q1 2024	$139.2MM$143.1MM
Equity Capital	Q1 2025vs Q1 2024	$23.8MM$21.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$403K$270K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$243K$303K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rivertrust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$5k^*	-	Shares Savings Account
OTHER TIERS: 0.05% → $10 - $1k \| 0.10% → $1k - $5k

Rivertrust Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.25% → $5k - $50k \| 0.45% → $50k - $100k

Rivertrust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$5k^*	-	Share Draft Checking Account
OTHER TIERS: 0.05% → $30 - $5k

Rivertrust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.22%	$1k	-	30 Month CD
4.22%	$1k	-	60 Month CD
3.55%	$1k	-	24 Month CD
3.29%	$1k	-	18 Month CD
3.25%	$1k	-	12 Month CD
3.00%	$1k	-	6 Month CD
0.25%	$1k	-	91 Day CD

Rivertrust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.22%	$1k	-	30 Month IRA
4.22%	$1k	-	60 Month IRA
3.55%	$1k	-	24 Month IRA
3.29%	$1k	-	18 Month IRA
0.75%^*	$100k^*	-	IRA Savings Account
OTHER TIERS: 0.25% → $100 - $50k \| 0.45% → $50k - $100k

Locations

Rivertrust Federal Credit Union Locations
Branch Office	409 Riverwind Dr	Pearl, MS 39208-5917

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