Rivertrust Federal Credit Union


Overview / Commentary
601-664-2085
409 Riverwind Dr
Pearl, MS 39208

Rivertrust Federal Credit Union is headquartered in Pearl and is the 9th largest credit union in the state of Mississippi. It is also the 1,429th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 15 employees and 7,577 members at 1 location. Rivertrust Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Rivertrust Federal Credit Union is open to anyone who lives, works, goes to school, worships, or volunteers in any of the cities, towns, or counties as outlined by the credit union (outlined map listed on the credit union's website). Friends of the Pearl Library, Richland Library or members of any one of the more than 120 employer groups are also eligible to join.
See current membership details

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Health

Health Grade Components

Overall
NCUA #473
Year Chartered1935
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD2.99%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$163.6MM$165.9MM
LoansQ1 2025vs Q1 2024$89.4MM$91.8MM
DepositsQ1 2025vs Q1 2024$139.2MM$143.1MM
Equity CapitalQ1 2025vs Q1 2024$23.8MM$21.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$403K$270K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$243K$303K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Rivertrust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rivertrust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Shares Savings Account
OTHER TIERS: 0.05% $10 - $1k | 0.10% $1k - $5k

Rivertrust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Market Account
OTHER TIERS: 0.25% $5k - $50k | 0.45% $50k - $100k

Rivertrust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Share Draft Checking Account
OTHER TIERS: 0.05% $30 - $5k

Rivertrust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.22%$1k-30 Month CD
4.22%$1k-60 Month CD
3.55%$1k-24 Month CD
3.29%$1k-18 Month CD
3.25%$1k-12 Month CD
3.00%$1k-6 Month CD
0.25%$1k-91 Day CD

Rivertrust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.22%$1k-30 Month IRA
4.22%$1k-60 Month IRA
3.55%$1k-24 Month IRA
3.29%$1k-18 Month IRA
0.75%*$100k*-IRA Savings Account
OTHER TIERS: 0.25% $100 - $50k | 0.45% $50k - $100k
Locations


Rivertrust Federal Credit Union Locations
Branch Office409 Riverwind DrPearl, MS 39208-5917

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